iService
ActiveiService has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €38k. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+100
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 22.47 against 0.4 in 2024; short-term debt: 4.4% and cash: 94.2% of total assets), and 4.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.6%
Return on assets
197.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
19 d late
2023
28 d late
2022
4 d late
2021
29 d late
2020
27 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k
2024 · €-20k
2018: €-113k
2019: €-112k
2020: €-97k
2021: €-97k
2022: €-90k
2023: €-80k
2024: €-20k
2018 → 2025
Total assets
€19k▲ 45.7%
2024 · €13k
2018: €18k
2019: €25k
2020: €32k
2021: €34k
2022: €31k
2023: €12k
2024: €13k
2018 → 2025
Net result
€38k▼ 35.8%
2024 · €60k
2018: €5k
2019: €1k
2020: €14k
2021: €942
2022: €7k
2023: €10k
2024: €60k
2018 → 2025
Working capital
€19k
2024 · €-20k
2018: €-112k
2019: €-111k
2020: €-99k
2021: €-98k
2022: €-91k
2023: €-80k
2024: €-20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-97k-€-90k▲ 7.2%€-80k▲ 11.3%€-20k▲ 75.1%€19k
Operating result€-257-€7k€10k▲ 44.4%€60k▲ 490%€39k▼ 34.8%
Net result€942-€7k▲ 636%€10k▲ 45.6%€60k▲ 491%€38k▼ 35.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 35% below 2024.
Balance-sheet composition
Equity and liabilities €19k
Equity
€19k
Debt
€864
Debt finances 4.4% of the balance-sheet total.
Key figures and ratios
Solvency
95.6%▲
2024 · -148.6%
Current ratio
22.47▲
2024 · 0.40
Quick ratio
22.47▲
2024 · 0.40
Debt / equity
0.05▲
2024 · -1.67
ROE
206.7%
ROA
197.5%▼
2024 · 448.2%
Debt
€864▼
2024 · €33k
Debt ≤ 1 year
€864▼
2024 · €33k
Income taxes
€552
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€13k€19k▲
Current assets29/58€13k€19k▲
Amounts receivable within one year40/41€4k€1k▼
Trade receivables40€3k€1k▼
Other amounts receivable41€128€128=
Cash at bank and in hand54/58€10k€18k▲
Equity and liabilities
Total equity and liabilities10/49€13k€19k▲
Equity10/15€-20k€19k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-39k€-345▲
Amounts payable17/49€33k€864▼
Amounts payable within one year42/48€33k€864▼
Trade debts44€78€121▲
Suppliers440/4€78€121▲
Taxes, remuneration and social security45€3k€719▼
Taxes450/3€3k€719▼
Other amounts payable47/48€30k€24▼
Income statement
Code20242025
Other operating charges640/8€613€626▲
Gross operating margin9900€60k€40k▼
Operating profit (loss)9901€60k€39k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€45€45=
Recurring financial charges65€45€45=
Profit (loss) for the period before taxes9903€60k€39k▼
Income taxes67/77-€552
Profit (loss) for the period9904€60k€38k▼
Profit (loss) for the period to be appropriated9905€60k€38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-39k€-345▲
Profit (loss) brought forward from the previous period14P€-98k€-39k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Liquidity times 56current ratio 22.47
Current ratio from 0.40 to 22.47; short-term debt falls from €33k to €864.
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial
Highest result since 2018net €60k ▲491%
Operating result €60k, net result €60k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Weakest financial yearnet €942 ▼93.4%
Net result drops to €942, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude-Bruglaan 1879160 LokerenGround area
299 m²
Building footprint
105 m²
Volume, LiDAR
404 m³
Parcel 46014A1366/00W003, Flanders · tallest building 11.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Bakka
since 20052.150.315.103
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46014A1366/00W003 | Flanders | 299 m² | 1 · 105 m² | 11.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PROVIDE IT SKILLS
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Of 3,227 companies in sector 47400 we hold annual accounts for 1,806. 1,156 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-06-2005
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47420Retail trade
47410Retail trade
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
95120Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.