ITF - Consult
ActiveSummary
ITF - Consult has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €505k and a net result of €196k. Equity is growing by ~75.6% per year across the filed fiscal years. Its solvency ranks better than 57% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▼-7
Solvency67▲+4
Growth78=
Track record94
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 1.59 against 1.54 in 2024; short-term debt: 58.1% and cash: 35.9% of total assets), but 58.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.9%
Return on assets
16.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-04-2026, 104 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
104 d early
2024
77 d early
2023
92 d early
2022
86 d early
2021
90 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€505k▲ 56.0%
2024 · €324k
2021: €31k
2022: €107k
2023: €189k
2024: €324k
2021 → 2025
Total assets
€1.21M▲ 41.1%
2024 · €855k
2021: €206k
2022: €405k
2023: €529k
2024: €855k
2021 → 2025
Net result
€196k▲ 6.1%
2024 · €185k
2021: €26k
2022: €76k
2023: €83k
2024: €185k
2021 → 2025
Working capital
€415k▲ 45.8%
2024 · €284k
2021: €289
2022: €109k
2023: €161k
2024: €284k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€107k▲ 239%€189k▲ 76.9%€324k▲ 71.5%€505k▲ 56.0%
Operating result€36k-€105k▲ 192%€113k▲ 7.8%€248k▲ 120%€257k▲ 3.8%
Net result€26k-€76k▲ 188%€83k▲ 9.0%€185k▲ 123%€196k▲ 6.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.21M
Fixed assets
€90k ▲ 129%
Current assets
€1.12M ▲ 36.8%
Equity and liabilities €1.21M
Equity
€505k ▲ 56.0%
Debt
€701k ▲ 31.9%
Debt's share of the balance-sheet total falls from 62.1% to 58.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€274k▲
2024 · €258k
Cash flow
€213k▲
2024 · €195k
Current ratio
1.59▲
2024 · 1.54
Quick ratio
1.32▲
2024 · 1.30
Debt to equity
1.39▼
2024 · 1.64
ROE
38.9%▼
2024 · 57.1%
ROA
16.3%▼
2024 · 21.6%
Interest coverage
1891.67▼
2024 · 5598.98
Debt ≤ 1 year
€701k▲
2024 · €531k
Income taxes
€61k▼
2024 · €63k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€855k€1.21M▲
Fixed assets21/28€39k€90k▲
Intangible fixed assets21€21k€42k▲
Tangible fixed assets22/27€19k€48k▲
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€13k€5k▼
Other tangible fixed assets26€2k€2k▼
Assets under construction and advance payments27-€38k
Current assets29/58€816k€1.12M▲
Stocks and contracts in progress3€125k€189k▲
Stocks30/36€125k€189k▲
Amounts receivable within one year40/41€411k€491k▲
Trade receivables40€405k€485k▲
Other amounts receivable41€6k€7k▲
Cash at bank and in hand54/58€277k€433k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€855k€1.21M▲
Equity10/15€324k€505k▲
Contributions10/11€5k€5k=
Reserves13€319k€500k▲
Distributable reserves133€319k€500k▲
Amounts payable17/49€531k€701k▲
Amounts payable within one year42/48€531k€701k▲
Trade debts44€471k€630k▲
Suppliers440/4€471k€630k▲
Taxes, remuneration and social security45€60k€67k▲
Taxes450/3€60k€67k▲
Other amounts payable47/48-€3k
Accrued charges and deferred income492/3€8-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€16k▲
Other operating charges640/8€1k€4k▲
Gross operating margin9900€259k€277k▲
Operating profit (loss)9901€248k€257k▲
Financial income75/76B€133€77▼
Recurring financial income75€133€77▼
Financial charges65/66B€46€145▲
Recurring financial charges65€46€145▲
Profit (loss) for the period before taxes9903€248k€257k▲
Income taxes67/77€63k€61k▼
Profit (loss) for the period9904€185k€196k▲
Profit (loss) for the period to be appropriated9905€185k€196k▲
Appropriation of the result
Profit (loss) to be appropriated9906€185k€196k▲
Transfer from equity791/2€50k€15k▼
Transfer to equity691/2€185k€196k▲
To other reserves6921€185k€196k▲
Profit to be distributed694/7€50k€15k▼
Return on contributions (dividend)694€50k€15k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €196k ▲6.1%
Operating result €257k, net result €196k, both a record.
31-12
Financial
Equity above €500kEq €505k ▲56%
5 profitable years in a row build equity to €505k.
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €324k ▲71.5%
4 profitable years in a row build equity to €324k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €189k ▲76.9%
3 profitable years in a row build equity to €189k.
06-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €107k ▲239%
2 profitable years in a row build equity to €107k.
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lindenstraat 1009300 AalstGround area
689 m²
Building footprint
165 m²
Volume, LiDAR
539 m³
Parcel 41302C0156/00R000, Flanders · tallest building 9.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
IT First
since 20212.313.960.536
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41302C0156/00R000 | Flanders | 689 m² | 1 · 165 m² | 9.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VDsoft
BE 0892.624.088
Assenede · Eq €504,046
BV STORE BE
BE 0552.920.784
Waterloo · Eq €503,892
SILVER IT
BE 0822.943.347
Sint-Genesius-Rode · Eq €500,221
qomIT
BE 0553.465.865
Olne · Eq €511,434
CHORDS IT CONSULTING
BE 0834.987.777
Brussel · Eq €512,539
Of 3,226 companies in sector 47400 we hold annual accounts for 1,806. 1,106 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-02-2021
Fiscal year end31-12
Abbreviation NL
ITF
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
46500Wholesale of information and communication equipment
47540Retail sale of electrical household appliances
47910Intermediation services for non-specialised retail
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.