JFS CONSULTING
ActiveJFS CONSULTING has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €480k and a net result of €131k. Equity is growing by ~51.1% per year across the filed fiscal years. Its solvency ranks better than 54% of 12643 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
96
/ 100
Excellent▲ +28 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency85▲+11
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity tight (current ratio 1.37 against 0.93 in 2024), and 39.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.7%
Return on assets
16.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
7 d early
2023
32 d early
2022
3 d early
2021
3 d early
2020
1 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€480k▲ 14.8%
2024 · €418k
2018: €-43k
2019: €13k
2020: €76k
2021: €100k
2022: €203k
2023: €316k
2024: €418k
2018 → 2025
Total assets
€792k▲ 10.3%
2024 · €718k
2018: €535k
2019: €584k
2020: €572k
2021: €552k
2022: €590k
2023: €610k
2024: €718k
2018 → 2025
Net result
€131k▲ 28.2%
2024 · €102k
2018: €32k
2019: €56k
2020: €63k
2021: €62k
2022: €103k
2023: €115k
2024: €102k
2018 → 2025
Working capital
€64k
2024 · €-7k
2018: €-219k
2019: €-241k
2020: €-192k
2021: €-178k
2022: €-88k
2023: €-8k
2024: €-7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€100k-€203k▲ 103%€316k▲ 55.9%€418k▲ 32.4%€480k▲ 14.8%
Operating result€98k-€160k▲ 63.5%€170k▲ 5.8%€157k▼ 7.7%€191k▲ 21.8%
Net result€62k-€103k▲ 66.6%€115k▲ 11.9%€102k▼ 11.0%€131k▲ 28.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 22% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €792k
Fixed assets
€552k▼ 12.2%
Current assets
€240k▲ 167%
Equity and liabilities €792k
Equity
€480k▲ 14.8%
Debt
€311k▲ 4.0%
The debt ratio falls from 41.7% to 39.3%: equity grows faster than debt.
Key figures and ratios
EBITDA
€270k▲
2024 · €214k
Cash flow
€210k▲
2024 · €160k
Solvency
60.7%▲
2024 · 58.3%
Current ratio
1.37▲
2024 · 0.93
Quick ratio
1.37▲
2024 · 0.93
Debt / equity
0.65▼
2024 · 0.72
ROE
27.3%▲
2024 · 24.5%
ROA
16.6%▲
2024 · 14.3%
Interest coverage
26.42▲
2024 · 17.95
Debt
€311k▲
2024 · €299k
Debt ≤ 1 year
€176k▲
2024 · €97k
Debt > 1 year
€134k▼
2024 · €168k
Income taxes
€51k▲
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€718k€792k▲
Fixed assets21/28€628k€552k▼
Intangible fixed assets21€63k€50k▼
Tangible fixed assets22/27€331k€268k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€114k€88k▼
Other tangible fixed assets26€216k€178k▼
Financial fixed assets28€233k€233k=
Current assets29/58€90k€240k▲
Amounts receivable within one year40/41€37k€130k▲
Trade receivables40€27k€130k▲
Other amounts receivable41€10k-
Cash at bank and in hand54/58€49k€106k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€718k€792k▲
Equity10/15€418k€480k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€357k€419k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€97k€84k▼
Distributable reserves133€254k€328k▲
Profit (loss) carried forward14€22€41▲
Amounts payable17/49€299k€311k▲
Amounts payable after more than one year17€168k€134k▼
Financial debts170/4€168k€134k▼
Amounts payable within one year42/48€97k€176k▲
Current portion of amounts payable after more than one year42€33k€35k▲
Trade debts44€22k€10k▼
Suppliers440/4€22k€10k▼
Taxes, remuneration and social security45€8k€19k▲
Taxes450/3€5k€16k▲
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€34k€112k▲
Accrued charges and deferred income492/3€34k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€57k€79k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-2k-
Other operating charges640/8€8k€4k▼
Non-recurring operating charges66A-€508
Gross operating margin9900€221k€274k▲
Operating profit (loss)9901€157k€191k▲
Financial income75/76B€0€1k▲
Recurring financial income75€0€1k▲
Financial charges65/66B€12k€10k▼
Recurring financial charges65€12k€10k▼
Profit (loss) for the period before taxes9903€145k€182k▲
Income taxes67/77€42k€51k▲
Profit (loss) for the period9904€102k€131k▲
Transfer from tax-exempt reserves789-€55k
Transfer to tax-exempt reserves689€42k€42k=
Profit (loss) for the period to be appropriated9905€60k€144k▲
Appropriation of the result
Profit (loss) to be appropriated9906€60k€144k▲
Profit (loss) brought forward from the previous period14P€11€22▲
Transfer from equity791/2-€69k
Transfer to equity691/2€60k€144k▲
To other reserves6921€60k€144k▲
Profit to be distributed694/7-€69k
Return on contributions (dividend)694-€69k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €131k ▲28.2%
Operating result €191k, net result €131k, both a record.
23-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €200kEq €203k ▲103%
5 profitable years in a row build equity to €203k.
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €100kEq €100k ▲31.6%
4 profitable years in a row build equity to €100k.
01-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 2 days late
2017
02-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Edouard Dereume 261330 RixensartGround area
2,104 m²
Building footprint
235 m²
Parcel 25091E0157/00A000, Wallonia. Linked by address, not a title deed.
1 establishment unit
JFS CONSULTING
since 20092.185.422.668
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25091E0157/00A000 | Wallonia | 2,104 m² | 1 · 235 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LEMMENS ACCOUNTANCY
BE 0860.797.596
Geraardsbergen · Eq €480k
ACCOUNTANTSKANTOOR BELIEN
BE 0461.003.683
Tessenderlo-Ham · Eq €480k
OFFICIUM
BE 0456.970.166
Destelbergen · Eq €481k
TSE CONSULTANTS
BE 0826.225.808
Bocholt · Eq €479k
Buro Lagae
BE 0782.492.367
Roeselare · Eq €481k
Of 12,175 companies in sector 69201 we hold annual accounts for 7,639. 5,549 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded19-06-1998
Fiscal year end30-09
Activities, NACEBEL
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.