AnyKey
ActiveAnyKey has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €50k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 31% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency36▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.95 against 1.07 in 2024; short-term debt: 40.6% and cash: 23.1% of total assets), and 88.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.5%
Return on assets
30.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-04-2026, 115 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
115 d early
2024
177 d early
2023
28 d early
2022
119 d early
2021
37 d early
2020
123 d early
2019
73 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k=
2024 · €19k
2018: €5k
2019: €9k
2020: €19k
2021: €19k
2022: €19k
2023: €19k
2024: €19k
2018 → 2025
Total assets
€162k▲ 1.3%
2024 · €160k
2018: €112k
2019: €108k
2020: €119k
2021: €123k
2022: €118k
2023: €135k
2024: €160k
2018 → 2025
Net result
€50k▲ 10.2%
2024 · €45k
2018: €1k
2019: €3k
2020: €19k
2021: €10k
2022: €23k
2023: €40k
2024: €45k
2018 → 2025
Working capital
€-3k
2024 · €6k
2018: €-6k
2019: €2k
2020: €3k
2021: €8k
2022: €-112
2023: €1k
2024: €6k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€19k=€19k=€19k=€19k=
Operating result€17k-€34k▲ 99.7%€55k▲ 63.7%€60k▲ 9.3%€65k▲ 7.9%
Net result€10k-€23k▲ 129%€40k▲ 75.6%€45k▲ 11.8%€50k▲ 10.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 8% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €162k
Fixed assets
€99k▲ 55.6%
Current assets
€62k▼ 34.9%
Equity and liabilities €162k
Equity
€19k=
Debt
€143k▲ 1.4%
The debt ratio rises from 88.4% to 88.5%. Debt is higher.
Key figures and ratios
EBITDA
€76k▲
2024 · €70k
Cash flow
€60k▲
2024 · €54k
Solvency
11.5%▼
2024 · 11.6%
Current ratio
0.95▼
2024 · 1.07
Quick ratio
0.95▼
2024 · 1.07
Debt / equity
7.73▲
2024 · 7.62
ROE
267.1%▲
2024 · 242.3%
ROA
30.6%▲
2024 · 28.1%
Interest coverage
38.59▲
2024 · 38.30
Debt
€143k▲
2024 · €141k
Debt ≤ 1 year
€66k▼
2024 · €90k
Debt > 1 year
€78k▲
2024 · €52k
Income taxes
€14k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€160k€162k▲
Fixed assets21/28€64k€99k▲
Tangible fixed assets22/27€64k€99k▲
Land and buildings22€59k€59k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€3k€1k▼
Leasing and similar rights25-€38k
Current assets29/58€96k€62k▼
Amounts receivable within one year40/41€17k€24k▲
Trade receivables40€16k€13k▼
Other amounts receivable41€1k€11k▲
Cash at bank and in hand54/58€78k€37k▼
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€160k€162k▲
Equity10/15€19k€19k=
Contributions10/11€19k€19k=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€141k€143k▲
Amounts payable after more than one year17€52k€78k▲
Financial debts170/4€52k€78k▲
Amounts payable within one year42/48€90k€66k▼
Current portion of amounts payable after more than one year42€4k€11k▲
Trade debts44€2k€498▼
Suppliers440/4€2k€498▼
Taxes, remuneration and social security45€9k€5k▼
Taxes450/3€9k€5k▼
Other amounts payable47/48€74k€48k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€10k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€2k€2k▼
Gross operating margin9900€72k€78k▲
Operating profit (loss)9901€60k€65k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€59k€63k▲
Income taxes67/77€14k€14k▲
Profit (loss) for the period9904€45k€50k▲
Profit (loss) for the period to be appropriated9905€45k€50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€45k€50k▲
Profit to be distributed694/7€45k€50k▲
Return on contributions (dividend)694€45k€50k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €50k ▲10.2%
Operating result €65k, net result €50k, both a record.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
19-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 109 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Salviastraat 409040 GentGround area
240 m²
Building footprint
101 m²
Volume, LiDAR
710 m³
Parcel 44432C0594/00X004, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AnyKey
since 20152.240.792.842
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44432C0594/00X004 | Flanders | 240 m² | 1 · 101 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 549 EUR awarded · 549 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 549 EUR | 549 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,227 companies in sector 47400 we hold annual accounts for 1,806. 1,156 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-2015
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.