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BV STORE BE

Active
Public limited companyfounded 2014active for 12 yearsChaussée de Bruxelles 509/511, 1410 Waterloo, BelgiumKBO/BCE: BE 0552.920.784
Summary

BV STORE BE has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€1.1m) and a net result of -€720,521. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 292 sector peers (NACE 46, financial year 2026). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Activity
Wholesale trade
NACE 46492Retail sale of information and communication equipment NACE 47400
4 sites
Size
€3.4mturnover 2025
Staff
18.5 FTE
Equity
-€1.1m
Loss
-€720,521
Financial health
55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Structure
Parent
BVD FR · 100%
Accounts 19 days early2 of 10 deeds read
Why 55raises riskCapped at 59: negative equityNegative equity -€985,6091 change of registered office in 24 monthslowers riskLiquidity: current ratio 0.59, cash €595,711Figures for financial year 2026 (filed 08-10-2026)Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 42% of its sector peers (NACE 46, small)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 0-12
equity -44.9% of total assets
Liquidity 3-3
short-term debt 144.9% · cash 2.2%
Profitability 0=
return on assets -28.9%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,381 companies, NACE 46, small)
Last 24 months 11-2024: 1.3% 12-2024: 3.6%▲ +2.3 percentage points vs 11-2024 01-2025: 3.6%● unchanged vs 12-2024 02-2025: 3.6%● unchanged vs 01-2025 03-2025: 4.4%▲ +0.8 percentage points vs 02-2025 04-2025: 4.4%● unchanged vs 03-2025 05-2025: 4.4%● unchanged vs 04-2025 06-2025: 4.9%▲ +0.5 percentage points vs 05-2025 07-2025: 5.2%▲ +0.3 percentage points vs 06-2025 08-2025: 5.6%▲ +0.4 percentage points vs 07-2025 09-2025: 5.7%▲ +0.1 percentage points vs 08-2025 10-2025: 5.9%▲ +0.2 percentage points vs 09-2025 11-2025: 5.0%▼ -0.9 percentage points vs 10-2025 12-2025: 4.9%▼ -0.1 percentage points vs 11-2025 01-2026: 4.9%● unchanged vs 12-2025 02-2026: 4.9%● unchanged vs 01-2026 03-2026: 5.1%▲ +0.2 percentage points vs 02-2026 04-2026: 5.1%● unchanged vs 03-2026 05-2026: 5.2%▲ +0.1 percentage points vs 04-2026 06-2026: 5.7%▲ +0.5 percentage points vs 05-2026 07-2026: 5.9%▲ +0.2 percentage points vs 06-2026 08-2026: 6.3%▲ +0.4 percentage points vs 07-2026 09-2026: 6.4%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.9%▼ -5.5 percentage points vs 09-2026lowest value
No credit on open account
Liquidity insufficient (current ratio 0.4, compared with 0.54 in 2024, below 1; short-term debt: 144.9% and cash: 2.2% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 1% on solvency, 32% on liquidity, 54% on profitability and 79% on growth.

The bankruptcy probability was computed on 20-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Negative equity -€985,609
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.59, cash €595,711
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2026 (filed 08-10-2026)
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€1.1m
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 12-10-2025, 19 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
19 days early
2024
1 day early
2023
7 days early
2022
4 days late
2021
16 days early
2020
16 days early
2019
8 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 24 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-03-2026 year end20-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Resignation: FORZIS MAZARS GROUP (statutory auditor)Appointment: SG Audit Solutions (statutory…
  3. Registered office · Resignations & appointmentsRegistered-office move · Director in…

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€1.1m View
  • Risk: 7 loss-making years in a rowloss financial year 2025 -€720,521 View
  • Caution: Equity fell in 2025from -€398,959 to -€1.1m ▼ 181% View
  • Caution: Among the weakest 5% on solvencysector median 47.3% · 292 companies -42.3% View
  • Controlled by BVD FRultimately: Blue Forest Investment SAS 100% View

By topic

Financials

Financial year
2025
Turnover
€3.4m
Loss
-€720,521
Solvency
-44.9%
Turnover▼ 6.2%
Net result
20242025
Go to Financials

Timeline

Events
15
Since
2016
Next accounts
by 31-10-2026
  1. 30-10-2024Annual accounts filed
  2. 24-10-2023Annual accounts filed
  3. 31-03-2023Equity above €500,000
Go to Timeline

Company details

Sites
4
Legal form
Public limited company
Activity
Wholesale tradeNACE 46492
Founded
23-05-2014
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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