Summary
HET BIERHUIS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.46M and a net result of €-3k. Equity is growing by ~18.6% per year across the filed fiscal years. Its solvency ranks better than 41% of 1475 sector peers (fiscal year 2025). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
6 d early
2023
61 d late
2022
31 d early
2021
18 d early
2020
127 d early
2019
48 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.46M▼ 0.2%
2024 · €1.47M
2018: €501k
2019: €527k
2020: €561k
2021: €838k
2022: €886k
2023: €1.04M
2024: €1.47M
2018 → 2025
Net result
€-3k
2024 · €427k
2018: €17k
2019: €26k
2020: €34k
2021: €276k
2022: €49k
2023: €132k
2024: €427k
2018 → 2025
Total assets
€4.82M▼ 6.0%
2024 · €5.13M
2018: €2.93M
2019: €3.31M
2020: €3.16M
2021: €3.60M
2022: €4.30M
2023: €4.57M
2024: €5.13M
2018 → 2025
Solvency
30.4%▲ 1.7pp
2024 · 28.6%
2018: 17.1%
2019: 15.9%
2020: 17.8%
2021: 23.3%
2022: 20.6%
2023: 22.8%
2024: 28.6%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€838k-€886k▲ 5.8%€1.04M▲ 17.5%€1.47M▲ 41.0%€1.46M▼ 0.2%
Operating result€417k-€126k▼ 69.8%€219k▲ 74.1%€640k▲ 192%€57k▼ 91.1%
Net result€276k-€49k▼ 82.3%€132k▲ 170%€427k▲ 224%€-3k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 91% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.82M
Fixed assets
€3.58M ▼ 5.0%
Current assets
€1.24M ▼ 8.7%
Equity and liabilities €4.82M
Equity
€1.46M ▼ 0.2%
Provisions
€271k ▼ 8.0%
Debt
€3.09M ▼ 8.3%
Debt's share of the balance-sheet total falls from 65.6% to 64.0%. Equity and debt are lower.
Key figures and ratios
ROE
-0.2%▼
2024 · 29.1%
ROA
-0.1%▼
2024 · 8.3%
Debt ≤ 1 year
€925k▲
2024 · €888k
Debt > 1 year
€2.16M▼
2024 · €2.48M
Income taxes
€21k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 59 lines
Balance sheet
Code20242025
Assets
Total assets20/58€5.13M€4.82M▼
Fixed assets21/28€3.76M€3.58M▼
Tangible fixed assets22/27€3.51M€3.34M▼
Land and buildings22€3.48M€3.32M▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€26k€19k▼
Financial fixed assets28€259k€241k▼
Current assets29/58€1.36M€1.24M▼
Amounts receivable within one year40/41€826k€1.14M▲
Trade receivables40€59k€55k▼
Other amounts receivable41€767k€1.09M▲
Cash at bank and in hand54/58€500k€64k▼
Deferred charges and accrued income490/1€37k€36k▼
Equity and liabilities
Total equity and liabilities10/49€5.13M€4.82M▼
Equity10/15€1.47M€1.46M▼
Contributions10/11€120k€120k=
Capital10€120k€120k=
Issued capital100€120k€120k=
Reserves13€1.35M€1.34M▼
Non-distributable reserves130/1€12k€12k=
Legal reserve130€12k€12k=
Tax-exempt reserves132€899k€828k▼
Distributable reserves133€437k€504k▲
Provisions and deferred taxes16€294k€271k▼
Deferred taxes168€294k€271k▼
Amounts payable17/49€3.37M€3.09M▼
Amounts payable after more than one year17€2.48M€2.16M▼
Financial debts170/4€2.48M€2.16M▼
Amounts payable within one year42/48€888k€925k▲
Current portion of amounts payable after more than one year42€313k€316k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€48k€32k▼
Suppliers440/4€48k€32k▼
Taxes, remuneration and social security45€41k€46k▲
Taxes450/3€41k€46k▲
Other amounts payable47/48€486k€531k▲
Income statement
Code20242025
Non-recurring operating income76A€573k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€171k€169k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-358€80k▲
Other operating charges640/8€30k€22k▼
Non-recurring operating charges66A€21k€173▼
Gross operating margin9900€861k€327k▼
Operating profit (loss)9901€640k€57k▼
Financial income75/76B€21k€25k▲
Recurring financial income75€21k€25k▲
Financial charges65/66B€94k€88k▼
Recurring financial charges65€94k€88k▼
Profit (loss) for the period before taxes9903€567k€-6k▼
Transfer from deferred taxes780€24k€24k=
Transfer to deferred taxes680€143k€0▼
Income taxes67/77€20k€21k▲
Profit (loss) for the period9904€427k€-3k▼
Transfer from tax-exempt reserves789€71k€71k=
Transfer to tax-exempt reserves689€430k€0▼
Profit (loss) for the period to be appropriated9905€67k€67k=
Appropriation of the result
Profit (loss) to be appropriated9906€67k€67k=
Transfer to equity691/2€67k€67k=
To other reserves6921€67k€67k=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-3k ▼101%
Net result drops to €-3k, the lowest in the series.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €427k ▲224%
Operating result €640k, net result €427k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Equity above €1MEq €1.04M ▲17.5%
6 profitable years in a row build equity to €1.04M.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 48 days late
2019
24-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 55 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Laureins · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eerstestraat(STL) 279980 Sint-LaureinsGround area
3.5 ha
Building footprint
188 m²
Volume, LiDAR
769 m³
Parcel 43014C0733/00F000, Flanders · tallest building 8.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Eerstestraat(STL) 27, 9980 Sint-Laureins
since 20012.116.193.273
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43014C0733/00F000 | Flanders | 3.5 ha | 1 · 188 m² | 8.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PROVANAL
BE 0840.309.713
Zoersel · Eq €1,499,144
DMP HAASRODE
BE 0421.887.543
Oud-Heverlee · Eq €1,503,547
DOHMEYER HOLDING
BE 0708.953.796
Roeselare · Eq €1,530,459
Immo Maloca
BE 0418.806.309
Hasselt · Eq €1,387,359
VERMEULEN INVESTMENTS
BE 0801.532.180
Poperinge · Eq €1,366,552
Of 591 companies in sector 66300 we hold annual accounts for 365. 193 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded11-05-1999
Fiscal year end31-12
Activities, NACEBEL 2025
66300Activities auxiliary to financial services and insurance activities
46180Agents specialised in the wholesale of other particular products
68201Renting and operating of own or leased residential real estate, excluding social housing
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.