IMMO JADO
ActiveIMMO JADO has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €421k and a net result of €10k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 75% of 13936 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+52
Solvency90▼-1
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 3.96 against 4.48 in 2024; short-term debt: 13.1% and cash: 14.4% of total assets), and 34.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.1%
Return on assets
1.5%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-02-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
5 d late
2024
1 d late
2023
on the day
2022
on the day
2021
on the day
2020
94 d early
2019
78 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€10k
2024 · €-33k
2019: €-15k
2020: €-8k
2021: €83k
2022: €-22k
2023: €-27k
2024: €-33k
2019 → 2025
Working capital
€251k▲ 2.8%
2024 · €244k
2019: €42k
2020: €72k
2021: €143k
2022: €348k
2023: €279k
2024: €244k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€493k-€470k▼ 4.5%€444k▼ 5.6%€411k▼ 7.3%€421k▲ 2.4%
Operating result€129k-€-14k€-21k▼ 56.7%€-22k▼ 1.7%€24k
Net result€83k-€-22k€-27k▼ 19.4%€-33k▼ 22.8%€10k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €24k after a loss of €22k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €647k
Fixed assets
€312k▼ 0.1%
Current assets
€335k▲ 6.9%
Equity and liabilities €647k
Equity
€421k▲ 2.4%
Debt
€225k▲ 5.3%
The debt ratio rises from 34.2% to 34.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€59k▲
2024 · €9k
Cash flow
€44k▲
2024 · €-2k
Solvency
65.1%▼
2024 · 65.8%
Current ratio
3.96▼
2024 · 4.48
Quick ratio
3.61▼
2024 · 4.06
Debt / equity
0.54▲
2024 · 0.52
ROE
2.4%▲
2024 · -7.9%
ROA
1.5%▲
2024 · -5.2%
Interest coverage
10.41▲
2024 · 0.86
Debt
€225k▲
2024 · €214k
Debt ≤ 1 year
€85k▲
2024 · €70k
Debt > 1 year
€141k▼
2024 · €143k
Income taxes
€9k▲
2024 · €296
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€625k€647k▲
Fixed assets21/28€312k€312k▼
Tangible fixed assets22/27€312k€311k▼
Land and buildings22€307k€277k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24-€30k
Financial fixed assets28€175€175=
Current assets29/58€314k€335k▲
Stocks and contracts in progress3€29k€29k=
Contracts in progress37€29k€29k=
Amounts receivable within one year40/41€155k€210k▲
Trade receivables40€22k€46k▲
Other amounts receivable41€133k€164k▲
Cash at bank and in hand54/58€129k€93k▼
Deferred charges and accrued income490/1€214€2k▲
Equity and liabilities
Total equity and liabilities10/49€625k€647k▲
Equity10/15€411k€421k▲
Contributions10/11€19k€19k=
Revaluation surpluses12€456k€456k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-66k€-56k▲
Amounts payable17/49€214k€225k▲
Amounts payable after more than one year17€143k€141k▼
Financial debts170/4€143k€141k▼
Amounts payable within one year42/48€70k€85k▲
Current portion of amounts payable after more than one year42€21k€14k▼
Financial debts43€5k-
Credit institutions430/8€5k-
Trade debts44€41k€62k▲
Suppliers440/4€41k€62k▲
Taxes, remuneration and social security45€279€9k▲
Taxes450/3€279€9k▲
Other amounts payable47/48€3k-
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Remuneration, social security and pensions62€277-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€34k▲
Other operating charges640/8€17k€2k▼
Gross operating margin9900€27k€60k▲
Operating profit (loss)9901€-22k€24k▲
Financial income75/76B€2€0▼
Recurring financial income75€2€0▼
Financial charges65/66B€11k€6k▼
Recurring financial charges65€11k€6k▼
Profit (loss) for the period before taxes9903€-32k€19k▲
Income taxes67/77€296€9k▲
Profit (loss) for the period9904€-33k€10k▲
Profit (loss) for the period to be appropriated9905€-33k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-66k€-56k▲
Profit (loss) brought forward from the previous period14P€-33k€-66k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
30-06
Financial
Back to profitnet €10k
Net result €10k after 3 loss-making years.
01-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
30-06
Financial
Weakest financial yearnet €-33k
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-06
Financial
Back to profitnet €83k
Net result €83k after 2 loss-making years.
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
14-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
16-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2015
24-12
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ruelle Masse(PER) 47134 BincheGround area
1,214 m²
Building footprint
460 m²
Volume, LiDAR
2,582 m³
2 parcels, Wallonia · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bonsembiante Arômes & senteurs
since 20192.293.395.645
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55032A0041/00V000indicative | Wallonia | 666 m² | 1 · 211 m² | 6.1 m · 2 fl. |
| 55042B0510/00S000 | Wallonia | 548 m² | 1 · 249 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EUFRECO INTERNATIONAL
BE 0413.584.739
Pajottegem · Eq €421k
IMMO SIM
BE 0450.410.194
Hasselt · Eq €421k
LUCKRA
BE 0463.842.518
Zemst · Eq €421k
WistMA
BE 0735.828.241
Brugge · Eq €422k
IMMOBILIERE DES TANNEURS
BE 0438.212.346
Ham-sur-Heure-Nalinnes · Eq €422k
Of 9,133 companies in sector 68201 we hold annual accounts for 6,762. 5,037 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-04-2004
Fiscal year end30-06
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:immojadosprl@gmail.com
Phone:+32485177905