ILY GROUP
ActiveSummary
The computed 12-month bankruptcy probability of ILY GROUP is 4.3% (elevated). The annual accounts of ILY GROUP for fiscal year 2025 show a net loss of 54% of the equity at the start of that year. The 2025 annual accounts show equity of €10k and a net result of €-12k. Equity is growing by ~34.2% per year across the filed fiscal years. Its solvency ranks better than 45% of 6717 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
37
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▼-29
Solvency51▼-6
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
4.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.2 against 0.57 in 2024; short-term debt: 62.6% and cash: 4.8% of total assets), and 74.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.6%
Return on assets
-29.8%
Age of the figures
9 mo
lowers risk · Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
NBB · annual accounts 2024Net result per financial year
202122232425
2020 to 2025 · latest year €-12k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-09-2026, 51 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
51 d late
2024
25 d late
2023
7 d early
2022
7 d early
2021
59 d late
2020
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k▼ 53.8%
2024 · €22k
2020: €6k
2021: €10k
2022: €9k
2023: €16k
2024: €22k
2020 → 2025
Total assets
€40k▼ 41.5%
2024 · €68k
2020: €13k
2021: €15k
2022: €55k
2023: €47k
2024: €68k
2020 → 2025
Net result
€-12k
2024 · €6k
2020: €3k
2021: €4k
2022: €-263
2023: €7k
2024: €6k
2020 → 2025
Working capital
€-20k▼ 53.2%
2024 · €-13k
2020: €486
2021: €-2k
2022: €-14k
2023: €-10k
2024: €-13k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€9k▼ 2.7%€16k▲ 75.4%€22k▲ 34.6%€10k▼ 53.8%
Operating result€4k-€487▼ 87.0%€8k▲ 1,447%€8k▲ 0.6%€-12k
Net result€4k-€-263€7k€6k▼ 19.4%€-12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €12k after €8k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40k
Fixed assets
€35k ▼ 31.4%
Current assets
€5k ▼ 70.9%
Equity and liabilities €40k
Equity
€10k ▼ 53.8%
Debt
€30k ▼ 35.7%
Debt's share of the balance-sheet total rises from 67.6% to 74.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€4k▼
2024 · €20k
Cash flow
€4k▼
2024 · €18k
Current ratio
0.20▼
2024 · 0.57
Debt to equity
2.91▲
2024 · 2.09
ROE
-116.2%▼
2024 · 25.7%
ROA
-29.8%▼
2024 · 8.3%
Interest coverage
25.89▲
2024 · 20.24
Debt ≤ 1 year
€25k▼
2024 · €30k
Debt > 1 year
€5k▼
2024 · €14k
Staff costs
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€68k€40k▼
Fixed assets21/28€51k€35k▼
Tangible fixed assets22/27€51k€35k▼
Furniture and vehicles24€51k€35k▼
Current assets29/58€17k€5k▼
Amounts receivable within one year40/41€12k€3k▼
Trade receivables40€9k€3k▼
Other amounts receivable41€3k€60▼
Cash at bank and in hand54/58€6k€2k▼
Equity and liabilities
Total equity and liabilities10/49€68k€40k▼
Equity10/15€22k€10k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€19k€7k▼
Amounts payable17/49€46k€30k▼
Amounts payable after more than one year17€14k€5k▼
Financial debts170/4€14k€5k▼
Amounts payable within one year42/48€30k€25k▼
Current portion of amounts payable after more than one year42€13k€10k▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Other amounts payable47/48€17k€13k▼
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Remuneration, social security and pensions62-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€16k▲
Other operating charges640/8€5k€7k▲
Gross operating margin9900€25k€12k▼
Operating profit (loss)9901€8k€-12k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€968€165▼
Recurring financial charges65€968€165▼
Profit (loss) for the period before taxes9903€7k€-12k▼
Income taxes67/77€912-
Profit (loss) for the period9904€6k€-12k▼
Profit (loss) for the period to be appropriated9905€6k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€7k▼
Profit (loss) brought forward from the previous period14P€13k€19k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 51 days late
12-08
State Gazette act
Resignation: Slimani Oussama (director)2 facts ▸
State Gazette act
Resignation: Slimani Oussama (director)
2 facts ▸
- General meeting, 31/03/2026
- Director resignation, Slimani Oussama (director)
2025
31-12
Financial
Weakest financial yearnet €-12k ▼309%
Net result drops to €-12k, the lowest in the series.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 59 days late
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
12-08-2026
Resigned as Director
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 2 establishment units since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meirstraat(OPP) 112890 Puurs-Sint-AmandsGround area
1,148 m²
Building footprint
375 m²
Volume, LiDAR
2,049 m³
2 parcels, Brussels, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
ILY GROUP
since 20202.300.090.427
ily group
since 20212.323.903.729
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21307E0191/00D003 | Brussels | 941 m² | 1 · 243 m² | 9.8 m · 2 fl. |
| 12028A0250/00V000 | Flanders | 207 m² | 1 · 132 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BK-works
BE 0800.118.455
Evergem · Eq €22,124
AMALIA
BE 0427.754.954
Brussel · Eq €22,115
NOURHAN
BE 0688.530.051
Wemmel · Eq €22,141
HUSSEIN MH
BE 1001.121.261
Dilbeek · Eq €22,085
MEDI-TAX
BE 0845.247.211
Ganshoren · Eq €22,178
Of 6,994 companies in sector 49320 we hold annual accounts for 2,722. 2,210 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-03-2020
Fiscal year end31-12
Activities, NACEBEL 2025
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:rab.sabrine6@gmail.com
Phone:0466305564