Graphic House

Active

Private limited companyfounded 201312 yrs activeLindenberg 1A, 4701 Eupen, BelgiumKBO/BCE: BE 0540.846.066

Summary

Graphic House has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38k and a net result of €-3k. Equity is growing by ~11.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).

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Checked score

Score 2025

66 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability65▼-13

Solvency62▲+1

Growth52▼-26

Track record100

Bankruptcy probability, 12 months

0.7% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €2.5k at 30 days acceptable

Liquidity tight (current ratio 1.27 against 1.33 in 2024; short-term debt: 39.7% and cash: 17.8% of total assets), and 62.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

37.1%

Return on assets

-3%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

56 d early

2024

64 d early

2023

62 d early

2022

89 d early

2021

83 d early

2020

29 d early

2019

79 d early

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

24-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, unclassified schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€-3k

2024 · €10k

2018: €9k 2019: €2k 2020: €28k 2021: €30k 2022: €18k 2023: €19k 2024: €10k

2018 → 2025

Working capital

€11k▼ 40.8%

2024 · €18k

2018: €-6k 2019: €731 2020: €-4k 2021: €3k 2022: €14k 2023: €16k 2024: €18k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€37k-€47k▲ 28.9%€52k▲ 10.0%€48k▼ 7.4%€38k▼ 21.1%

Operating result€38k-€27k▼ 28.4%€29k▲ 7.2%€15k▼ 48.5%€-1k

Net result€30k-€18k▼ 41.8%€19k▲ 6.7%€10k▼ 45.6%€-3k

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €1k after €15k in 2024, the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €103k

49.7%

50.3%

Fixed assets €51k ▼ 15.8%

Current assets €52k ▼ 30.9%

Equity and liabilities €103k

37.1%

62.9%

Equity €38k ▼ 21.1%

Debt €65k ▼ 25.8%

Debt's share of the balance-sheet total falls from 64.3% to 62.9%. Equity and debt are lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€9k▼

2024 · €27k

Cash flow

€8k▼

2024 · €22k

Current ratio

1.27▼

2024 · 1.33

Debt to equity

1.70▼

2024 · 1.80

ROE

-8.2%▼

2024 · 21.3%

ROA

-3.0%▼

2024 · 7.6%

Interest coverage

6.01▼

2024 · 14.47

Debt ≤ 1 year

€41k▼

2024 · €56k

Debt > 1 year

€24k▼

2024 · €30k

Income taxes

€188▼

2024 · €3k

Staff costs

€71k▲

2024 · €71k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines

Balance sheet Code20242025

Assets

Total assets20/58€135k€103k▼

Fixed assets21/28€61k€51k▼

Tangible fixed assets22/27€61k€51k▼

Furniture and vehicles24€18k€14k▼

Other tangible fixed assets26€43k€37k▼

Current assets29/58€75k€52k▼

Amounts receivable after more than one year29€81€81=

Other amounts receivable291€81€81=

Amounts receivable within one year40/41€31k€31k▲

Trade receivables40€24k€25k▲

Other amounts receivable41€7k€6k▼

Cash at bank and in hand54/58€42k€18k▼

Deferred charges and accrued income490/1€2k€2k▲

Equity and liabilities

Total equity and liabilities10/49€135k€103k▼

Equity10/15€48k€38k▼

Contributions10/11€20k€20k=

Reserves13€18k€18k=

Distributable reserves133€18k€18k=

Profit (loss) carried forward14€11k€831▼

Amounts payable17/49€87k€65k▼

Amounts payable after more than one year17€30k€24k▼

Financial debts170/4€30k€24k▼

Amounts payable within one year42/48€56k€41k▼

Current portion of amounts payable after more than one year42€8k€6k▼

Trade debts44€1k€3k▲

Suppliers440/4€1k€3k▲

Taxes, remuneration and social security45€33k€22k▼

Taxes450/3€19k€9k▼

Remuneration and social security454/9€14k€13k▼

Other amounts payable47/48€14k€10k▼

Accrued charges and deferred income492/3€827€176▼

Income statement Code20242025

Remuneration, social security and pensions62€71k€71k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€11k▼

Other operating charges640/8€3k€642▼

Gross operating margin9900€101k€81k▼

Operating profit (loss)9901€15k€-1k▼

Financial income75/76B€120€82▼

Recurring financial income75€120€82▼

Financial charges65/66B€2k€2k▼

Recurring financial charges65€2k€2k▼

Profit (loss) for the period before taxes9903€13k€-3k▼

Income taxes67/77€3k€188▼

Profit (loss) for the period9904€10k€-3k▼

Profit (loss) for the period to be appropriated9905€10k€-3k▼

Appropriation of the result

Profit (loss) to be appropriated9906€25k€8k▼

Profit (loss) brought forward from the previous period14P€15k€11k▼

Profit to be distributed694/7€14k€7k▼

Return on contributions (dividend)694€14k€7k▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 12Financial 2Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

05-06

NBB filing Annual accounts filed

fiscal year 2025 · unclassified schema

2025

31-12

Financial Weakest financial yearnet €-3k ▼130%

Net result drops to €-3k, the lowest in the series.

28-05

NBB filing Annual accounts filed

fiscal year 2024 · unclassified schema

2024

30-05

NBB filing Annual accounts filed

fiscal year 2023 · unclassified schema

2023

03-05

NBB filing Annual accounts filed

fiscal year 2022 · unclassified schema

2022

09-05

NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema

2021

31-12

Financial Highest result since 2018net €30k ▲6.7%

Operating result €38k, net result €30k, both a record.

02-07

NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema

2020

13-05

NBB filing Annual accounts filed

fiscal year 2019 · abbreviated schema

2019

24-06

NBB filing Annual accounts filed

fiscal year 2018 · abbreviated schema

2018

17-07

NBB filing Annual accounts filed

fiscal year 2017 · abbreviated schema

2017

19-04

NBB filing Annual accounts filed

fiscal year 2016 · abbreviated schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Eupen · 1 establishment unit since 2013

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Lindenberg 1A4701 Eupen

1 establishment unit

Graphic House

Lindenberg 1 A, 4701 EupenAgents in non-specialised wholesale trade

since 20132.223.134.090

Similar companies · same sector, comparable size

GARDEN DEVILS

BE 0455.693.132

Hoegaarden · Eq €38,048

Zedelgem · Eq €38,001

SIMONIS CONSULTING

BE 0442.546.266

Perwez · Eq €37,997

Of 9,860 companies in sector 73110 we hold annual accounts for 3,753. 2,919 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded11-10-2013

Fiscal year end31-12

Activities, NACEBEL 2025

73110Advertising agencies

74120Graphic design and visual communication

74140Other specialised design activities

Sources

Crossroads Bank for EnterprisesNational Bank · 12 filings

Scores and ratios are computed by Checked and are not a credit decision.