InThaCloud
ActiveSummary
InThaCloud has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84k and a net result of €-15k. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 79% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-91
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 6.8 against 11.38 in 2024; short-term debt: 13.6% and cash: 12.1% of total assets), and 16.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.9%
Return on assets
-15.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
14 d late
2024
8 d early
2023
22 d late
2022
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€84k▼ 15.6%
2024 · €99k
2022: €70k
2023: €79k
2024: €99k
2022 → 2025
Total assets
€100k▼ 13.1%
2024 · €115k
2022: €96k
2023: €110k
2024: €115k
2022 → 2025
Net result
€-15k
2024 · €21k
2022: €69k
2023: €8k
2024: €21k
2022 → 2025
Working capital
€79k▼ 15.4%
2024 · €93k
2022: €62k
2023: €60k
2024: €93k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€70k-€79k▲ 12.1%€99k▲ 26.2%€84k▼ 15.6%
Operating result€88k-€12k▼ 86.8%€26k▲ 123%€-13k
Net result€69k-€8k▼ 87.8%€21k▲ 143%€-15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €13k after €26k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €100k
Fixed assets
€7k ▼ 41.7%
Current assets
€93k ▼ 9.5%
Equity and liabilities €100k
Equity
€84k ▼ 15.6%
Debt
€16k ▲ 2.5%
Debt's share of the balance-sheet total rises from 13.6% to 16.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-7k▼
2024 · €33k
Cash flow
€-10k▼
2024 · €28k
Current ratio
6.80▼
2024 · 11.38
Debt to equity
0.19▲
2024 · 0.16
ROE
-18.4%▼
2024 · 20.8%
ROA
-15.5%▼
2024 · 17.9%
Interest coverage
-31.38▼
2024 · 97.96
Debt ≤ 1 year
€14k▲
2024 · €9k
Income taxes
€2k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€115k€100k▼
Fixed assets21/28€13k€7k▼
Tangible fixed assets22/27€13k€7k▼
Plant, machinery and equipment23€7k€4k▼
Furniture and vehicles24€5k€3k▼
Current assets29/58€102k€93k▼
Amounts receivable within one year40/41€38k€50k▲
Trade receivables40€5k€5k=
Other amounts receivable41€34k€46k▲
Current investments50/53€30k€30k=
Cash at bank and in hand54/58€34k€12k▼
Deferred charges and accrued income490/1€0€72▲
Equity and liabilities
Total equity and liabilities10/49€115k€100k▼
Equity10/15€99k€84k▼
Contributions10/11€1k€1k=
Reserves13€98k€98k=
Distributable reserves133€98k€98k=
Profit (loss) carried forward14-€-15k
Amounts payable17/49€16k€16k▲
Amounts payable within one year42/48€9k€14k▲
Trade debts44€3k€13k▲
Suppliers440/4€3k€13k▲
Taxes, remuneration and social security45€6k€920▼
Taxes450/3€6k€920▼
Accrued charges and deferred income492/3€7k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€5k▼
Other operating charges640/8€2k€247▼
Gross operating margin9900€35k€-7k▼
Operating profit (loss)9901€26k€-13k▼
Financial income75/76B€18€30▲
Recurring financial income75€18€30▲
Financial charges65/66B€338€238▼
Recurring financial charges65€338€238▼
Profit (loss) for the period before taxes9903€26k€-13k▼
Income taxes67/77€5k€2k▼
Profit (loss) for the period9904€21k€-15k▼
Profit (loss) for the period to be appropriated9905€21k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€-15k▼
Transfer to equity691/2€21k€0▼
To other reserves6921€21k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
2025
31-12
Financial
Weakest financial yearnet €-15k ▼175%
Net result drops to €-15k, the lowest in the series.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 11.38
Current ratio from 2.97 to 11.38; short-term debt falls from €31k to €9k.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beekstraat 13945 Tessenderlo-HamGround area
818 m²
Building footprint
184 m²
Volume, LiDAR
709 m³
Parcel 71033A0022/00D000, Flanders · tallest building 5.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
InThaCloud
since 20212.311.657.379
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71033A0022/00D000 | Flanders | 817 m² | 1 · 184 m² | 5.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
98450057A4ACBF515462
Similar companies · same sector, comparable size
EPBeter
BE 0738.522.861
Kontich · Eq €83,913
PY SERVICES
BE 1009.393.183
Hasselt · Eq €83,887
BLAST
BE 0840.008.914
Bekkevoort · Eq €83,887
STORBEL
BE 0707.848.689
Elsene · Eq €83,883
BINC
BE 0476.324.141
Temse · Eq €83,938
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 15,587 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-01-2021
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:davy.vanhoof@inthacloud.be