JONAS.COM
ActiveSummary
JONAS.COM has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €64k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-10
Solvency28▼-25
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.48 against 1.03 in 2024; short-term debt: 38.6% and cash: 5.9% of total assets), and 96.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.2%
Return on assets
9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 9460 sector peers (2025).
NBB · sector comparisonPosition among 9460 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
29 d late
2022
3 d early
2021
2 d late
2020
31 d late
2019
5 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k▼ 84.4%
2024 · €143k
2018: €31k
2019: €112k
2020: €189k
2021: €283k
2022: €169k
2023: €238k
2024: €143k
2018 → 2025
Total assets
€711k▲ 39.0%
2024 · €511k
2018: €155k
2019: €258k
2020: €490k
2021: €584k
2022: €613k
2023: €597k
2024: €511k
2018 → 2025
Net result
€64k▼ 25.2%
2024 · €85k
2018: €55k
2019: €111k
2020: €108k
2021: €94k
2022: €23k
2023: €69k
2024: €85k
2018 → 2025
Working capital
€-144k
2024 · €5k
2018: €36k
2019: €103k
2020: €176k
2021: €211k
2022: €42k
2023: €94k
2024: €5k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€283k-€169k▼ 40.3%€238k▲ 41.0%€143k▼ 39.8%€22k▼ 84.4%
Operating result€108k-€30k▼ 72.1%€91k▲ 204%€118k▲ 29.7%€94k▼ 20.0%
Net result€94k-€23k▼ 75.1%€69k▲ 196%€85k▲ 22.8%€64k▼ 25.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €711k
Fixed assets
€580k ▲ 76.2%
Current assets
€131k ▼ 28.2%
Equity and liabilities €711k
Equity
€22k ▼ 84.4%
Debt
€689k ▲ 87.1%
Debt's share of the balance-sheet total rises from 72.0% to 96.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€122k▼
2024 · €140k
Cash flow
€91k▼
2024 · €107k
Current ratio
0.48▼
2024 · 1.03
Debt to equity
30.71▲
2024 · 2.57
ROE
283.9%▲
2024 · 59.3%
ROA
9.0%▼
2024 · 16.6%
Interest coverage
9.83▼
2024 · 12.24
Debt ≤ 1 year
€275k▲
2024 · €177k
Debt > 1 year
€407k▲
2024 · €179k
Income taxes
€18k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€511k€711k▲
Fixed assets21/28€329k€580k▲
Tangible fixed assets22/27€329k€580k▲
Land and buildings22€316k€566k▲
Plant, machinery and equipment23€13k€15k▲
Current assets29/58€182k€131k▼
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€73k€88k▲
Trade receivables40€72k€87k▲
Other amounts receivable41€1k€1k▲
Cash at bank and in hand54/58€108k€42k▼
Deferred charges and accrued income490/1€1k€465▼
Equity and liabilities
Total equity and liabilities10/49€511k€711k▲
Equity10/15€143k€22k▼
Contributions10/11€19k€19k=
Reserves13€120k€0▼
Distributable reserves133€120k€0▼
Profit (loss) carried forward14€5k€4k▼
Amounts payable17/49€368k€689k▲
Amounts payable after more than one year17€179k€407k▲
Financial debts170/4€179k€407k▲
Amounts payable within one year42/48€177k€275k▲
Current portion of amounts payable after more than one year42€22k€23k▲
Trade debts44€6k€3k▼
Suppliers440/4€6k€3k▼
Taxes, remuneration and social security45€33k€36k▲
Taxes450/3€27k€30k▲
Remuneration and social security454/9€6k€6k=
Other amounts payable47/48€116k€213k▲
Accrued charges and deferred income492/3€13k€7k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€27k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€143k€124k▼
Operating profit (loss)9901€118k€94k▼
Financial income75/76B€2k€0▼
Recurring financial income75€2k€0▼
Financial charges65/66B€11k€12k▲
Recurring financial charges65€11k€12k▲
Profit (loss) for the period before taxes9903€109k€82k▼
Income taxes67/77€24k€18k▼
Profit (loss) for the period9904€85k€64k▼
Profit (loss) for the period to be appropriated9905€85k€64k▼
Appropriation of the result
Profit (loss) to be appropriated9906€95k€68k▼
Profit (loss) brought forward from the previous period14P€10k€5k▼
Transfer from equity791/2€180k€120k▼
Transfer to equity691/2€90k€0▼
To other reserves6921€90k€0▼
Profit to be distributed694/7€180k€185k▲
Return on contributions (dividend)694€180k€185k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-12
Financial
Equity above €200kEq €238k ▲41%
6 profitable years in a row build equity to €238k.
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €23k ▼75.1%
Net result drops to €23k, the lowest in the series; recovery starts the following year.
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
30-09
Financial
Equity above €200kEq €283k ▲49.7%
4 profitable years in a row build equity to €283k.
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
30-09
Financial
Liquidity doublescurrent ratio 3.70
Current ratio from 1.71 to 3.70; short-term debt falls from €145k to €65k.
30-09
Financial
Equity above €150kEq €189k ▲69.4%
3 profitable years in a row build equity to €189k.
05-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
Show earlier events
2019
30-09
Financial
Highest result since 2018net €111k ▲102%
Operating result €133k, net result €111k, both a record.
30-09
Financial
Equity above €100kEq €112k ▲260%
2 profitable years in a row build equity to €112k.
02-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
André De Bruynestraat 19030 GentGround area
500 m²
Building footprint
134 m²
Volume, LiDAR
1,132 m³
Parcel 44038A0742/02Z002, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JONAS.COM
since 20172.274.703.943
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44038A0742/02Z002 | Flanders | 500 m² | 1 · 134 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MANI ART
BE 0799.353.541
Grimbergen · Eq €22,411
Monsieur Pascal Architectes
BE 0715.801.206
Schaarbeek · Eq €22,406
ACTES - ARCHITECTES
BE 0827.596.872
Gerpinnes · Eq €22,406
RIBEIRO ARCHITECTURE
BE 0801.145.566
Anderlues · Eq €22,449
GALVA architectuur
BE 1020.548.678
Mechelen · Eq €22,396
Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 4,630 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-2017
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.