DRIVER PM
ActiveDRIVER PM has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €263k and a net result of €25k. Equity is growing by ~20.5% per year across the filed fiscal years. Its solvency ranks better than 86% of 13935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-22
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 4.47 against 6.93 in 2024; short-term debt: 17.7% and cash: 20.2% of total assets), and 17.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.2%
Return on assets
7.8%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-05-2026, 70 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
70 d early
2024
50 d early
2023
33 d early
2022
68 d early
2021
89 d early
2020
134 d early
2019
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€263k▼ 1.7%
2024 · €267k
2019: €63k
2020: €102k
2021: €131k
2022: €181k
2023: €167k
2024: €267k
2019 → 2025
Total assets
€319k▲ 6.2%
2024 · €301k
2019: €91k
2020: €144k
2021: €169k
2022: €213k
2023: €179k
2024: €301k
2019 → 2025
Net result
€25k▼ 75.2%
2024 · €100k
2019: €50k
2020: €40k
2021: €29k
2022: €50k
2023: €27k
2024: €100k
2019 → 2025
Working capital
€196k▲ 0.2%
2024 · €196k
2019: €61k
2020: €96k
2021: €126k
2022: €174k
2023: €159k
2024: €196k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€131k-€181k▲ 38.1%€167k▼ 7.9%€267k▲ 60.0%€263k▼ 1.7%
Operating result€40k-€66k▲ 65.6%€37k▼ 44.9%€138k▲ 277%€25k▼ 81.6%
Net result€29k-€50k▲ 72.7%€27k▼ 46.9%€100k▲ 277%€25k▼ 75.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 82% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €319k
Fixed assets
€67k▼ 7.3%
Current assets
€253k▲ 10.5%
Equity and liabilities €319k
Equity
€263k▼ 1.7%
Debt
€57k▲ 70.1%
The debt ratio rises from 11.1% to 17.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€31k▼
2024 · €143k
Cash flow
€30k▼
2024 · €105k
Solvency
82.2%▼
2024 · 88.9%
Current ratio
4.47▼
2024 · 6.93
Quick ratio
4.47▼
2024 · 6.93
Debt / equity
0.22▲
2024 · 0.12
ROE
9.4%▼
2024 · 37.5%
ROA
7.8%▼
2024 · 33.3%
Interest coverage
13.34▼
2024 · 20.40
Debt
€57k▲
2024 · €33k
Debt ≤ 1 year
€57k▲
2024 · €33k
Income taxes
€6k▼
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€301k€319k▲
Fixed assets21/28€72k€67k▼
Tangible fixed assets22/27€22k€17k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€5k€2k▼
Other tangible fixed assets26€15k€12k▼
Financial fixed assets28€50k€50k=
Current assets29/58€229k€253k▲
Amounts receivable within one year40/41€37k€176k▲
Trade receivables40€29k€168k▲
Other amounts receivable41€9k€8k▼
Current investments50/53€19k€12k▼
Cash at bank and in hand54/58€172k€64k▼
Deferred charges and accrued income490/1€963€203▼
Equity and liabilities
Total equity and liabilities10/49€301k€319k▲
Equity10/15€267k€263k▼
Contributions10/11€19k€19k=
Reserves13€249k€244k▼
Distributable reserves133€249k€244k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€33k€57k▲
Amounts payable within one year42/48€33k€57k▲
Trade debts44€821€446▼
Suppliers440/4€821€446▼
Taxes, remuneration and social security45€32k€31k▼
Taxes450/3€30k€29k▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48-€25k
Accrued charges and deferred income492/3€317€129▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€145k€33k▼
Operating profit (loss)9901€138k€25k▼
Financial income75/76B€526€8k▲
Recurring financial income75€526€8k▲
Financial charges65/66B€7k€2k▼
Recurring financial charges65€7k€2k▼
Profit (loss) for the period before taxes9903€131k€31k▼
Income taxes67/77€31k€6k▼
Profit (loss) for the period9904€100k€25k▼
Profit (loss) for the period to be appropriated9905€100k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€100k€25k▼
Transfer from equity791/2€0€29k▲
Transfer to equity691/2€100k€25k▼
To other reserves6921€100k€25k▼
Profit to be distributed694/7€0€29k▲
Return on contributions (dividend)694€0€29k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €25k ▼75.2%
Net result drops to €25k, the lowest in the series.
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €100k ▲277%
Operating result €138k, net result €100k, both a record.
31-12
Financial
Equity above €200kEq €267k ▲60%
6 profitable years in a row build equity to €267k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 14.22
Current ratio from 6.63 to 14.22; short-term debt falls from €31k to €12k.
24-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €181k ▲38.1%
4 profitable years in a row build equity to €181k.
03-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €102k ▲63.2%
2 profitable years in a row build equity to €102k.
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Opoeterseweg 60A3680 MaaseikGround area
603 m²
Building footprint
132 m²
Parcel 72024C0232/00V002, Flanders. Linked by address, not a title deed.
1 establishment unit
DRIVER PM
since 20182.278.093.894
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72024C0232/00V002 | Flanders | 603 m² | 1 · 132 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500659B0697CC3431
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PROCOS
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Of 9,696 companies in sector 68121 we hold annual accounts for 7,378. 5,225 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-07-2018
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
41001General construction of residential buildings
68122Development of non-residential building projects
43211General electrical installation work
43221Plumbing work
43240Other construction installation
43299Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.