Quadria
ActiveQuadria has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €102k and a net result of €4k. Equity is growing by ~16.4% per year across the filed fiscal years. Its solvency ranks better than 29% of 37971 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
68
/ 100
Healthy▼ -32 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability18▼-82
Solvency61▼-39
Growth52=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.38 against 2.69 in 2023), and 66.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
33.1%
Return on assets
1.2%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
27 d late
2022
30 d late
2021
30 d early
2020
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€4k▼ 91.5%
2023 · €42k
2020: €45k
2021: €42k
2022: €13k
2023: €42k
2020 → 2024
Working capital
€31k▼ 70.9%
2023 · €106k
2020: €13k
2021: €42k
2022: €70k
2023: €106k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€55k-€73k▲ 31.7%€86k▲ 17.8%€129k▲ 49.3%€102k▼ 20.5%
Operating result€59k-€54k▼ 8.1%€19k▼ 65.4%€61k▲ 225%€7k▼ 87.7%
Net result€45k-€42k▼ 8.5%€13k▼ 68.8%€42k▲ 227%€4k▼ 91.5%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 88% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €308k
Fixed assets
€196k▲ 781%
Current assets
€113k▼ 33.4%
Equity and liabilities €308k
Equity
€102k▼ 20.5%
Debt
€206k▲ 229%
The debt ratio rises from 32.8% to 66.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€21k▼
2023 · €76k
Cash flow
€17k▼
2023 · €58k
Solvency
33.1%▼
2023 · 67.2%
Current ratio
1.38▼
2023 · 2.69
Quick ratio
1.38▼
2023 · 2.69
Debt / equity
2.02▲
2023 · 0.49
ROE
3.5%▼
2023 · 33.0%
ROA
1.2%▼
2023 · 22.2%
Interest coverage
3.32▼
2023 · 352.03
Debt
€206k▲
2023 · €63k
Debt ≤ 1 year
€82k▲
2023 · €63k
Debt > 1 year
€125k
Income taxes
€-2k▼
2023 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€191k€308k▲
Fixed assets21/28€22k€196k▲
Tangible fixed assets22/27€18k€194k▲
Land and buildings22-€154k
Furniture and vehicles24€17k€10k▼
Other tangible fixed assets26€2k€29k▲
Financial fixed assets28€4k€2k▼
Current assets29/58€169k€113k▼
Amounts receivable within one year40/41€34k€73k▲
Trade receivables40€34k€32k▼
Other amounts receivable41-€42k
Cash at bank and in hand54/58€132k€38k▼
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€191k€308k▲
Equity10/15€129k€102k▼
Contributions10/11€10k€10k=
Reserves13€30k€30k=
Distributable reserves133€30k€30k=
Profit (loss) carried forward14€89k€62k▼
Amounts payable17/49€63k€206k▲
Amounts payable after more than one year17-€125k
Financial debts170/4-€125k
Amounts payable within one year42/48€63k€82k▲
Current portion of amounts payable after more than one year42-€8k
Trade debts44€34k€36k▲
Suppliers440/4€34k€36k▲
Advances received on contracts in progress46€2k-
Taxes, remuneration and social security45€19k€7k▼
Taxes450/3€19k€7k▼
Other amounts payable47/48€8k€30k▲
Income statement
Code20232024
Non-recurring operating income76A-€25k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€13k▼
Other operating charges640/8€650€4k▲
Non-recurring operating charges66A€2k-
Gross operating margin9900€78k€25k▼
Operating profit (loss)9901€61k€7k▼
Financial income75/76B€145€879▲
Recurring financial income75€145€879▲
Financial charges65/66B€215€6k▲
Recurring financial charges65€215€6k▲
Profit (loss) for the period before taxes9903€60k€2k▼
Income taxes67/77€18k€-2k▼
Profit (loss) for the period9904€42k€4k▼
Profit (loss) for the period to be appropriated9905€42k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€109k€92k▼
Profit (loss) brought forward from the previous period14P€66k€89k▲
Transfer to equity691/2€20k-
To other reserves6921€20k-
Profit to be distributed694/7-€30k
Return on contributions (dividend)694-€30k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €4k ▼91.5%
Net result drops to €4k, the lowest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Equity above €100kEq €129k ▲49.3%
4 profitable years in a row build equity to €129k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
PAGIARO Marta
CurrentDirector · since 17-03-2023
17-03-2023
Appointed as Director
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vrijwilligerslaan 1831150 Sint-Pieters-WoluweGround area
180 m²
Building footprint
80 m²
Volume, LiDAR
961 m³
Parcel 21684B0054/00K002, Brussels · tallest building 16.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
C&M Cube Consult
since 20202.298.854.666
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21684B0054/00K002 | Brussels | 180 m² | 1 · 80 m² | 16.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900NY9P1XAXTKBS32
Similar companies · same sector, comparable size
HR PREMIUM
BE 0777.708.485
Brussel · Eq €102k
M-Advice
BE 0802.487.235
Kapellen · Eq €102k
ADJILE
BE 0795.784.238
Wielsbeke · Eq €102k
VLAAMS AGRARISCH CENTRUM
BE 0466.432.814
Merelbeke · Eq €102k
ADD VISION
BE 0875.341.559
Merelbeke-Melle · Eq €102k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 40,482 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-02-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74130Interior design
46190Agents in non-specialised wholesale trade
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
74104Other professional, scientific and technical activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.