G-U-I-D-O surfaces
ActiveThe annual accounts of G-U-I-D-O surfaces for fiscal year 2024 show a net loss of 58% of the equity at the start of that year. The 2024 annual accounts show equity of €13k and a net result of €-18k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 36378 sector peers (fiscal year 2024). The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
45
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability27▼-73
Solvency33▼-8
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.35 against 0.83 in 2023; short-term debt: 64.3% and cash: 13% of total assets), and 92% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
8%
Return on assets
-10.9%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 36378 sector peers (2024).
NBB · sector comparisonPosition among 36378 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-07-2025, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
3 d early
2023
5 d early
2022
6 d early
2021
2 d early
2020
5 d early
2019
14 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€13k▼ 57.8%
2023 · €30k
2018: €-38k
2019: €5k
2020: €-23k
2021: €-44k
2022: €-23k
2023: €30k
2018 → 2024
Total assets
€160k▼ 17.9%
2023 · €195k
2018: €419k
2019: €426k
2020: €315k
2021: €274k
2022: €179k
2023: €195k
2018 → 2024
Net result
€-18k
2023 · €54k
2018: €-63k
2019: €43k
2020: €-28k
2021: €-21k
2022: €21k
2023: €54k
2018 → 2024
Working capital
€-67k▼ 305%
2023 · €-16k
2018: €-51k
2019: €-61k
2020: €-69k
2021: €-91k
2022: €-33k
2023: €-16k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-23k-€-44k▼ 89.7%€-23k▲ 47.0%€30k€13k▼ 57.8%
Operating result€-10k-€-3k▲ 66.5%€34k€68k▲ 101%€-9k
Net result€-28k-€-21k▲ 25.7%€21k€54k▲ 159%€-18k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €9k after €68k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €160k
Fixed assets
€124k▲ 8.1%
Current assets
€36k▼ 54.9%
Equity and liabilities €160k
Equity
€13k▼ 57.8%
Debt
€147k▼ 10.6%
The debt ratio rises from 84.5% to 92.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€21k▼
2023 · €102k
Cash flow
€13k▼
2023 · €87k
Solvency
8.0%▼
2023 · 15.5%
Current ratio
0.35▼
2023 · 0.83
Quick ratio
0.33▼
2023 · 0.79
Debt / equity
11.51▲
2023 · 5.44
ROE
-136.9%▼
2023 · 177.2%
ROA
-10.9%▼
2023 · 27.5%
Interest coverage
2.62▼
2023 · 11.11
Debt
€147k▼
2023 · €165k
Debt ≤ 1 year
€103k▲
2023 · €97k
Debt > 1 year
€44k▼
2023 · €67k
Income taxes
€282▼
2023 · €6k
Staff costs
€432▲
2023 · €217
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€195k€160k▼
Fixed assets21/28€114k€124k▲
Tangible fixed assets22/27€114k€124k▲
Land and buildings22€93k€74k▼
Plant, machinery and equipment23€9k€6k▼
Furniture and vehicles24€11k€16k▲
Leasing and similar rights25€1k€27k▲
Financial fixed assets28€248€248=
Current assets29/58€81k€36k▼
Stocks and contracts in progress3€4k€3k▼
Stocks30/36€4k€3k▼
Amounts receivable within one year40/41€11k€8k▼
Trade receivables40€8k€8k▲
Other amounts receivable41€3k€68▼
Cash at bank and in hand54/58€62k€21k▼
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€195k€160k▼
Equity10/15€30k€13k▼
Contributions10/11€25k€25k=
Reserves13€0-
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Profit (loss) carried forward14€5k€-12k▼
Amounts payable17/49€165k€147k▼
Amounts payable after more than one year17€67k€44k▼
Financial debts170/4€67k€44k▼
Amounts payable within one year42/48€97k€103k▲
Current portion of amounts payable after more than one year42€58k€59k▲
Financial debts43€8k€17k▲
Credit institutions430/8€8k€17k▲
Trade debts44€29k€23k▼
Suppliers440/4€29k€23k▼
Taxes, remuneration and social security45€292€3k▲
Taxes450/3€292€1k▲
Remuneration and social security454/9€0€2k▲
Other amounts payable47/48€1k€1k▼
Accrued charges and deferred income492/3€193€439▲
Income statement
Code20232024
Non-recurring operating income76A-€1k
Remuneration, social security and pensions62€217€432▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€30k▼
Other operating charges640/8€3k€4k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€105k€26k▼
Operating profit (loss)9901€68k€-9k▼
Financial income75/76B€36€60▲
Recurring financial income75€36€60▲
Financial charges65/66B€9k€8k▼
Recurring financial charges65€9k€8k▼
Profit (loss) for the period before taxes9903€59k€-17k▼
Income taxes67/77€6k€282▼
Profit (loss) for the period9904€54k€-18k▼
Profit (loss) for the period to be appropriated9905€54k€-18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€-12k▼
Profit (loss) brought forward from the previous period14P€-51k€5k▲
Transfer from equity791/2€3k€0▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €54k ▲159%
Operating result €68k, net result €54k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €21k
Net result €21k after 2 loss-making years.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €43k
Net result €43k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 11 days late
2016
28-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwendijk(ITE) 362222 Heist-op-den-BergGround area
5,148 m²
Building footprint
216 m²
Volume, LiDAR
1,120 m³
Parcel 12017B0458/00R002, Flanders · tallest building 12.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
G-U-I-D-O surfaces
since 19992.050.544.762
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12017B0458/00R002 | Flanders | 5,148 m² | 1 · 216 m² | 12.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MO GROUPE
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JAMAR MOONS CONSTRUCTIONS
BE 0735.459.245
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INKO TUINEN
BE 0823.734.985
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RM GROUP
BE 0767.697.788
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H SERVICES
BE 0802.580.572
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,418. 4,505 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-11-1990
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
43990Other specialised construction activities
43999Specialised construction activities
45250
01410Raising of dairy cattle
43333Wallpapering and laying of floor and wall coverings in other materials
43341Painting of buildings
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.