NEW HOUSES
ActiveSummary
The annual accounts of NEW HOUSES for fiscal year 2024 show a net loss of 103% of total assets and of 70% of the equity at the start of that year. The 2024 annual accounts show equity of €17k and a net result of €-21k. Equity is growing by ~51.8% per year across the filed fiscal years. Its solvency ranks better than 76% of 37956 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-100
Solvency100▲+21
Growth35▼-43
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.25 against 1.48 in 2023; short-term debt: 20.1% and cash: 24.4% of total assets), and 20.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
79.9%
Return on assets
-102.6%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
21 d early
2023
on the day
2022
18 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€37k▼ 62.0%
2023 · €97k
2023: €97k
2023 → 2024
EBIT margin
-51.2%▼ 74.5pp
2023 · 23.2%
2023: 23.2%
2023 → 2024
Net result
€-21k
2023 · €15k
2022: €-598
2023: €15k
2022 → 2024
Working capital
€1k▼ 91.6%
2023 · €13k
2022: €-598
2023: €13k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Turnover€97k€37k▼ 62.0%
Equity€-598-€31k€17k▼ 45.7%
Operating result€-598-€22k€-19k
Net result€-598-€15k€-21k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €19k after €22k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €21k
Fixed assets
€16k ▼ 13.8%
Current assets
€5k ▼ 86.5%
Equity and liabilities €21k
Equity
€17k ▼ 45.7%
Debt
€4k ▼ 84.0%
Debt's share of the balance-sheet total falls from 45.9% to 20.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-15k▼
2023 · €23k
Cash flow
€-18k▼
2023 · €15k
Current ratio
1.25▼
2023 · 1.48
Debt to equity
0.25▼
2023 · 0.85
ROE
-128.3%▼
2023 · 48.4%
ROA
-102.6%▼
2023 · 26.2%
Interest coverage
-17.13▼
2023 · 121.08
Debt ≤ 1 year
€4k▼
2023 · €26k
Income taxes
€2k▼
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 33 lines
Balance sheet
Code20232024
Assets
Total assets20/58€57k€21k▼
Fixed assets21/28€18k€16k▼
Tangible fixed assets22/27€18k€16k▼
Furniture and vehicles24€18k€16k▼
Current assets29/58€39k€5k▼
Amounts receivable within one year40/41€8k€148▼
Trade receivables40€8k-
Other amounts receivable41€329€148▼
Cash at bank and in hand54/58€31k€5k▼
Equity and liabilities
Total equity and liabilities10/49€57k€21k▼
Equity10/15€31k€17k▼
Contributions10/11€16k€24k▲
Profit (loss) carried forward14€14k€-7k▼
Amounts payable17/49€26k€4k▼
Amounts payable within one year42/48€26k€4k▼
Trade debts44€2k€727▼
Suppliers440/4€2k€727▼
Taxes, remuneration and social security45€24k€3k▼
Taxes450/3€24k€3k▼
Income statement
Code20232024
Turnover70€97k€37k▼
Goods, raw materials, services and sundry goods60/61€75k€52k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€150€4k▲
Other operating charges640/8-€192
Gross operating margin9900€23k€-15k▼
Operating profit (loss)9901€22k€-19k▼
Financial charges65/66B€187€883▲
Recurring financial charges65€187€883▲
Profit (loss) for the period before taxes9903€22k€-20k▼
Income taxes67/77€7k€2k▼
Profit (loss) for the period9904€15k€-21k▼
Profit (loss) for the period to be appropriated9905€15k€-21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€-7k▼
Profit (loss) brought forward from the previous period14P€-598€14k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-21k ▼244%
Net result drops to €-21k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
31-12
Financial
Liquidity times 18current ratio 1.48
Current ratio from 0.08 to 1.48.
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Morlanwelz · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Bleuets(MLZ) 127140 MorlanwelzGround area
870 m²
Building footprint
120 m²
Volume, LiDAR
551 m³
Parcel 56057A0122/00C028, Wallonia · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NEW HOUSES
since 20222.334.768.323
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56057A0122/00C028 | Wallonia | 870 m² | 1 · 120 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LOMBAERTS ENERGY SAVINGS CONSULTING
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ADHELANTE
BE 0757.751.033
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Compita
BE 0692.794.685
Merelbeke-Melle · Eq €16,670
LILI
BE 0567.878.382
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B.D.C.B.
BE 0769.442.404
Andenne · Eq €16,660
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 28,589 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-06-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.