ACTES - ARCHITECTES
ActiveSummary
ACTES - ARCHITECTES has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €2k. Equity is growing by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 17% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-2
Solvency38▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.0 against 1.1 in 2024; short-term debt: 23% and cash: 13.4% of total assets), and 86.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.2%
Return on assets
1.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 9460 sector peers (2025).
NBB · sector comparisonPosition among 9460 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
13 d early
2023
33 d early
2022
41 d early
2021
16 d early
2020
11 d early
2019
37 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€145k
EBIT margin
3.5%
Net result
€2k▼ 21.0%
2024 · €3k
2018: €11k
2019: €196
2020: €2k
2021: €-246
2022: €4k
2023: €30
2024: €3k
2018 → 2025
Working capital
€116▼ 95.9%
2024 · €3k
2018: €4k
2019: €-3k
2020: €-4k
2021: €2k
2022: €4k
2023: €2k
2024: €3k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€145k-
Equity€14k-€17k▲ 25.5%€17k▲ 0.2%€20k▲ 16.4%€22k▲ 11.2%
Operating result€5k-€9k▲ 83.0%€5k▼ 49.8%€8k▲ 69.5%€7k▼ 11.8%
Net result€-246-€4k€30▼ 99.2%€3k▲ 9,433%€2k▼ 21.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €169k
Fixed assets
€130k ▼ 4.9%
Current assets
€39k ▲ 23.4%
Equity and liabilities €169k
Equity
€22k ▲ 11.2%
Debt
€147k ▼ 1.1%
Debt's share of the balance-sheet total falls from 88.0% to 86.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€18k▼
2024 · €19k
Cash flow
€13k▼
2024 · €14k
Current ratio
1.00▼
2024 · 1.10
Debt to equity
6.55▼
2024 · 7.36
ROE
10.0%▼
2024 · 14.1%
ROA
1.3%▼
2024 · 1.7%
Interest coverage
5.43▼
2024 · 5.60
Debt ≤ 1 year
€39k▲
2024 · €29k
Debt > 1 year
€108k▼
2024 · €120k
Income taxes
€1k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€169k€169k▲
Fixed assets21/28€137k€130k▼
Tangible fixed assets22/27€137k€130k▼
Land and buildings22€133k€124k▼
Furniture and vehicles24€4k€2k▼
Other tangible fixed assets26-€4k
Financial fixed assets28€75€75=
Current assets29/58€32k€39k▲
Amounts receivable within one year40/41€10k€9k▼
Trade receivables40€10k€9k▼
Other amounts receivable41€225€409▲
Cash at bank and in hand54/58€14k€23k▲
Deferred charges and accrued income490/1€7k€7k▲
Equity and liabilities
Total equity and liabilities10/49€169k€169k▲
Equity10/15€20k€22k▲
Contributions10/11€19k€19k=
Outside capital11€19k-
Share premium1100/10€19k-
Reserves13€2k€2k=
Tax-exempt reserves132€2k-
Distributable reserves133-€2k
Profit (loss) carried forward14€-303€2k▲
Amounts payable17/49€148k€147k▼
Amounts payable after more than one year17€120k€108k▼
Financial debts170/4€120k€108k▼
Amounts payable within one year42/48€29k€39k▲
Current portion of amounts payable after more than one year42€11k€12k▲
Financial debts43-€8k
Credit institutions430/8-€8k
Trade debts44€7k€11k▲
Suppliers440/4€7k€11k▲
Taxes, remuneration and social security45€9k€872▼
Taxes450/3€7k€872▼
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€2k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€11k▼
Other operating charges640/8€437€871▲
Gross operating margin9900€20k€18k▼
Operating profit (loss)9901€8k€7k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€4k€4k▼
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€3k€2k▼
Profit (loss) for the period to be appropriated9905€3k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-303€2k▲
Profit (loss) brought forward from the previous period14P€-3k€-303▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €-246 ▼114%
Net result drops to €-246, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gerpinnes · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Namur(GOU) 86280 GerpinnesGround area
1,563 m²
Building footprint
129 m²
Volume, LiDAR
896 m³
Parcel 52029B0239/00B002, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ACTES - ARCHITECTES
since 20102.191.343.826
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52029B0239/00B002 | Wallonia | 1,563 m² | 1 · 129 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Monsieur Pascal Architectes
BE 0715.801.206
Schaarbeek · Eq €22,406
MANI ART
BE 0799.353.541
Grimbergen · Eq €22,411
GALVA architectuur
BE 1020.548.678
Mechelen · Eq €22,396
JONAS.COM
BE 0671.526.842
Gent · Eq €22,423
COMBO//A2
BE 0463.836.974
Sint-Gillis (bij-Brussel) · Eq €22,373
Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 4,630 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-07-2010
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.