JDP4
ActiveSummary
JDP4 has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €620k and a net result of €132k. Equity is growing by ~27.1% per year across the filed fiscal years. Its solvency ranks better than 37% of 9716 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability74=
Solvency44▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity short (current ratio 0.89 against 0.66 in 2023; short-term debt: 10.3% and cash: 0% of total assets), and 81.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-06-2025, 49 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
49 d early
2023
19 d early
2022
13 d early
2021
44 d early
2020
12 d early
2019
21 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€132k▼ 1.5%
2023 · €134k
2018: €-8k
2019: €87k
2020: €42k
2021: €156k
2022: €102k
2023: €134k
2018 → 2024
Working capital
€-39k▲ 66.5%
2023 · €-115k
2018: €-3.57M
2019: €-3.55M
2020: €-3.39M
2021: €-121k
2022: €-208k
2023: €-115k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€246k-€402k▲ 63.6%€354k▼ 12.0%€488k▲ 37.9%€620k▲ 27.1%
Operating result€95k-€252k▲ 165%€180k▼ 28.3%€225k▲ 24.6%€215k▼ 4.5%
Net result€42k-€156k▲ 273%€102k▼ 35.0%€134k▲ 32.1%€132k▼ 1.5%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 5% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.34M
Fixed assets
€3.03M ▼ 4.5%
Current assets
€306k ▲ 35.0%
Equity and liabilities €3.34M
Equity
€620k ▲ 27.1%
Debt
€2.72M ▼ 6.7%
Debt's share of the balance-sheet total falls from 85.7% to 81.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€369k▼
2023 · €379k
Cash flow
€287k▼
2023 · €288k
Current ratio
0.89▲
2023 · 0.66
Debt to equity
4.39▼
2023 · 5.97
ROE
21.3%▼
2023 · 27.5%
ROA
4.0%▲
2023 · 3.9%
Interest coverage
9.61▲
2023 · 9.20
Debt ≤ 1 year
€345k▲
2023 · €342k
Debt > 1 year
€2.37M▼
2023 · €2.57M
Income taxes
€44k▼
2023 · €50k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet
Code20232024
Assets
Total assets20/58€3.40M€3.34M▼
Fixed assets21/28€3.18M€3.03M▼
Tangible fixed assets22/27€3.18M€3.03M▼
Land and buildings22€3.18M€3.03M▼
Current assets29/58€227k€306k▲
Amounts receivable within one year40/41€210k€299k▲
Trade receivables40€120k€120k▼
Other amounts receivable41€90k€180k▲
Cash at bank and in hand54/58€10k€597▼
Deferred charges and accrued income490/1€7k€6k▼
Equity and liabilities
Total equity and liabilities10/49€3.40M€3.34M▼
Equity10/15€488k€620k▲
Contributions10/11€150k€150k=
Capital10€150k€150k=
Issued capital100€150k€150k=
Reserves13€15k€15k=
Non-distributable reserves130/1€15k€15k=
Legal reserve130€15k€15k=
Profit (loss) carried forward14€323k€455k▲
Amounts payable17/49€2.91M€2.72M▼
Amounts payable after more than one year17€2.57M€2.37M▼
Financial debts170/4€2.57M€2.37M▼
Amounts payable within one year42/48€342k€345k▲
Current portion of amounts payable after more than one year42€195k€198k▲
Trade debts44€0-
Suppliers440/4€0-
Taxes, remuneration and social security45€147k€147k=
Taxes450/3€147k€147k=
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€154k€155k▲
Other operating charges640/8€63k€65k▲
Gross operating margin9900€442k€435k▼
Operating profit (loss)9901€225k€215k▼
Financial charges65/66B€41k€38k▼
Recurring financial charges65€41k€38k▼
Profit (loss) for the period before taxes9903€184k€176k▼
Income taxes67/77€50k€44k▼
Profit (loss) for the period9904€134k€132k▼
Profit (loss) for the period to be appropriated9905€134k€132k▼
Appropriation of the result
Profit (loss) to be appropriated9906€327k€455k▲
Profit (loss) brought forward from the previous period14P€193k€323k▲
Transfer to equity691/2€4k-
To the legal reserve6920€4k-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €500kEq €620k ▲27.1%
6 profitable years in a row build equity to €620k.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €156k ▲273%
Operating result €252k, net result €156k, both a record.
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 21 days late
2019
31-12
Financial
Back to profitnet €87k
Net result €87k after one loss-making year.
31-12
Financial
Equity above €200kEq €204k ▲74%
Equity rises from €117k to €204k.
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 14 days late
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Erpe-Mere · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kuilstraat 479420 Erpe-MereGround area
1.3 ha
Building footprint
1.1 ha
Volume, LiDAR
68,015 m³
Parcel 41015B0773/00V000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JDP4
since 20162.252.606.749
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41015B0773/00V000 | Flanders | 1.3 ha | 1 · 1.1 ha | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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HD Group
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Blue Gate Antwerp Development
BE 0649.857.537
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BEDIS INTERNATIONAL
BE 0879.605.304
Waterloo · Eq €622,257
GEOPROMO
BE 0842.249.218
Chaumont-Gistoux · Eq €625,318
Of 1,292 companies in sector 68122 we hold annual accounts for 901. 574 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded05-01-2016
Fiscal year end31-12
Activities, NACEBEL 2025
68122Development of non-residential building projects
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
68310Real estate agency activities
68321Property management for co-owned buildings (syndics)
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.