Summary
Immo Maloca is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.39M and a net result of €99k. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 66% of 2435 sector peers (fiscal year 2025). The company has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
31 d early
2023
31 d early
2022
16 d early
2021
55 d early
2020
39 d early
2019
22 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.39M▲ 2.4%
2024 · €1.35M
2019: €1.13M
2020: €1.19M
2021: €1.24M
2022: €1.29M
2023: €1.33M
2024: €1.35M
2019 → 2025
Net result
€99k▲ 10.0%
2024 · €90k
2019: €67k
2020: €58k
2021: €47k
2022: €57k
2023: €81k
2024: €90k
2019 → 2025
Total assets
€2.05M▼ 0.7%
2024 · €2.07M
2019: €2.24M
2020: €2.20M
2021: €2.16M
2022: €2.15M
2023: €2.14M
2024: €2.07M
2019 → 2025
Solvency
67.6%▲ 2.0pp
2024 · 65.5%
2019: 50.6%
2020: 54.1%
2021: 57.2%
2022: 60.2%
2023: 61.9%
2024: 65.5%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.24M-€1.29M▲ 4.6%€1.33M▲ 2.4%€1.35M▲ 2.2%€1.39M▲ 2.4%
Operating result€105k-€121k▲ 15.4%€155k▲ 27.6%€162k▲ 4.8%€171k▲ 5.4%
Net result€47k-€57k▲ 21.5%€81k▲ 43.3%€90k▲ 10.9%€99k▲ 10.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 5% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.05M
Fixed assets
€1.90M ▲ 1.0%
Current assets
€151k ▼ 17.7%
Equity and liabilities €2.05M
Equity
€1.39M ▲ 2.4%
Provisions
€0 ▼ 100%
Debt
€666k ▼ 6.5%
Debt's share of the balance-sheet total falls from 34.5% to 32.4%. Equity is higher and debt is lower.
Key figures and ratios
ROE
7.2%▲
2024 · 6.7%
ROA
4.8%▲
2024 · 4.4%
Debt ≤ 1 year
€256k▲
2024 · €228k
Debt > 1 year
€390k▼
2024 · €485k
Income taxes
€49k▲
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 59 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.07M€2.05M▼
Fixed assets21/28€1.88M€1.90M▲
Tangible fixed assets22/27€1.40M€1.42M▲
Land and buildings22€1.40M€1.42M▲
Furniture and vehicles24€2k€972▼
Financial fixed assets28€484k€484k=
Current assets29/58€183k€151k▼
Amounts receivable within one year40/41€128k€124k▼
Trade receivables40€7k€7k▲
Other amounts receivable41€121k€116k▼
Cash at bank and in hand54/58€50k€22k▼
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€2.07M€2.05M▼
Equity10/15€1.35M€1.39M▲
Contributions10/11€85k€85k=
Capital10€85k€85k=
Issued capital100€85k€85k=
Revaluation surpluses12€248k€248k=
Reserves13€446k€478k▲
Non-distributable reserves130/1€12k€12k=
Legal reserve130€9k€9k=
Other1319€3k€3k=
Tax-exempt reserves132€297-
Distributable reserves133€434k€467k▲
Profit (loss) carried forward14€576k€576k=
Provisions and deferred taxes16€153-
Deferred taxes168€153-
Amounts payable17/49€713k€666k▼
Amounts payable after more than one year17€485k€390k▼
Financial debts170/4€485k€390k▼
Amounts payable within one year42/48€228k€256k▲
Current portion of amounts payable after more than one year42€111k€122k▲
Trade debts44€9k€18k▲
Suppliers440/4€9k€18k▲
Taxes, remuneration and social security45€51k€33k▼
Taxes450/3€51k€33k▼
Other amounts payable47/48€58k€84k▲
Accrued charges and deferred income492/3-€21k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€38k▲
Other operating charges640/8€31k€33k▲
Gross operating margin9900€231k€241k▲
Operating profit (loss)9901€162k€171k▲
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€29k€25k▼
Recurring financial charges65€29k€25k▼
Profit (loss) for the period before taxes9903€136k€148k▲
Transfer from deferred taxes780€153€153▼
Income taxes67/77€45k€49k▲
Profit (loss) for the period9904€90k€99k▲
Transfer from tax-exempt reserves789€297€297=
Profit (loss) for the period to be appropriated9905€91k€100k▲
Appropriation of the result
Profit (loss) to be appropriated9906€667k€676k▲
Profit (loss) brought forward from the previous period14P€576k€576k=
Transfer from equity791/2€61k€67k▲
Transfer to equity691/2€91k€100k▲
To other reserves6921€91k€100k▲
Profit to be distributed694/7€61k€67k▲
Return on contributions (dividend)694€61k€67k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2019net €99k ▲10%
Operating result €171k, net result €99k, both a record.
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
15-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
06-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Weakest financial yearnet €47k ▼19.1%
Net result drops to €47k, the lowest in the series; recovery starts the following year.
2020
22-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
22-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
10-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 1979
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herkenrodesingel 853500 HasseltGround area
7,772 m²
Building footprint
3,847 m²
Volume, LiDAR
21,497 m³
Parcel 71327G0357/00N000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMMO BEULEN NV
since 19792.015.497.177
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71327G0357/00N000 | Flanders | 7,772 m² | 1 · 3,847 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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HET BIERHUIS
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VAN HORNE TANKSTATIONS
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PROVANAL
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Of 591 companies in sector 66300 we hold annual accounts for 365. 195 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded11-10-1978
Fiscal year end31-03
Activities, NACEBEL 2025
66300Activities auxiliary to financial services and insurance activities
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 46 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.