De Clercq Consulting
ActiveSummary
De Clercq Consulting has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.64M and a net result of €347k. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 72% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▼-56
Solvency85▼-15
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 2.0 against 5.73 in 2024; short-term debt: 39.9% and cash: 26.2% of total assets), and 39.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.1%
Return on assets
12.8%
Age of the figures
16 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 24-12-2025, 7 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
7 d early
2024
6 d late
2023
4 d late
2022
5 d late
2021
19 d late
2020
14 d early
2019
15 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-05-2026 and is due by 31-12-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-05-2026 close24-09-2026 today31-12-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.64M▼ 29.4%
2024 · €2.32M
2019: €1.17M
2020: €1.40M
2021: €1.78M
2022: €1.97M
2023: €2.14M
2024: €2.32M
2019 → 2025
Total assets
€2.72M▲ 2.1%
2024 · €2.67M
2019: €1.20M
2020: €1.43M
2021: €1.83M
2022: €2.32M
2023: €2.58M
2024: €2.67M
2019 → 2025
Net result
€347k▼ 26.0%
2024 · €469k
2019: €295k
2020: €238k
2021: €375k
2022: €417k
2023: €540k
2024: €469k
2019 → 2025
Working capital
€1.09M▼ 34.0%
2024 · €1.65M
2019: €912k
2020: €1.15M
2021: €1.29M
2022: €1.27M
2023: €1.45M
2024: €1.65M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.78M-€1.97M▲ 10.8%€2.14M▲ 8.8%€2.32M▲ 8.1%€1.64M▼ 29.4%
Operating result€-9k-€-17k▼ 86.3%€-9k▲ 48.0%€-15k▼ 68.0%€-106k▼ 599%
Net result€375k-€417k▲ 11.4%€540k▲ 29.4%€469k▼ 13.2%€347k▼ 26.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €106k in 2025 against €15k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.72M
Fixed assets
€545k ▼ 18.0%
Current assets
€2.18M ▲ 8.7%
Equity and liabilities €2.72M
Equity
€1.64M ▼ 29.4%
Debt
€1.09M ▲ 211%
Debt's share of the balance-sheet total rises from 13.1% to 39.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-85k▼
2024 · €12k
Cash flow
€369k▼
2024 · €496k
Current ratio
2.00▼
2024 · 5.73
Debt to equity
0.66▲
2024 · 0.15
ROE
21.2%▲
2024 · 20.2%
ROA
12.8%▼
2024 · 17.6%
Interest coverage
-18.30▼
2024 · 11.32
Debt ≤ 1 year
€1.09M▲
2024 · €349k
Income taxes
€44k▼
2024 · €54k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.67M€2.72M▲
Fixed assets21/28€665k€545k▼
Tangible fixed assets22/27€411k€291k▼
Land and buildings22€410k€290k▼
Plant, machinery and equipment23-€891
Furniture and vehicles24€1k€280▼
Financial fixed assets28€254k€254k=
Current assets29/58€2.00M€2.18M▲
Amounts receivable after more than one year29€848k€636k▼
Other amounts receivable291€848k€636k▼
Amounts receivable within one year40/41€921k€828k▼
Trade receivables40€85k€12k▼
Other amounts receivable41€836k€817k▼
Cash at bank and in hand54/58€234k€712k▲
Equity and liabilities
Total equity and liabilities10/49€2.67M€2.72M▲
Equity10/15€2.32M€1.64M▼
Contributions10/11€254k€254k=
Reserves13€2.06M€1.38M▼
Distributable reserves133€2.06M€1.38M▼
Amounts payable17/49€349k€1.09M▲
Amounts payable within one year42/48€349k€1.09M▲
Trade debts44€7k€12k▲
Suppliers440/4€7k€12k▲
Taxes, remuneration and social security45€47k€45k▼
Taxes450/3€47k€45k▼
Other amounts payable47/48€295k€1.03M▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€21k▼
Other operating charges640/8€9k€26k▲
Non-recurring operating charges66A-€99k
Gross operating margin9900€21k€41k▲
Operating profit (loss)9901€-15k€-106k▼
Financial income75/76B€539k€502k▼
Recurring financial income75€539k€502k▼
Financial charges65/66B€1k€5k▲
Recurring financial charges65€1k€5k▲
Profit (loss) for the period before taxes9903€523k€391k▼
Income taxes67/77€54k€44k▼
Profit (loss) for the period9904€469k€347k▼
Profit (loss) for the period to be appropriated9905€469k€347k▼
Appropriation of the result
Profit (loss) to be appropriated9906€469k€347k▼
Transfer from equity791/2€295k€1.03M▲
Transfer to equity691/2€469k€347k▼
To other reserves6921€469k€347k▼
Profit to be distributed694/7€295k€1.03M▲
Return on contributions (dividend)694€295k€1.03M▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
24-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
06-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
04-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 4 days late
2023
31-05
Financial
Highest result since 2019net €540k ▲29.4%
Net result €540k, the highest in the series.
31-05
Financial
Equity above €2MEq €2.14M ▲8.8%
5 profitable years in a row build equity to €2.14M.
05-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 5 days late
2022
19-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2020
17-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-05
Financial
Weakest financial yearnet €238k ▼19.4%
Net result drops to €238k, the lowest in the series; recovery starts the following year.
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 15 days late
2019
08-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 15 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boechout · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pastoorsleike 122530 BoechoutGround area
1,414 m²
Building footprint
235 m²
Volume, LiDAR
946 m³
Parcel 11004D0079/00M000, Flanders · tallest building 16.5 m. Linked by address, not a title deed.
1 establishment unit
De Clercq Consulting
since 20162.261.232.722
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11004D0079/00M000 | Flanders | 1,414 m² | 1 · 235 m² | 16.5 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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High T.A.G. Residences
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Of 7,320 companies in sector 68110 we hold annual accounts for 5,381. 2,848 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2016
Fiscal year end31-05
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.