INKO TUINEN
ActiveThe annual accounts of INKO TUINEN for fiscal year 2025 show a net loss of 53% of the equity at the start of that year. The 2025 annual accounts show equity of €13k and a net result of €-15k. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 12% of 27619 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▼-26
Solvency31▼-5
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.11 against 0.2 in 2024; short-term debt: 48.3% and cash: 2% of total assets), and 93.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.4%
Return on assets
-7.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 27619 sector peers (2025).
NBB · sector comparisonPosition among 27619 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
28 d early
2023
35 d early
2022
16 d early
2021
6 d early
2020
19 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k▼ 53.3%
2024 · €27k
2018: €22k
2019: €21k
2020: €22k
2021: €23k
2022: €4k
2023: €19k
2024: €27k
2018 → 2025
Total assets
€199k▼ 19.0%
2024 · €246k
2018: €210k
2019: €196k
2020: €219k
2021: €202k
2022: €234k
2023: €206k
2024: €246k
2018 → 2025
Net result
€-15k
2024 · €8k
2018: €135
2019: €-2k
2020: €1k
2021: €1k
2022: €-19k
2023: €1k
2024: €8k
2018 → 2025
Working capital
€-86k▼ 7.9%
2024 · €-80k
2018: €-15k
2019: €-22k
2020: €-50k
2021: €-57k
2022: €-121k
2023: €-78k
2024: €-80k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€4k▼ 82.8%€19k▲ 387%€27k▲ 43.3%€13k▼ 53.3%
Operating result€5k-€-15k€5k€13k▲ 190%€-7k
Net result€1k-€-19k€1k€8k▲ 505%€-15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €7k after €13k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €199k
Fixed assets
€189k▼ 16.3%
Current assets
€10k▼ 49.6%
Equity and liabilities €199k
Equity
€13k▼ 53.3%
Debt
€186k▼ 14.7%
The debt ratio rises from 88.9% to 93.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€33k▼
2024 · €45k
Cash flow
€26k▼
2024 · €40k
Solvency
6.4%▼
2024 · 11.1%
Current ratio
0.11▼
2024 · 0.20
Quick ratio
0.11▼
2024 · 0.20
Debt / equity
14.60▲
2024 · 7.99
ROE
-114.2%▼
2024 · 30.2%
ROA
-7.3%▼
2024 · 3.4%
Interest coverage
4.43▼
2024 · 8.79
Debt
€186k▼
2024 · €219k
Debt ≤ 1 year
€96k▼
2024 · €100k
Debt > 1 year
€89k▼
2024 · €117k
Income taxes
€65▲
2024 · €47
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€246k€199k▼
Fixed assets21/28€226k€189k▼
Tangible fixed assets22/27€226k€189k▼
Land and buildings22€90k€80k▼
Plant, machinery and equipment23€12k€11k▼
Furniture and vehicles24€74k€56k▼
Leasing and similar rights25€49k€42k▼
Current assets29/58€20k€10k▼
Amounts receivable within one year40/41€12k€5k▼
Trade receivables40€10k€5k▼
Other amounts receivable41€2k-
Cash at bank and in hand54/58€6k€4k▼
Deferred charges and accrued income490/1€2k€725▼
Equity and liabilities
Total equity and liabilities10/49€246k€199k▼
Equity10/15€27k€13k▼
Contributions10/11€20k€20k=
Reserves13€15k€15k=
Distributable reserves133€15k€15k=
Profit (loss) carried forward14€-8k€-22k▼
Amounts payable17/49€219k€186k▼
Amounts payable after more than one year17€117k€89k▼
Financial debts170/4€117k€89k▼
Amounts payable within one year42/48€100k€96k▼
Current portion of amounts payable after more than one year42€28k€29k▲
Financial debts43-€888
Credit institutions430/8-€888
Trade debts44€10k€3k▼
Suppliers440/4€10k€3k▼
Taxes, remuneration and social security45€85€7k▲
Taxes450/3€85€7k▲
Other amounts payable47/48€61k€56k▼
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Non-recurring operating income76A€17k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€40k▲
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A-€580
Gross operating margin9900€47k€35k▼
Operating profit (loss)9901€13k€-7k▼
Financial income75/76B€3€80▲
Recurring financial income75€3€80▲
Financial charges65/66B€5k€8k▲
Recurring financial charges65€5k€8k▲
Profit (loss) for the period before taxes9903€8k€-15k▼
Income taxes67/77€47€65▲
Profit (loss) for the period9904€8k€-15k▼
Profit (loss) for the period to be appropriated9905€8k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-22k▼
Profit (loss) brought forward from the previous period14P€-16k€-8k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €8k ▲505%
Operating result €13k, net result €8k, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
15-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-19k ▼1775%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oosterzele · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bierman 199860 OosterzeleGround area
6,838 m²
Building footprint
2,097 m²
Volume, LiDAR
12,584 m³
Parcel 44007C0757/00K000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
INKO TUINEN
since 20102.185.992.889
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44007C0757/00K000 | Flanders | 6,838 m² | 1 · 2,097 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RM GROUP
BE 0767.697.788
Antwerpen · Eq €13k
JAMAR MOONS CONSTRUCTIONS
BE 0735.459.245
Grâce-Hollogne · Eq €13k
G-U-I-D-O surfaces
BE 0442.003.363
Heist-op-den-Berg · Eq €13k
MO GROUPE
BE 1009.302.717
Brussel · Eq €13k
LARMONEX
BE 0823.174.365
Sint-Lambrechts-Woluwe · Eq €13k
Of 15,536 companies in sector 43990 we hold annual accounts for 7,421. 4,505 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-03-2010
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
43110Demolition
43120Site preparation
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.