GALVA architectuur
ActiveSummary
GALVA architectuur has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €19k. Its solvency ranks better than 21% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability80
Solvency45
Growth-
Track record67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.23; short-term debt: 72.7% and cash: 39% of total assets), and 80.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.8%
Return on assets
17.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 9460 sector peers (2025).
NBB · sector comparisonPosition among 9460 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
22 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€22k
Total assets
€113k
Net result
€19k
Working capital
€19k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €113k
Fixed assets
€12k
Current assets
€102k
Equity and liabilities €113k
Equity
€22k
Debt
€91k
Debt finances 80.2% of the balance-sheet total.
Key figures and ratios
Current ratio
1.23
Debt to equity
4.05
ROE
86.6%
ROA
17.1%
Debt ≤ 1 year
€82k
Income taxes
€5k
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet
Code2025
Assets
Total assets20/58€113k
Fixed assets21/28€12k
Financial fixed assets28€12k
Current assets29/58€102k
Amounts receivable within one year40/41€57k
Trade receivables40€57k
Cash at bank and in hand54/58€44k
Deferred charges and accrued income490/1€353
Equity and liabilities
Total equity and liabilities10/49€113k
Equity10/15€22k
Contributions10/11€3k
Reserves13€19k
Distributable reserves133€19k
Amounts payable17/49€91k
Amounts payable within one year42/48€82k
Trade debts44€77k
Suppliers440/4€77k
Taxes, remuneration and social security45€5k
Taxes450/3€5k
Accrued charges and deferred income492/3€9k
Income statement
Code2025
Other operating charges640/8€833
Gross operating margin9900€25k
Operating profit (loss)9901€24k
Financial charges65/66B€42
Recurring financial charges65€42
Profit (loss) for the period before taxes9903€24k
Income taxes67/77€5k
Profit (loss) for the period9904€19k
Profit (loss) for the period to be appropriated9905€19k
Appropriation of the result
Profit (loss) to be appropriated9906€19k
Transfer to equity691/2€19k
To other reserves6921€19k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hanswijkvaart 562800 MechelenGround area
73 m²
Building footprint
45 m²
Volume, LiDAR
445 m³
Parcel 12403D0154/00E002, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
GALVA architectuur
since 20252.371.561.512
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403D0154/00E002 | Flanders | 73 m² | 1 · 45 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ACTES - ARCHITECTES
BE 0827.596.872
Gerpinnes · Eq €22,406
Monsieur Pascal Architectes
BE 0715.801.206
Schaarbeek · Eq €22,406
MANI ART
BE 0799.353.541
Grimbergen · Eq €22,411
COMBO//A2
BE 0463.836.974
Sint-Gillis (bij-Brussel) · Eq €22,373
JONAS.COM
BE 0671.526.842
Gent · Eq €22,423
Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 4,628 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-2025
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.