INPHACON
ActiveINPHACON has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.02M and a net result of €96k. Equity is growing by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 4760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent▼ -17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▼-53
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 45.48 against 22.54 in 2024), and 1.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.6%
Return on assets
9.3%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-03-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
72 d early
2023
40 d early
2022
48 d early
2021
33 d early
2020
43 d early
2019
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
04-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.02M▼ 0.9%
2024 · €1.03M
2023: €768k
2024: €1.03M
2023 → 2025
Total assets
€1.04M▼ 2.5%
2024 · €1.06M
2023: €855k
2024: €1.06M
2023 → 2025
Net result
€96k▼ 69.9%
2024 · €320k
2023: €250k
2024: €320k
2023 → 2025
Working capital
€648k▼ 6.4%
2024 · €693k
2023: €479k
2024: €693k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€768k-€1.03M▲ 34.2%€1.02M▼ 0.9%
Operating result€368k-€464k▲ 26.0%€133k▼ 71.2%
Net result€250k-€320k▲ 27.9%€96k▼ 69.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 71% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.04M
Fixed assets
€373k▲ 10.5%
Current assets
€663k▼ 8.6%
Equity and liabilities €1.04M
Equity
€1.02M▼ 0.9%
Debt
€15k▼ 54.5%
The debt ratio falls from 3.1% to 1.4%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€139k▼
2024 · €470k
Cash flow
€102k▼
2024 · €326k
Solvency
98.6%▲
2024 · 96.9%
Current ratio
45.48▲
2024 · 22.54
Quick ratio
45.48▲
2024 · 22.54
Debt / equity
0.01▼
2024 · 0.03
ROE
9.4%▼
2024 · 31.0%
ROA
9.3%▼
2024 · 30.1%
Interest coverage
30.57▼
2024 · 94.89
Debt
€15k▼
2024 · €33k
Debt ≤ 1 year
€15k▼
2024 · €32k
Income taxes
€38k▼
2024 · €149k
Staff costs
€250=
2024 · €250
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€1.06M€1.04M▼
Fixed assets
21/28€338k€373k▲
Tangible fixed assets
22/27€338k€373k▲
Current assets
29/58€725k€663k▼
Amounts receivable within one year
40/41€64k€41k▼
Investments
50/53€622k€539k▼
Cash & bank
54/58€39k€83k▲
Total equity & liabilities
10/49€1.06M€1.04M▼
Equity
10/15€1.03M€1.02M▼
Contributions / capital
10/11€12k€12k=
Reserves
13€1.02M€1.01M▼
Accumulated profits (losses)
14€0€0=
Amounts payable
17/49€33k€15k▼
Amounts payable within one year
42/48€32k€15k▼
Trade debts payable within one year
44€5k€8k▲
Income statement
Code20242025
Gross operating margin
9900€477k€145k▼
Operating result
9901€464k€133k▼
Financial income
75€9k€6k▼
Financial charges
65€5k€5k▼
Result before taxes
9903€468k€134k▼
Income taxes
67/77€149k€38k▼
Net result for the period
9904€320k€96k▼
Result to be appropriated
9905€320k€96k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €96k ▼69.9%
Net result drops to €96k, the lowest in the series.
30-09
Financial
Liquidity doublescurrent ratio 45.48
Current ratio from 22.54 to 45.48; short-term debt falls from €32k to €15k.
17-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2023net €320k ▲27.9%
Operating result €464k, net result €320k, both a record.
30-09
Financial
Liquidity triplescurrent ratio 22.54
Current ratio from 6.52 to 22.54; short-term debt falls from €87k to €32k.
30-09
Financial
Equity above €1MEq €1.03M ▲34.2%
2 profitable years in a row build equity to €1.03M.
21-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
18-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
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SEKUR
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Of 82,369 companies in sector 70200 we hold annual accounts for 50,889. 27,331 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2012
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 20-08-2026. Scores and ratios are computed by Checked and are not a credit decision.