PY SERVICES
ActiveSummary
PY SERVICES has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84k and a net result of €56k. Its solvency ranks better than 71% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+8
Growth78
Track record82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity ample (current ratio 4.4 against 2.89 in 2024; short-term debt: 22% and cash: 77.8% of total assets), and 22% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78%
Return on assets
52.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
28 d early
2024
36 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€84k▲ 204%
2024 · €28k
2024: €28k
2024 → 2025
Total assets
€108k▲ 162%
2024 · €41k
2024: €41k
2024 → 2025
Net result
€56k▲ 128%
2024 · €25k
2024: €25k
2024 → 2025
Working capital
€81k▲ 219%
2024 · €25k
2024: €25k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€28k-€84k▲ 204%
Operating result€32k-€73k▲ 128%
Net result€25k-€56k▲ 128%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 128% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €108k
Fixed assets
€3k ▲ 40.8%
Current assets
€104k ▲ 170%
Equity and liabilities €108k
Equity
€84k ▲ 204%
Debt
€24k ▲ 77.5%
Debt's share of the balance-sheet total falls from 32.6% to 22.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€73k▲
2024 · €32k
Cash flow
€57k▲
2024 · €25k
Current ratio
4.40▲
2024 · 2.89
Debt to equity
0.28▼
2024 · 0.48
ROE
67.1%▼
2024 · 89.1%
ROA
52.3%▼
2024 · 60.1%
Interest coverage
37.89▼
2024 · 41.72
Debt ≤ 1 year
€24k▲
2024 · €13k
Income taxes
€15k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€41k€108k▲
Fixed assets21/28€2k€3k▲
Tangible fixed assets22/27€2k€3k▲
Land and buildings22€893€798▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24-€1k
Current assets29/58€39k€104k▲
Amounts receivable within one year40/41€12k€14k▲
Trade receivables40€12k€14k▲
Cash at bank and in hand54/58€18k€84k▲
Deferred charges and accrued income490/1€9k€7k▼
Equity and liabilities
Total equity and liabilities10/49€41k€108k▲
Equity10/15€28k€84k▲
Contributions10/11€3k€3k=
Reserves13€25k€81k▲
Distributable reserves133€25k€81k▲
Amounts payable17/49€13k€24k▲
Amounts payable within one year42/48€13k€24k▲
Trade debts44€238€1k▲
Suppliers440/4€238€1k▲
Taxes, remuneration and social security45€13k€21k▲
Taxes450/3€13k€21k▲
Other amounts payable47/48-€1k
Income statement
Code20242025
Non-recurring operating income76A€893-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€141€639▲
Other operating charges640/8-€62
Gross operating margin9900€32k€73k▲
Operating profit (loss)9901€32k€73k▲
Financial income75/76B-€496
Recurring financial income75-€496
Financial charges65/66B€767€2k▲
Recurring financial charges65€767€2k▲
Profit (loss) for the period before taxes9903€31k€71k▲
Income taxes67/77€6k€15k▲
Profit (loss) for the period9904€25k€56k▲
Profit (loss) for the period to be appropriated9905€25k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€56k▲
Transfer to equity691/2€25k€56k▲
To other reserves6921€25k€56k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 183722 HasseltGround area
465 m²
Building footprint
73 m²
Volume, LiDAR
280 m³
Parcel 73101B0094/00Z000, Flanders · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
PY SERVICES
since 20242.359.487.683
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73101B0094/00Z000 | Flanders | 465 m² | 1 · 73 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 15,587 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-05-2024
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.