JN B&C

Active

Private limited companyfounded 20251 yr activeRue de la Terre du Prince 17, 7000 Mons, BelgiumKBO/BCE: BE 1023.098.491

JN B&C has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €102k and a net result of €4k. Its solvency ranks better than 17% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

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Checked score

Score 2025

61 / 100

Healthy

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability19

Solvency40

Growth-

Stability67

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €6k at 30 days only on tighter terms

Liquidity ample (current ratio 14.47), but 89.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

10.6%

Return on assets

0.4%

Age of the figures

8 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 31527 sector peers (2025).

NBB · sector comparison

Position among 31527 sector peers

Solvency

better than 17%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

7 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€102k

Total assets

€966k

Net result

€4k

Working capital

€331k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €966k

63.1%

36.9%

Fixed assets €610k

Current assets €356k

Equity and liabilities €966k

11%

89.4%

Equity €102k

Debt €864k

Debt finances 89.4% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€41k

Cash flow

€25k

Solvency

10.6%

Current ratio

14.47

Quick ratio

14.47

Debt / equity

8.46

ROE

3.7%

ROA

0.4%

Interest coverage

2.53

Debt

€864k

Debt ≤ 1 year

€25k

Debt > 1 year

€837k

Income taxes

€985

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€966k

Fixed assets21/28€610k

Tangible fixed assets22/27€610k

Land and buildings22€610k

Current assets29/58€356k

Amounts receivable within one year40/41€278k

Trade receivables40€30k

Other amounts receivable41€248k

Cash at bank and in hand54/58€72k

Deferred charges and accrued income490/1€6k

Equity and liabilities

Total equity and liabilities10/49€966k

Equity10/15€102k

Contributions10/11€50k

Profit (loss) carried forward14€4k

Investment grants15€48k

Amounts payable17/49€864k

Amounts payable after more than one year17€837k

Financial debts170/4€737k

Other amounts payable178/9€100k

Amounts payable within one year42/48€25k

Current portion of amounts payable after more than one year42€8k

Trade debts44€3k

Suppliers440/4€3k

Taxes, remuneration and social security45€14k

Taxes450/3€6k

Remuneration and social security454/9€8k

Other amounts payable47/48€407

Accrued charges and deferred income492/3€2k

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k

Other operating charges640/8€2k

Gross operating margin9900€43k

Operating profit (loss)9901€19k

Financial income75/76B€2k

Recurring financial income75€2k

Financial charges65/66B€16k

Recurring financial charges65€16k

Profit (loss) for the period before taxes9903€5k

Income taxes67/77€985

Profit (loss) for the period9904€4k

Profit (loss) for the period to be appropriated9905€4k

Appropriation of the result

Profit (loss) to be appropriated9906€4k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

07-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 7 days late

NBB filing

Directors · office · real estate

Directors

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

Location & real-estate footprint

Registered office, Mons · 1 establishment unit since 2025

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de la Terre du Prince 177000 Mons

Ground area

1,124 m²

Building footprint

575 m²

Volume, LiDAR

7,466 m³