BEDIS INTERNATIONAL
ActiveSummary
BEDIS INTERNATIONAL has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €622k and a net result of €105k. Equity is growing by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 53% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-12
Solvency60▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 2.05 against 1.28 in 2024; short-term debt: 37.5% and cash: 3.8% of total assets), but 64.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.1%
Return on assets
5.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
30 d late
2022
29 d late
2021
17 d late
2020
2 d early
2019
4 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€105k▼ 25.0%
2024 · €140k
2018: €49k
2019: €55k
2020: €53k
2021: €38k
2022: €27k
2023: €44k
2024: €140k
2018 → 2025
Working capital
€700k▲ 222%
2024 · €217k
2018: €185k
2019: €90k
2020: €28k
2021: €1k
2022: €37k
2023: €80k
2024: €217k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€306k-€333k▲ 8.7%€377k▲ 13.2%€517k▲ 37.2%€622k▲ 20.3%
Operating result€53k-€44k▼ 18.1%€66k▲ 50.7%€248k▲ 276%€189k▼ 23.7%
Net result€38k-€27k▼ 29.4%€44k▲ 64.6%€140k▲ 218%€105k▼ 25.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.77M
Fixed assets
€409k ▼ 6.2%
Current assets
€1.36M ▲ 35.8%
Equity and liabilities €1.77M
Equity
€622k ▲ 20.3%
Debt
€1.15M ▲ 24.6%
Debt's share of the balance-sheet total rises from 64.1% to 64.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€223k▼
2024 · €280k
Cash flow
€139k▼
2024 · €173k
Current ratio
2.05▲
2024 · 1.28
Quick ratio
0.21▼
2024 · 0.70
Debt to equity
1.85▲
2024 · 1.79
ROE
16.9%▼
2024 · 27.1%
ROA
5.9%▼
2024 · 9.7%
Interest coverage
4.75▼
2024 · 5.66
Debt ≤ 1 year
€664k▼
2024 · €787k
Debt > 1 year
€486k▲
2024 · €136k
Income taxes
€55k▼
2024 · €87k
Staff costs
€77k▼
2024 · €82k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.44M€1.77M▲
Fixed assets21/28€436k€409k▼
Intangible fixed assets21€186k€169k▼
Tangible fixed assets22/27€30k€20k▼
Land and buildings22€3k€2k▼
Furniture and vehicles24€20k€7k▼
Other tangible fixed assets26€8k€11k▲
Financial fixed assets28€220k€220k=
Current assets29/58€1.00M€1.36M▲
Stocks and contracts in progress3€453k€1.22M▲
Stocks30/36€453k€1.22M▲
Amounts receivable within one year40/41€412k€72k▼
Trade receivables40€39k€56k▲
Other amounts receivable41€372k€16k▼
Cash at bank and in hand54/58€141k€67k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€1.44M€1.77M▲
Equity10/15€517k€622k▲
Contributions10/11€20k€20k=
Reserves13€324k€424k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€322k€422k▲
Profit (loss) carried forward14€173k€178k▲
Amounts payable17/49€924k€1.15M▲
Amounts payable after more than one year17€136k€486k▲
Financial debts170/4€136k€486k▲
Amounts payable within one year42/48€787k€664k▼
Current portion of amounts payable after more than one year42€31k€10k▼
Financial debts43€12k€35k▲
Credit institutions430/8€12k€35k▲
Trade debts44€70k€51k▼
Suppliers440/4€70k€51k▼
Taxes, remuneration and social security45€92k€98k▲
Taxes450/3€63k€74k▲
Remuneration and social security454/9€29k€24k▼
Other amounts payable47/48€583k€471k▼
Income statement
Code20242025
Remuneration, social security and pensions62€82k€77k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€34k▲
Other operating charges640/8€12k€56k▲
Non-recurring operating charges66A-€49k
Gross operating margin9900€374k€405k▲
Operating profit (loss)9901€248k€189k▼
Financial income75/76B€29k€18k▼
Recurring financial income75€29k€18k▼
Financial charges65/66B€50k€47k▼
Recurring financial charges65€50k€47k▼
Profit (loss) for the period before taxes9903€227k€160k▼
Income taxes67/77€87k€55k▼
Profit (loss) for the period9904€140k€105k▼
Profit (loss) for the period to be appropriated9905€140k€105k▼
Appropriation of the result
Profit (loss) to be appropriated9906€308k€278k▼
Profit (loss) brought forward from the previous period14P€168k€173k▲
Transfer to equity691/2€135k€100k▼
To other reserves6921€135k€100k▼
Social balance
Average headcount (FTE)90871.0-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 61 days late
2024
31-12
Financial
Highest result since 2018net €140k ▲218%
Operating result €248k, net result €140k, both a record.
31-12
Financial
Equity above €500kEq €517k ▲37.2%
7 profitable years in a row build equity to €517k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 29 days late
2022
31-12
Financial
Weakest financial yearnet €27k ▼29.4%
Net result drops to €27k, the lowest in the series; recovery starts the following year.
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 17 days late
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 4 days late
2019
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Clos de Rambouillet 13A1410 WaterlooGround area
3,146 m²
Building footprint
321 m²
Volume, LiDAR
2,436 m³
2 parcels, Wallonia · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BEDIS INTERNATIONAL
since 20062.152.141.869
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25762H0498/00B000 | Wallonia | 1,604 m² | 1 · 178 m² | 10.3 m · 2 fl. |
| 25762H0499/00A000 | Wallonia | 1,542 m² | 1 · 143 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Blue Gate Antwerp Development
BE 0649.857.537
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JDP4
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Erpe-Mere · Eq €620,116
ALFA PLUS
BE 0648.911.489
Hasselt · Eq €619,655
HD Group
BE 0793.380.816
Lendelede · Eq €619,542
GEOPROMO
BE 0842.249.218
Chaumont-Gistoux · Eq €625,318
Of 1,292 companies in sector 68122 we hold annual accounts for 901. 575 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-02-2006
Fiscal year end31-12
Activities, NACEBEL 2025
68122Development of non-residential building projects
70200Business and other management consultancy
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
5 entriesWebsite:WWW.BEDIS-INT.COM
E-mail:MAIL@BEDIS-INT.COM
Phone:+32473204616
Fax:+324690607
Phone:0032473204616