IMMO-F.EU
ActiveIMMO-F.EU has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €262k and a net result of €-13k. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 84% of 13977 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▼-43
Solvency100▲+18
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 4.3 against 4.23 in 2024; short-term debt: 21.5% and cash: 65.7% of total assets), and 21.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-13k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
25 d late
2023
21 d late
2022
27 d early
2021
5 d early
2020
5 d early
2019
45 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€262k▼ 4.8%
2024 · €276k
2018: €157k
2019: €148k
2020: €146k
2021: €134k
2022: €116k
2023: €280k
2024: €276k
2018 → 2025
Total assets
€334k▼ 31.4%
2024 · €487k
2018: €161k
2019: €153k
2020: €151k
2021: €390k
2022: €840k
2023: €574k
2024: €487k
2018 → 2025
Net result
€-13k▼ 178%
2024 · €-5k
2018: €36k
2019: €-9k
2020: €-3k
2021: €-11k
2022: €-18k
2023: €164k
2024: €-5k
2018 → 2025
Working capital
€237k▲ 409%
2024 · €46k
2018: €157k
2019: €148k
2020: €146k
2021: €134k
2022: €115k
2023: €78k
2024: €46k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€134k-€116k▼ 13.7%€280k▲ 142%€276k▼ 1.7%€262k▼ 4.8%
Operating result€-8k-€-18k▼ 134%€201k€-3k€-8k▼ 195%
Net result€-11k-€-18k▼ 66.2%€164k€-5k€-13k▼ 178%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2025 against €3k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €334k
Fixed assets
€26k▼ 94.0%
Current assets
€308k▲ 406%
Equity and liabilities €334k
Equity
€262k▼ 4.8%
Debt
€72k▼ 66.1%
The debt ratio falls from 43.4% to 21.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-3k▼
2024 · €17k
Cash flow
€-9k▼
2024 · €15k
Solvency
78.5%▲
2024 · 56.6%
Current ratio
4.30▲
2024 · 4.23
Quick ratio
4.30▲
2024 · 4.23
Debt / equity
0.27▼
2024 · 0.77
ROE
-5.1%▼
2024 · -1.7%
ROA
-4.0%▼
2024 · -1.0%
Interest coverage
-0.57▼
2024 · 4.73
Debt
€72k▼
2024 · €211k
Debt ≤ 1 year
€72k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€487k€334k▼
Fixed assets21/28€426k€26k▼
Tangible fixed assets22/27€426k€26k▼
Land and buildings22€396k-
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€1k€842▼
Other tangible fixed assets26€26k€23k▼
Current assets29/58€61k€308k▲
Amounts receivable within one year40/41€31k€89k▲
Trade receivables40€11k-
Other amounts receivable41€20k€89k▲
Cash at bank and in hand54/58€30k€219k▲
Equity and liabilities
Total equity and liabilities10/49€487k€334k▼
Equity10/15€276k€262k▼
Contributions10/11€170k€170k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Profit (loss) carried forward14€105k€91k▼
Amounts payable17/49€211k€72k▼
Amounts payable after more than one year17€197k-
Financial debts170/4€197k-
Amounts payable within one year42/48€14k€72k▲
Current portion of amounts payable after more than one year42€14k-
Trade debts44-€548
Suppliers440/4-€548
Taxes, remuneration and social security45-€12k
Taxes450/3-€12k
Other amounts payable47/48-€59k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€5k▼
Other operating charges640/8€1k€16k▲
Gross operating margin9900€18k€13k▼
Operating profit (loss)9901€-3k€-8k▼
Financial income75/76B€2k-
Recurring financial income75€2k-
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€-4k€-13k▼
Income taxes67/77€312-
Profit (loss) for the period9904€-5k€-13k▼
Profit (loss) for the period to be appropriated9905€-5k€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€105k€91k▼
Profit (loss) brought forward from the previous period14P€109k€105k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 4.23
Current ratio from 1.95 to 4.23; short-term debt falls from €82k to €14k.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-12
Financial
Back to profitnet €164k
Net result €164k after 4 loss-making years.
31-12
Financial
Equity above €200kEq €280k ▲142%
Equity rises from €116k to €280k.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
14-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 45 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Mont Cornet 501380 LasneGround area
2,993 m²
Building footprint
161 m²
Parcel 25024B0397/00A000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue du Mont Cornet 50, 1380 Lasne
since 20112.206.040.712
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25024B0397/00A000 | Wallonia | 2,993 m² | 1 · 161 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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DRIVER PM
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PROCOS
BE 0439.985.169
Antwerpen · Eq €262k
COR-BO
BE 0886.654.234
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ConcrEpal
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Of 9,697 companies in sector 68121 we hold annual accounts for 7,381. 5,228 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-11-2011
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
68122Development of non-residential building projects
43120Site preparation
43130Specialised construction activities
43230Insulation installation
43291Specialised construction activities
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.