IMMOCECO
ActiveSummary
IMMOCECO has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.64M and a net result of €-15k. Equity is growing by ~17.7% per year across the filed fiscal years. Its solvency ranks better than 87% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▼-64
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 7.23 against 5.43 in 2024; short-term debt: 13.8% and cash: 0.1% of total assets), and 15.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.5%
Return on assets
-0.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
26 d late
2023
19 d late
2022
21 d late
2021
30 d late
2020
30 d late
2019
60 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€155k
EBIT margin
68.6%
Net result
€-15k
2024 · €935k
2018: €-16k
2019: €231k
2020: €33k
2021: €50k
2022: €63k
2023: €20k
2024: €935k
2018 → 2025
Working capital
€1.67M▼ 0.9%
2024 · €1.69M
2018: €238k
2019: €1.03M
2020: €330k
2021: €165k
2022: €127k
2023: €63k
2024: €1.69M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€155k-
Equity€637k-€699k▲ 9.8%€719k▲ 2.8%€1.65M▲ 130%€1.64M▼ 0.9%
Operating result€106k-€80k▼ 25.3%€80k▲ 0.4%€1.28M▲ 1,499%€-14k
Net result€50k-€63k▲ 25.2%€20k▼ 68.6%€935k▲ 4,660%€-15k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €14k after €1.28M in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €1.94M
Equity
€1.64M ▼ 0.9%
Debt
€301k ▼ 27.2%
Debt's share of the balance-sheet total falls from 20.0% to 15.5%. Equity and debt are lower.
Key figures and ratios
Current ratio
7.23▲
2024 · 5.43
Debt to equity
0.18▼
2024 · 0.25
ROE
-0.9%▼
2024 · 56.5%
ROA
-0.8%▼
2024 · 45.2%
Debt ≤ 1 year
€268k▼
2024 · €381k
Debt > 1 year
€33k=
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.07M€1.94M▼
Current assets29/58€2.07M€1.94M▼
Amounts receivable within one year40/41€2.05M€1.94M▼
Trade receivables40€5k-
Other amounts receivable41€2.05M€1.94M▼
Cash at bank and in hand54/58€17k€1k▼
Equity and liabilities
Total equity and liabilities10/49€2.07M€1.94M▼
Equity10/15€1.65M€1.64M▼
Contributions10/11€350k€350k=
Capital10€350k€350k=
Issued capital100€350k€350k=
Reserves13€679k€679k=
Non-distributable reserves130/1€35k€35k=
Legal reserve130€35k€35k=
Tax-exempt reserves132€421k€421k=
Distributable reserves133€223k€223k=
Profit (loss) carried forward14€624k€609k▼
Amounts payable17/49€413k€301k▼
Amounts payable after more than one year17€33k€33k=
Other amounts payable178/9€33k€33k=
Amounts payable within one year42/48€381k€268k▼
Current portion of amounts payable after more than one year42€67k-
Trade debts44€21k-
Suppliers440/4€21k-
Taxes, remuneration and social security45€51k€6k▼
Taxes450/3€51k€6k▼
Other amounts payable47/48€242k€262k▲
Income statement
Code20242025
Other operating charges640/8€12k€13k▲
Gross operating margin9900€1.29M€-2k▼
Operating profit (loss)9901€1.28M€-14k▼
Financial charges65/66B€37k€991▼
Recurring financial charges65€37k€991▼
Profit (loss) for the period before taxes9903€1.24M€-15k▼
Income taxes67/77€305k-
Profit (loss) for the period9904€935k€-15k▼
Transfer to tax-exempt reserves689€421k-
Profit (loss) for the period to be appropriated9905€514k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€643k€609k▼
Profit (loss) brought forward from the previous period14P€130k€624k▲
Transfer to equity691/2€19k-
To the legal reserve6920€19k-
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 21 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Highest result since 2018net €935k ▲4660%
Operating result €1.28M, net result €935k, both a record.
31-12
Financial
Liquidity times 5current ratio 5.43
Current ratio from 1.14 to 5.43; short-term debt falls from €455k to €381k.
31-12
Financial
Equity above €1MEq €1.65M ▲130%
6 profitable years in a row build equity to €1.65M.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · unclassified schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
31-12
Financial
Back to profitnet €231k
Net result €231k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 5.53
Current ratio from 2.54 to 5.53.
Show earlier events
31-12
Financial
Equity above €500kEq €553k ▲71.7%
Equity rises from €322k to €553k.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Abbaye 141380 LasneGround area
670 m²
Parcel 25024A0226/00E003, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de l'Abbaye 14, 1380 Lasne
since 20062.159.347.088
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25024A0226/00E003indicative | Wallonia | 670 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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GEBEA
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KNIGHT FRANK
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Of 7,320 companies in sector 68110 we hold annual accounts for 5,381. 2,847 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded31-10-2006
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.