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JTC

Active
Bodegemstraat 91-93 ·1000 Brussel, Belgium
KBO/BCE: BE 0795.259.646
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Age3 yrs
Real estate1 parcel · 300 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of JTC is 0.8% (low). The 2025 annual accounts show equity of €17k and a net result of €2k. Its solvency ranks better than 19% of 4723 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.8% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

2 signals · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 4723 sector peers (2025).
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-06-2025 31-01-2026 27-01-2026 4 d early 2026-00021884
30-06-2024 31-01-2025 31-01-2025 on the day 2025-00029611

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€2k-76.3%
Working capital€-12k-1069.4%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 27-01-2026 with the NBB · fiscal year 2025 · micro
€0€5k€10k€15k€20kOperating result 2024: €19k€19kNet result 2024: €7k€7kOperating result 2025: €18k€18kNet result 2025: €2k€2k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 9.4% 55.5%
better than 19% of 4723 sector peers
Net result €2k €38k
better than 16% of 4722 sector peers
Equity €17k €64k
better than 25% of 4723 sector peers
Gross operating margin €25k €61k
better than 26% of 4715 sector peers
Total assets €177k €146k
better than 58% of 4723 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€25k
+9.8% 24-25
Net profit
€2k
-76.3% 24-25
Cash flow
€8k
-24.0% 24-25
Total assets
€177k
+5.2% 24-25
Equity
€17k
+4.6% 24-25
Working capital
€-12k
-1069.4% 24-25
Income taxes
€5k
+2.4% 24-25
Dividends
€859
+3.1% 24-25
Debt
€160k
+5.3% 24-25
Debt ≤ 1y
€150k
+16.7% 24-25
Debt > 1y
€10k
-56.1% 24-25
Current ratio
0.92
-7.3% 24-25
Quick ratio
0.92
-7.3% 24-25
Solvency
9.4%
-0.6% 24-25
Debt / equity
9.61
+0.6% 24-25
ROE
9.6%
-77.4% 24-25
ROA
0.9%
-77.5% 24-25
Interest coverage
2.22
-35.9% 24-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€25k
Net profit€2k
Cash flow€8k
Staff costs-
Income taxes€5k
Dividends€859
Total assets€177k
Equity€17k
Debt€160k
of which ≤ 1y€150k
of which > 1y€10k
Working capital€-12k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.92
Quick ratio0.92
Working capital ratio-6.8%
Solvency9.4%
Debt / equity9.61
Long-term debt ratio0.63
Interest coverage2.22
Gross margin-
Net margin-
ROA0.9%
ROE9.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€177k
Fixed assets 21/28€39k
Tangible fixed assets 22/27€39k
Current assets 29/58€137k
Amounts receivable within one year 40/41€137k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€177k
Equity 10/15€17k
Contributions / capital 10/11€10k
Accumulated profits (losses) 14€7k
Amounts payable 17/49€160k
Amounts payable after one year 17€10k
Amounts payable within one year 42/48€150k
Trade debts payable within one year 44€17k
Income statement
Gross operating margin 9900€25k
Operating result 9901€18k
Financial income 75€18
Financial charges 65€11k
Result before taxes 9903€7k
Income taxes 67/77€5k
Net result for the period 9904€2k
Result to be appropriated 9905€2k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
36 / 100 Weak
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bodegemstraat 91-931000 Brussel

Establishment units

1 location
JTC
Bodegemstraat 91-93, 1000 BrusselHandelsbemiddeling in de groothandel in andere specifieke goederen
since 20222.340.865.465
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area300 m²
Buildings1
Building footprint269 m²
Volume (LiDAR)6,531 m³
Tallest building31.4 m · ±8 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21810L2199/02G002 Brussels 300 m² 1 · 269 m² 31.4 m · 8 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health36Profitability48Solvency16Growth52Stability94
49 / 100

Mixed profile: strong on stability, weaker on solvency.

All 5 axes are computed from data Checked has read.

Health 36
Profitability 48
Solvency 16
Growth 52
Stability 94

Ask AI about this company

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 15,318 of the 81,985 companies in this sector. 10,949 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameFR JTC
Registered office
Bodegemstraat 91-93
1000 Brussel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.