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D'XANTHO

Active
Private limited companyfounded 199927 yrs activeGeelstraat 2/A000, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 0465.415.106
Summary

D'XANTHO has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €415k and a net result of €37k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 49% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
75 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74=
Solvency76▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.06 against 0.1 in 2024; short-term debt: 32.5% and cash: 1.2% of total assets), and 48.7% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 27 years 0 30 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
51.3%
Return on assets
4.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
21 d late
2024
31 d late
2023
27 d late
2022
4 d early
2021
11 d early
2020
30 d late
2019
61 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€415k▲ 8.9%
2024 · €381k
2018: €229k 2019: €264k 2020: €286k 2021: €292k 2022: €319k 2023: €348k 2024: €381k
2018 → 2025
Total assets
€810k▼ 3.5%
2024 · €839k
2018: €1.06M 2019: €1.05M 2020: €1.02M 2021: €909k 2022: €887k 2023: €841k 2024: €839k
2018 → 2025
Net result
€37k▲ 12.6%
2024 · €33k
2018: €-39k 2019: €36k 2020: €22k 2021: €6k 2022: €27k 2023: €30k 2024: €33k
2018 → 2025
Working capital
€-248k▲ 5.4%
2024 · €-262k
2018: €-43k 2019: €-1k 2020: €-51k 2021: €-40k 2022: €-231k 2023: €-279k 2024: €-262k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€292k-€319k▲ 9.2%€348k▲ 9.3%€381k▲ 9.4%€415k▲ 8.9%
Operating result€25k-€41k▲ 63.5%€17k▼ 59.6%€47k▲ 180%€60k▲ 27.7%
Net result€6k-€27k▲ 363%€30k▲ 10.0%€33k▲ 10.8%€37k▲ 12.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2021: €25k€25kNet result 2021: €6k€6kOperating result 2022: €41k€41kNet result 2022: €27k€27kOperating result 2023: €17k€17kNet result 2023: €30k€30kOperating result 2024: €47k€47kNet result 2024: €33k€33kOperating result 2025: €60k€60kNet result 2025: €37k€37k20212022202320242025€0€20k€40k€60kOperating result 2023: €17k€17kNet result 2023: €30k€30kOperating result 2024: €47k€47kNet result 2024: €33k€33kOperating result 2025: €60k€60kNet result 2025: €37k€37k202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 28% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €810k
Fixed assets €795k ▼ 2.0%
Current assets €15k ▼ 46.5%
Equity and liabilities €810k
Equity €415k ▲ 8.9%
Debt €395k ▼ 13.8%
Debt's share of the balance-sheet total falls from 54.6% to 48.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€76k
2024 · €66k
Cash flow
€53k
2024 · €52k
Current ratio
0.06
2024 · 0.10
Debt to equity
0.95
2024 · 1.20
ROE
8.9%
2024 · 8.6%
ROA
4.6%
2024 · 3.9%
Interest coverage
19.85
2024 · 14.39
Debt ≤ 1 year
€263k
2024 · €290k
Debt > 1 year
€132k
2024 · €168k
Income taxes
€19k
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€839k€810k
Fixed assets21/28€812k€795k
Intangible fixed assets21€237€112
Tangible fixed assets22/27€438k€422k
Land and buildings22€436k€421k
Furniture and vehicles24€2k€899
Other tangible fixed assets26-€0
Financial fixed assets28€373k€373k=
Current assets29/58€28k€15k
Amounts receivable within one year40/41€6k€5k
Trade receivables40€6k€5k
Cash at bank and in hand54/58€4k€10k
Deferred charges and accrued income490/1€18k€52
Equity and liabilities
Total equity and liabilities10/49€839k€810k
Equity10/15€381k€415k
Contributions10/11€261k€261k=
Reserves13€31k€155k
Distributable reserves133€31k€155k
Profit (loss) carried forward14€90k-
Amounts payable17/49€458k€395k
Amounts payable after more than one year17€168k€132k
Financial debts170/4€168k€132k
Amounts payable within one year42/48€290k€263k
Current portion of amounts payable after more than one year42€35k€35k
Financial debts43€6k€3k
Credit institutions430/8€6k€3k
Trade debts44€7k€11k
Suppliers440/4€7k€11k
Taxes, remuneration and social security45€9k€18k
Taxes450/3€7k€16k
Remuneration and social security454/9€2k€2k
Other amounts payable47/48€234k€196k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€16k
Other operating charges640/8€4k€4k
Gross operating margin9900€70k€80k
Operating profit (loss)9901€47k€60k
Financial income75/76B€0€0
Recurring financial income75€0€0
Financial charges65/66B€5k€4k
Recurring financial charges65€5k€4k
Profit (loss) for the period before taxes9903€42k€56k
Income taxes67/77€9k€19k
Profit (loss) for the period9904€33k€37k
Profit (loss) for the period to be appropriated9905€33k€37k
Appropriation of the result
Profit (loss) to be appropriated9906€90k€94k
Profit (loss) brought forward from the previous period14P€57k€57k
Transfer to equity691/2-€94k
To other reserves6921-€94k

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
21-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 21 days late
2025
31-12
Financial Highest result since 2018net €37k ▲12.6%
Operating result €60k, net result €37k, both a record.
31-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
27-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
27-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
20-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-08
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
30-09
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 61 days late
2019
31-12
Financial Back to profitnet €36k
Net result €36k after one loss-making year.
30-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
20-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 2 establishment units since 1999
establishment All 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Geelstraat 2/A0003800 Sint-Truiden
Ground area
1,304 m²
Building footprint
273 m²
Volume, LiDAR
1,631 m³
2 parcels, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
D'XANTHO
Staaien 19, 3800 Sint-TruidenActivities of head offices
since 19992.090.461.747
D'XANTHO
Geelstraat 2, 3800 Sint-TruidenRetail sale of flowers, plants, seeds and fertilisers
since 20182.348.584.685
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71009A0489/00K000 Flanders 693 m² 1 · 122 m² 6.7 m · 2 fl.
71353F0049/00T000 Flanders 612 m² 1 · 151 m² 9.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 5,699 companies in sector 70100 we hold annual accounts for 3,494. 2,258 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded11-02-1999
Fiscal year end31-12
Activities, NACEBEL 2025
70100Activities of head offices
47761Retail sale of flowers, plants, seeds and fertilisers
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.