IN-OCTAVO
ActiveSummary
IN-OCTAVO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38k and a net result of €2k. Equity is shrinking by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 67% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▲+36
Solvency97▲+7
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 3.11 against 2.4 in 2024; short-term debt: 27.7% of total assets), and 27.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.3%
Return on assets
3.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
1 d early
2023
10 d late
2022
on the day
2021
18 d early
2020
30 d late
2019
75 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€38k▲ 5.4%
2024 · €36k
2018: €41k
2019: €44k
2020: €51k
2021: €43k
2022: €37k
2023: €38k
2024: €36k
2018 → 2025
Total assets
€53k▼ 5.4%
2024 · €56k
2018: €64k
2019: €65k
2020: €72k
2021: €65k
2022: €53k
2023: €55k
2024: €56k
2018 → 2025
Net result
€2k
2024 · €-2k
2018: €-1k
2019: €2k
2020: €8k
2021: €-8k
2022: €-7k
2023: €2k
2024: €-2k
2018 → 2025
Working capital
€31k▲ 12.4%
2024 · €27k
2018: €39k
2019: €42k
2020: €49k
2021: €29k
2022: €25k
2023: €28k
2024: €27k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€37k▼ 15.4%€38k▲ 4.8%€36k▼ 5.6%€38k▲ 5.4%
Operating result€-8k-€-6k▲ 23.0%€3k€-800€4k
Net result€-8k-€-7k▲ 19.0%€2k€-2k€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €800 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €53k
Fixed assets
€7k ▼ 16.8%
Current assets
€45k ▼ 3.3%
Equity and liabilities €53k
Equity
€38k ▲ 5.4%
Debt
€15k ▼ 25.4%
Debt's share of the balance-sheet total falls from 35.1% to 27.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€6k▲
2024 · €1k
Cash flow
€4k▲
2024 · €-131
Current ratio
3.11▲
2024 · 2.40
Debt to equity
0.38▼
2024 · 0.54
ROE
5.1%▲
2024 · -5.9%
ROA
3.7%▲
2024 · -3.8%
Interest coverage
3.99▲
2024 · 0.79
Debt ≤ 1 year
€15k▼
2024 · €20k
Income taxes
€2k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€56k€53k▼
Fixed assets21/28€9k€7k▼
Tangible fixed assets22/27€9k€7k▼
Plant, machinery and equipment23€8k€7k▼
Furniture and vehicles24€780€620▼
Current assets29/58€47k€45k▼
Amounts receivable after more than one year29€35k€35k=
Other amounts receivable291€35k€35k=
Amounts receivable within one year40/41€12k€10k▼
Trade receivables40€9k€6k▼
Other amounts receivable41€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€56k€53k▼
Equity10/15€36k€38k▲
Contributions10/11€6k€6k=
Reserves13€30k€32k▲
Tax-exempt reserves132€18k€18k=
Distributable reserves133€12k€14k▲
Amounts payable17/49€20k€15k▼
Amounts payable within one year42/48€20k€15k▼
Financial debts43€7k€4k▼
Credit institutions430/8€7k€4k▼
Trade debts44€7k€5k▼
Suppliers440/4€7k€5k▼
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€5k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Gross operating margin9900€1k€6k▲
Operating profit (loss)9901€-800€4k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€-867€4k▲
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€-2k€2k▲
Profit (loss) for the period to be appropriated9905€-2k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€2k▲
Transfer from equity791/2€2k-
Transfer to equity691/2-€2k
To the legal reserve6920-€2k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 10 days late
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-8k ▼206%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Highest result since 2018net €8k ▲253%
Operating result €8k, net result €8k, both a record.
14-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 75 days late
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
Show earlier events
16-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 16 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kersbeeklaan 1251190 VorstGround area
168 m²
Building footprint
79 m²
Volume, LiDAR
745 m³
Parcel 21384D0286/00T011, Brussels · tallest building 14.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IN-OCTAVO
since 20072.166.733.837
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21384D0286/00T011 | Brussels | 168 m² | 1 · 79 m² | 14.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SOLUTION 3.0
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Of 9,860 companies in sector 73110 we hold annual accounts for 3,753. 2,918 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-10-2007
Fiscal year end31-12
Activities, NACEBEL 2025
73110Advertising agencies
18130Pre-press and pre-media services
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.