Age2 yrs
Connections1
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of J-Mgnt is 0.4% (very low). The 2024 annual accounts show equity of €263k and a net result of €260k. Its solvency ranks better than 65% of 12464 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-07-2025, 3 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2024 | 31-07-2025 | 28-07-2025 | 3 d early | 2025-00318116 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsYoung company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.4%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Young company
+Annual accounts: healthy financial profile
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€260k
Working capital€158k
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 28-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 71.2% | 60.6% | |
| Net result | €260k | €31k | |
| Equity | €263k | €63k | |
| Gross operating margin | €339k | €52k | |
| Total assets | €369k | €124k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | - |
| Net profit | €260k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | €81k |
| Dividends | - |
| Total assets | €369k |
| Equity | €263k |
| Debt | €106k |
| of which ≤ 1y | €106k |
| of which > 1y | - |
| Working capital | €158k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 2.49 |
| Quick ratio | 2.49 |
| Working capital ratio | 42.8% |
| Solvency | 71.2% |
| Debt / equity | 0.40 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 70.4% |
| ROE | 98.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €369k |
| Fixed assets | 21/28 | €105k |
| Financial fixed assets | 28 | €105k |
| Current assets | 29/58 | €264k |
| Amounts receivable within one year | 40/41 | €221k |
| Cash & bank | 54/58 | €43k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €369k |
| Equity | 10/15 | €263k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €260k |
| Amounts payable | 17/49 | €106k |
| Amounts payable within one year | 42/48 | €106k |
| Trade debts payable within one year | 44 | €4k |
| Income statement | ||
| Gross operating margin | 9900 | €339k |
| Operating result | 9901 | €339k |
| Financial income | 75 | €2k |
| Financial charges | 65 | €101 |
| Result before taxes | 9903 | €341k |
| Income taxes | 67/77 | €81k |
| Net result for the period | 9904 | €260k |
| Result to be appropriated | 9905 | €260k |
Ratios computed by Checked.
Health barometer
FY 2024 · computed85
/ 100
Excellent
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Structure & network
Connections & network
1 connected companyGroup structure
Subsidiary · 1 location
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Locations & real estate
Establishment units
1 locationJ-Mgnt
since 20232.356.311.231
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgian State Gazette · acts
No structured acts for this company yet
That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.
Analysis
Snowflake analysis
financial profile on 5 axes88
/ 100
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
85
Profitability
100
Solvency
100
Growth
-
Stability
67
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Credit advice
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Company registry (CBE)
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Primary activity highlighted.
Names & trade names
| Legal nameFR | J-Mgnt |
Registered office
Marche, Chaussée de Marenne 144 bus A
6900 Marche-en-Famenne, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.