BUONOPANE
ActiveThe computed 12-month bankruptcy probability of BUONOPANE is 1.5% (moderate). The 2025 annual accounts show equity of €136k and a net result of €-23k. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 40% of 13270 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▼-15
Solvency44▼-1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.42 against 0.51 in 2024; short-term debt: 19.8% and cash: 2.8% of total assets), and 81.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
13 d late
2023
14 d late
2022
32 d early
2021
16 d early
2020
18 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€136k▼ 14.3%
2024 · €158k
2018: €101k
2019: €102k
2020: €120k
2021: €135k
2022: €141k
2023: €154k
2024: €158k
2018 → 2025
Total assets
€729k▼ 5.9%
2024 · €774k
2018: €626k
2019: €572k
2020: €544k
2021: €816k
2022: €787k
2023: €799k
2024: €774k
2018 → 2025
Net result
€-23k
2024 · €5k
2018: €-6k
2019: €588
2020: €18k
2021: €16k
2022: €6k
2023: €12k
2024: €5k
2018 → 2025
Working capital
€-84k▼ 33.6%
2024 · €-63k
2018: €-36k
2019: €-46k
2020: €-13k
2021: €-40k
2022: €-56k
2023: €-77k
2024: €-63k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€135k-€141k▲ 4.4%€154k▲ 8.7%€158k▲ 3.0%€136k▼ 14.3%
Operating result€42k-€30k▼ 27.8%€40k▲ 33.0%€22k▼ 45.3%€-5k
Net result€16k-€6k▼ 61.6%€12k▲ 104%€5k▼ 62.5%€-23k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €22k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €729k
Fixed assets
€669k▼ 5.5%
Current assets
€60k▼ 9.4%
Equity and liabilities €729k
Equity
€136k▼ 14.3%
Debt
€593k▼ 3.7%
The debt ratio rises from 79.6% to 81.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€35k▼
2024 · €58k
Cash flow
€17k▼
2024 · €41k
Solvency
18.6%▼
2024 · 20.4%
Current ratio
0.42▼
2024 · 0.51
Quick ratio
0.17▼
2024 · 0.25
Debt / equity
4.37▲
2024 · 3.89
ROE
-16.7%▼
2024 · 2.9%
ROA
-3.1%▼
2024 · 0.6%
Interest coverage
2.08▼
2024 · 3.27
Debt
€593k▼
2024 · €616k
Debt ≤ 1 year
€144k▲
2024 · €129k
Debt > 1 year
€449k▼
2024 · €486k
Income taxes
€1k▲
2024 · €-416
Staff costs
€224k▲
2024 · €169k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€774k€729k▼
Fixed assets21/28€708k€669k▼
Tangible fixed assets22/27€706k€666k▼
Land and buildings22€655k€625k▼
Plant, machinery and equipment23€51k€42k▼
Financial fixed assets28€2k€2k▲
Current assets29/58€66k€60k▼
Stocks and contracts in progress3€33k€35k▲
Stocks30/36€33k€35k▲
Amounts receivable within one year40/41€4k€2k▼
Trade receivables40-€2k
Other amounts receivable41€4k-
Cash at bank and in hand54/58€25k€21k▼
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€774k€729k▼
Equity10/15€158k€136k▼
Contributions10/11€70k€70k=
Reserves13€88k€66k▼
Distributable reserves133€88k€66k▼
Amounts payable17/49€616k€593k▼
Amounts payable after more than one year17€486k€449k▼
Financial debts170/4€486k€449k▼
Amounts payable within one year42/48€129k€144k▲
Current portion of amounts payable after more than one year42€64k€51k▼
Trade debts44€33k€44k▲
Suppliers440/4€33k€44k▲
Taxes, remuneration and social security45€33k€45k▲
Taxes450/3€11k€16k▲
Remuneration and social security454/9€22k€29k▲
Other amounts payable47/48-€6k
Income statement
Code20242025
Non-recurring operating income76A€26k€390▼
Remuneration, social security and pensions62€169k€224k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€39k▲
Other operating charges640/8€8k€8k▲
Gross operating margin9900€236k€267k▲
Operating profit (loss)9901€22k€-5k▼
Financial charges65/66B€18k€17k▼
Recurring financial charges65€18k€17k▼
Non-recurring financial charges66B-€116
Profit (loss) for the period before taxes9903€4k€-21k▼
Income taxes67/77€-416€1k▲
Profit (loss) for the period9904€5k€-23k▼
Profit (loss) for the period to be appropriated9905€5k€-23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€-23k▼
Transfer from equity791/2-€23k
Transfer to equity691/2€5k-
To other reserves6921€5k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €-23k ▼594%
Net result drops to €-23k, the lowest in the series.
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
31-12
Financial
Equity above €150kEq €154k ▲8.7%
5 profitable years in a row build equity to €154k.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €18k ▲2989%
Net result €18k, the highest in the series.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €588
Net result €588 after one loss-making year.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
08-01-2025
Petralito Carmela: Resigned as Director
08-12-2023
Petralito Carmela: Resigned as Managing director
08-12-2023
BUONOPANE Costantino: Resigned as Managing director
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Belle-Vue(L.L) 1897100 La LouvièreGround area
160 m²
Building footprint
64 m²
Volume, LiDAR
596 m³
Parcel 55373B0022/00E007, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
L'Antica Roma
since 20052.147.407.180
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55373B0022/00E007 | Wallonia | 159 m² | 1 · 64 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLa Louvière2.147.407.180
Similar companies · same sector, comparable size
K & S
BE 0840.960.603
Nieuwerkerken (Limb.) · Eq €136k
SEINO
BE 0599.925.006
Ukkel · Eq €136k
DARIO RESTAURATION
BE 0533.869.984
Manage · Eq €136k
Aperitivo M&R
BE 0698.756.128
Genk · Eq €136k
NEW SHANGHAI
BE 0475.935.745
Soignies · Eq €136k
Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 9,196 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-06-2005
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.