IMMO SIM
ActiveIMMO SIM has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €421k and a net result of €19k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 43% of 19351 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability46▼-2
Solvency48=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.08 against 0.1 in 2023; short-term debt: 7.4% and cash: 0.3% of total assets), and 76.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
34 d early
2022
34 d early
2021
32 d early
2020
36 d early
2019
38 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€421k▲ 4.7%
2023 · €402k
2018: €400k
2019: €347k
2020: €351k
2021: €357k
2022: €389k
2023: €402k
2018 → 2024
Total assets
€1.80M▲ 2.1%
2023 · €1.76M
2018: €1.10M
2019: €1.93M
2020: €1.94M
2021: €1.86M
2022: €1.83M
2023: €1.76M
2018 → 2024
Net result
€19k▲ 46.6%
2023 · €13k
2018: €-16k
2019: €-53k
2020: €4k
2021: €7k
2022: €32k
2023: €13k
2018 → 2024
Working capital
€-123k▼ 12.8%
2023 · €-109k
2018: €-146k
2019: €-147k
2020: €-127k
2021: €-117k
2022: €-137k
2023: €-109k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€351k-€357k▲ 1.9%€389k▲ 8.9%€402k▲ 3.3%€421k▲ 4.7%
Operating result€35k-€38k▲ 8.3%€64k▲ 68.0%€46k▼ 29.0%€61k▲ 34.8%
Net result€4k-€7k▲ 86.3%€32k▲ 374%€13k▼ 59.9%€19k▲ 46.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 35% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.80M
Fixed assets
€1.79M▲ 2.2%
Current assets
€11k▼ 7.7%
Equity and liabilities €1.80M
Equity
€421k▲ 4.7%
Debt
€1.38M▲ 1.3%
The debt ratio falls from 77.2% to 76.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€130k▲
2023 · €111k
Cash flow
€87k▲
2023 · €78k
Solvency
23.4%▲
2023 · 22.8%
Current ratio
0.08▼
2023 · 0.10
Quick ratio
0.08▼
2023 · 0.10
Debt / equity
3.28▼
2023 · 3.39
ROE
4.5%▲
2023 · 3.2%
ROA
1.0%▲
2023 · 0.7%
Interest coverage
3.06▼
2023 · 3.40
Debt
€1.38M▲
2023 · €1.36M
Debt ≤ 1 year
€134k▲
2023 · €121k
Debt > 1 year
€1.23M▲
2023 · €1.23M
Income taxes
€262▲
2023 · €243
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.76M€1.80M▲
Fixed assets21/28€1.75M€1.79M▲
Tangible fixed assets22/27€1.75M€1.79M▲
Land and buildings22€1.75M€1.79M▲
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€4k€3k▼
Current assets29/58€12k€11k▼
Amounts receivable within one year40/41€3k€3k▲
Trade receivables40€3k€3k▲
Other amounts receivable41€266€250▼
Cash at bank and in hand54/58€51€6k▲
Deferred charges and accrued income490/1€9k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.76M€1.80M▲
Equity10/15€402k€421k▲
Contributions10/11€210k€210k=
Capital10€210k€210k=
Issued capital100€210k€210k=
Reserves13€192k€211k▲
Non-distributable reserves130/1€11k€12k▲
Legal reserve130€11k€12k▲
Tax-exempt reserves132€66k€63k▼
Distributable reserves133€115k€135k▲
Amounts payable17/49€1.36M€1.38M▲
Amounts payable after more than one year17€1.23M€1.23M▲
Financial debts170/4€960k€960k▲
Other amounts payable178/9€270k€270k=
Amounts payable within one year42/48€121k€134k▲
Current portion of amounts payable after more than one year42€59k€67k▲
Financial debts43€6k-
Credit institutions430/8€6k-
Trade debts44€7k€12k▲
Suppliers440/4€7k€12k▲
Taxes, remuneration and social security45€2k€9k▲
Taxes450/3€2k€9k▲
Other amounts payable47/48€46k€46k▼
Accrued charges and deferred income492/3€12k€16k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65k€68k▲
Other operating charges640/8€26k€26k▲
Gross operating margin9900€136k€156k▲
Operating profit (loss)9901€46k€61k▲
Financial income75/76B€33€0▼
Recurring financial income75€33€0▼
Financial charges65/66B€33k€42k▲
Recurring financial charges65€33k€42k▲
Profit (loss) for the period before taxes9903€13k€19k▲
Income taxes67/77€243€262▲
Profit (loss) for the period9904€13k€19k▲
Transfer from tax-exempt reserves789€2k€2k=
Profit (loss) for the period to be appropriated9905€15k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€21k▲
Transfer to equity691/2€15k€21k▲
To the legal reserve6920€761€1k▲
To other reserves6921€14k€20k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €32k ▲374%
Operating result €64k, net result €32k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-53k
Net result drops to €-53k, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 27 days late
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
28-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leopoldplein 373500 HasseltGround area
279 m²
Building footprint
141 m²
Volume, LiDAR
3,244 m³
Parcel 71022H0945/00E000, Flanders · tallest building 26.6 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
IMMO-SIM
since 19932.064.406.953
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71022H0945/00E000 | Flanders | 279 m² | 1 · 141 m² | 26.6 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EUFRECO INTERNATIONAL
BE 0413.584.739
Pajottegem · Eq €421k
LUCKRA
BE 0463.842.518
Zemst · Eq €421k
IMMO JADO
BE 0864.848.832
Binche · Eq €421k
V.H.W. - IMMOBILIERE
BE 0434.765.480
Namur · Eq €420k
WistMA
BE 0735.828.241
Brugge · Eq €422k
Of 9,134 companies in sector 68201 we hold annual accounts for 6,763. 5,038 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded29-06-1993
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@tomsimons.be
General meetings
1 convocationOrdinary general meeting
Verslag bestuurders. Goedkeuring jaarrekening. Aanwending resultaat. Ontlasting bestuurders.