TSE CONSULTANTS
ActiveTSE CONSULTANTS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €479k and a net result of €103k. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 75% of 15368 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability80▲+11
Solvency100▲+18
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 12.63 against 1.2 in 2023; short-term debt: 3.7% and cash: 13.1% of total assets), and 21% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
79%
Return on assets
17%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
30 d early
2023
33 d early
2022
30 d early
2021
30 d early
2020
4 d early
2019
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€479k▲ 27.4%
2023 · €376k
2018: €264k
2019: €377k
2020: €481k
2021: €591k
2022: €591k
2023: €376k
2018 → 2024
Total assets
€607k▼ 8.8%
2023 · €666k
2018: €511k
2019: €553k
2020: €585k
2021: €648k
2022: €601k
2023: €666k
2018 → 2024
Net result
€103k▲ 21.3%
2023 · €85k
2018: €177k
2019: €113k
2020: €104k
2021: €112k
2022: €367
2023: €85k
2018 → 2024
Working capital
€264k▲ 353%
2023 · €58k
2018: €90k
2019: €154k
2020: €207k
2021: €271k
2022: €271k
2023: €58k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€481k-€591k▲ 22.8%€591k▲ 0.1%€376k▼ 36.4%€479k▲ 27.4%
Operating result€34k-€40k▲ 17.7%€27k▼ 32.2%€44k▲ 61.8%€48k▲ 10.7%
Net result€104k-€112k▲ 7.1%€367▼ 99.7%€85k▲ 23,090%€103k▲ 21.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 11% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €607k
Fixed assets
€320k=
Current assets
€287k▼ 17.0%
Equity and liabilities €607k
Equity
€479k▲ 27.4%
Debt
€128k▼ 55.9%
The debt ratio falls from 43.5% to 21.0%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
79.0%▲
2023 · 56.5%
Current ratio
12.63▲
2023 · 1.20
Quick ratio
12.63▲
2023 · 1.20
Debt / equity
0.27▼
2023 · 0.77
ROE
21.5%▼
2023 · 22.6%
ROA
17.0%▲
2023 · 12.8%
Debt
€128k▼
2023 · €289k
Debt ≤ 1 year
€23k▼
2023 · €287k
Debt > 1 year
€105k▲
2023 · €2k
Income taxes
€10k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€666k€607k▼
Fixed assets21/28€320k€320k=
Financial fixed assets28€320k€320k=
Current assets29/58€346k€287k▼
Amounts receivable within one year40/41€145k€207k▲
Trade receivables40€145k€207k▲
Cash at bank and in hand54/58€201k€80k▼
Equity and liabilities
Total equity and liabilities10/49€666k€607k▼
Equity10/15€376k€479k▲
Contributions10/11€19k€19k=
Reserves13€2k€105k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133-€103k
Profit (loss) carried forward14€356k€356k=
Amounts payable17/49€289k€128k▼
Amounts payable after more than one year17€2k€105k▲
Other amounts payable178/9€2k€105k▲
Amounts payable within one year42/48€287k€23k▼
Trade debts44€2k€2k=
Suppliers440/4€2k€2k=
Taxes, remuneration and social security45€11k€21k▲
Taxes450/3€9k€19k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€275k-
Income statement
Code20232024
Other operating charges640/8€326€326▲
Gross operating margin9900€44k€49k▲
Operating profit (loss)9901€44k€48k▲
Financial income75/76B€75k€120k▲
Recurring financial income75€75k€120k▲
Financial charges65/66B€31k€55k▲
Recurring financial charges65€31k€55k▲
Profit (loss) for the period before taxes9903€88k€113k▲
Income taxes67/77€3k€10k▲
Profit (loss) for the period9904€85k€103k▲
Profit (loss) for the period to be appropriated9905€85k€103k▲
Appropriation of the result
Profit (loss) to be appropriated9906€656k€459k▼
Profit (loss) brought forward from the previous period14P€571k€356k▼
Transfer to equity691/2-€103k
To other reserves6921-€103k
Profit to be distributed694/7€300k-
Return on contributions (dividend)694€300k-
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 10current ratio 12.63
Current ratio from 1.20 to 12.63; short-term debt falls from €287k to €23k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €367 ▼99.7%
Net result drops to €367, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 5current ratio 30.81
Current ratio from 5.74 to 30.81; short-term debt falls from €57k to €9k.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €500kEq €591k ▲22.8%
4 profitable years in a row build equity to €591k.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
18-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bocholt · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kaulillerweg 483950 BocholtGround area
1,060 m²
Building footprint
160 m²
Volume, LiDAR
1,058 m³
Parcel 72003C0931/00P003, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kaulillerweg 48, 3950 Bocholt
since 20102.188.856.963
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72003C0931/00P003 | Flanders | 1,060 m² | 1 · 160 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500J5LMBNXASVHM91
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,637. 5,551 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-05-2010
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.