Active BE 0433.576.142Private limited company

IMMO VERSTRAETEN

Glimwormlaan 14 ·1910 Kampenhout, Belgium· 38 yrs active

Sector: Land surveying (71122)

Conclusion Checked

IMMO VERSTRAETEN has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €12k and a net result of €10k. Its solvency ranks better than 10% of 3386 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€12k
Net result	€10k
Better than sector	10%
Active	38 yrs

Financial profile 5 of 5 axes measured · computed by Checked

65 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 46

Profitability 100

Solvency 3

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.2% Very low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 1988, 38 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2024 · computed

46 / 100 Fair

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€500

estimate, not credit advice

Score history

5 2023

46 2024

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 0.01 (< 1.0) -10

Quick ratio Quick ratio 0.01 (< 0.6) -5

Leverage Debt/equity 20.48 (> 3.0) -10

Profitability ROE 84% (≥ 10%) +10

Interest coverage Interest coverage 2.1× +3

Profit trend Net profit up YoY +5

Equity growth Equity growing YoY +3

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview37 NBB filings

Annual accounts filed on 24-06-2025 with the NBB · fiscal year 2024 · micro schema

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 71, Architectural and engineering activities; technical testing and analysis · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	4.7%	55.0%	better than 10% of 3386 sector peers
Net result	€10k	€19k	better than 35% of 3386 sector peers
Equity	€12k	€45k	better than 19% of 3388 sector peers
Gross operating margin	€41k	€38k	better than 52% of 3383 sector peers
Total assets	€252k	€95k	better than 83% of 3387 sector peers

EBITDA

€34k

+281.8% 23-24

Net profit

€10k

- 23-24

Cash flow

€18k

- 23-24

Total assets

€252k

-3.1% 23-24

Equity

€12k

+514.5% 23-24

Working capital

€-192k

+2.3% 23-24

Debt

€240k

-6.9% 23-24

Debt ≤ 1y

€195k

-2.2% 23-24

Debt > 1y

€43k

-25.0% 23-24

Current ratio

0.01

+8.2% 23-24

Quick ratio

0.01

+8.2% 23-24

Solvency

4.7%

+534.0% 23-24

Debt / equity

20.48

-84.9% 23-24

ROE

83.7%

- 23-24

ROA

3.9%

- 23-24

Interest coverage

2.11

+255.6% 23-24

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2024	2023
Deposit	micro schema	micro schema
Revenue	-	-
EBITDA	€34k	€9k
Net profit	€10k	€-14k
Cash flow	€18k	€-6k
Staff costs	-	-
Income taxes	-	-
Dividends	-	-
Total assets	€252k	€260k
Equity	€12k	€2k
Debt	€240k	€258k
of which ≤ 1y	€195k	€199k
of which > 1y	€43k	€58k
Working capital	€-192k	€-197k
Employees (FTE)	-	-

Ratios (computed)

	2024	2023
Current ratio	0.01	0.01
Quick ratio	0.01	0.01
Working capital ratio	-76.4%	-75.8%
Solvency	4.7%	0.7%
Debt / equity	20.48	135.15
Long-term debt ratio	3.71	30.38
Interest coverage	2.11	0.59
Gross margin	-	-
Net margin	-	-
ROA	3.9%	-5.5%
ROE	83.7%	-745.1%
EBITDA margin	-	-
Days sales outstanding	-	-
Days payable outstanding	-	-
Inventory turnover	-	-
Days inventory (DSI)	-	-

Balance-sheet composition 2024

Assets

Fixed assets €249k · 98.9% Current assets €3k · 1.1%

Equity & liabilities

Equity €12k · 4.7% Debt €240k · 95.3%

Full annual accounts (22 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024	2023
Balance sheet, Assets
TOTAL ASSETS	20/58	€252k	€260k
Fixed assets	21/28	€249k	€257k
Tangible fixed assets	22/27	€249k	€257k
Current assets	29/58	€3k	€3k
Amounts receivable within one year	40/41	€1k	€1k
Cash & bank	54/58	€234	€497
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€252k	€260k
Equity	10/15	€12k	€2k
Contributions / capital	10/11	€19k	€19k
Reserves	13	€43k	€43k
Accumulated profits (losses)	14	€-50k	€-60k
Amounts payable	17/49	€240k	€258k
Amounts payable after one year	17	€43k	€58k
Amounts payable within one year	42/48	€195k	€199k
Trade debts payable within one year	44	€2k	€7k
Income statement
Gross operating margin	9900	€41k	€17k
Operating result	9901	€26k	€827
Financial income	75	€2	-
Financial charges	65	€16k	€15k
Result before taxes	9903	€10k	€-14k
Net result for the period	9904	€10k	€-14k
Result to be appropriated	9905	€10k	€-14k

Directors & mandates 1 directors

Current directors & mandates

VERSTRAETEN Stephan
Director
State Gazette act 23338230 (26-04-2023)

Current
26-04-2023 → present
2 events
- 26-04-2023 Resigned· Director
- 26-04-2023 Appointed· Director

Legal Structure

NACE primary	Land surveying(71122)
Legal form	Private limited company(610)
Incorporation	10-03-1988
Status	Active
Postal code	1910

Establishment units 1 location

Haachtsesteenweg 135, 1910 Kampenhout

Air transport

since 19882.036.397.907

Real-estate footprint Source: CBE × cadastre

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23055A0183/00K007	Flanders	993 m²	1 · 220 m²	8.5 m · 2 fl.
23008D0465/00B002	Flanders	663 m²	1 · 112 m²	9.8 m · 2 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

All 12Financial 1Gazette 1Filings 10

2025

24-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Back to profitnet €10k

Net result €10k after one loss-making year.

04-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

30-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

26-04

State Gazette act Director changes

David PARDON

2022

01-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

24-06

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

03-07

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

2019

28-06

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

2018

02-07

NBB filing Annual accounts filed

fiscal year 2017 · micro schema

2017

23-06

NBB filing Annual accounts filed

fiscal year 2016 · micro schema

2016

01-07

NBB filing Annual accounts filed

fiscal year 2015 · abbreviated schema

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 3 years ago

2023

26-04-2023 1 director appointed, 1 resigning Director changes·David PARDON

VERSTRAETEN Stephan, Bestuurder
VERSTRAETEN Stephan, Bestuurder

Notary: David PARDON · Haacht

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

70311Land surveying71122Development of residential building projects68121Agents specialised in the wholesale of other particular products46180Real estate agency activities68310Real estate activities68311Real estate appraisal on a fee or contract basis68322Property management for co-owned buildings (syndics)68321Combined facilities support activities81100

Names & trade names

Legal nameNL

IMMO VERSTRAETEN

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