IJCO
ActiveIJCO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €205k and a net result of €49k. Equity is growing by ~25.8% per year across the filed fiscal years. Its solvency ranks better than 20% of 431 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+2
Solvency40▲+4
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity short (current ratio 0.76 against 0.83 in 2024; short-term debt: 39.6% and cash: 5.4% of total assets), and 84.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.4%
Return on assets
3.7%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 431 sector peers (2025).
NBB · sector comparisonPosition among 431 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
on the day
2022
15 d early
2021
3 d early
2020
2 d early
2019
46 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€49k▲ 47.8%
2024 · €33k
2019: €42k
2020: €13k
2021: €8k
2022: €36k
2023: €30k
2024: €33k
2019 → 2025
Working capital
€-125k▲ 3.3%
2024 · €-130k
2019: €-33k
2020: €-46k
2021: €-64k
2022: €-263k
2023: €-181k
2024: €-130k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€77k-€113k▲ 46.1%€143k▲ 26.5%€176k▲ 23.2%€205k▲ 16.4%
Operating result€30k-€55k▲ 81.7%€55k▼ 0.8%€66k▲ 19.5%€86k▲ 31.6%
Net result€8k-€36k▲ 326%€30k▼ 16.2%€33k▲ 10.9%€49k▲ 47.8%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 32% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.33M
Fixed assets
€930k▼ 1.9%
Current assets
€403k▼ 35.1%
Equity and liabilities €1.33M
Equity
€205k▲ 16.4%
Debt
€1.13M▼ 19.0%
The debt ratio falls from 88.8% to 84.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€208k▲
2024 · €170k
Cash flow
€170k▲
2024 · €138k
Solvency
15.4%▲
2024 · 11.2%
Current ratio
0.76▼
2024 · 0.83
Quick ratio
0.76▼
2024 · 0.83
Debt / equity
5.51▼
2024 · 7.92
ROE
23.9%▲
2024 · 18.8%
ROA
3.7%▲
2024 · 2.1%
Interest coverage
7.51▲
2024 · 7.18
Debt
€1.13M▼
2024 · €1.39M
Debt ≤ 1 year
€528k▼
2024 · €750k
Debt > 1 year
€588k▼
2024 · €633k
Income taxes
€16k▲
2024 · €11k
Staff costs
€503k▲
2024 · €429k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.57M€1.33M▼
Formation expenses20€0€0=
Fixed assets21/28€948k€930k▼
Intangible fixed assets21€31k€23k▼
Tangible fixed assets22/27€910k€899k▼
Land and buildings22€433k€413k▼
Plant, machinery and equipment23€432k€388k▼
Furniture and vehicles24€45k€97k▲
Financial fixed assets28€7k€8k▲
Current assets29/58€621k€403k▼
Amounts receivable within one year40/41€491k€328k▼
Trade receivables40€410k€201k▼
Other amounts receivable41€82k€127k▲
Current investments50/53€375€375=
Cash at bank and in hand54/58€127k€73k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.57M€1.33M▼
Equity10/15€176k€205k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€155k€184k▲
Amounts payable17/49€1.39M€1.13M▼
Amounts payable after more than one year17€633k€588k▼
Financial debts170/4€633k€588k▼
Amounts payable within one year42/48€750k€528k▼
Current portion of amounts payable after more than one year42€101k€108k▲
Trade debts44€564k€310k▼
Suppliers440/4€564k€310k▼
Taxes, remuneration and social security45€86k€100k▲
Taxes450/3€25k€26k▲
Remuneration and social security454/9€61k€74k▲
Other amounts payable47/48-€10k
Accrued charges and deferred income492/3€10k€11k▲
Income statement
Code20242025
Remuneration, social security and pensions62€429k€503k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€105k€121k▲
Other operating charges640/8€4k€6k▲
Gross operating margin9900€603k€716k▲
Operating profit (loss)9901€66k€86k▲
Financial income75/76B€2k€6k▲
Recurring financial income75€2k€6k▲
Financial charges65/66B€24k€28k▲
Recurring financial charges65€24k€28k▲
Profit (loss) for the period before taxes9903€44k€65k▲
Income taxes67/77€11k€16k▲
Profit (loss) for the period9904€33k€49k▲
Profit (loss) for the period to be appropriated9905€33k€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€155k€204k▲
Profit (loss) brought forward from the previous period14P€122k€155k▲
Profit to be distributed694/7-€20k
Directors or managers695-€20k
Social balance
Average headcount (FTE)90878.810.5▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
Financial
Highest result since 2019net €49k ▲47.8%
Operating result €86k, net result €49k, both a record.
30-06
Financial
Equity above €200kEq €205k ▲16.4%
7 profitable years in a row build equity to €205k.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-06
Financial
Equity above €150kEq €176k ▲23.2%
6 profitable years in a row build equity to €176k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
16-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €100kEq €113k ▲46.1%
4 profitable years in a row build equity to €113k.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €8k ▼35.9%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
16-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gerpinnes · 2 establishment units since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Philippeville(LOV) 306280 GerpinnesGround area
2,961 m²
Building footprint
246 m²
Volume, LiDAR
1,218 m³
2 parcels, Wallonia · tallest building 14.8 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
IJCO
since 20172.264.973.556
KidsandusJurbise
since 20212.331.547.131
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53023B0222/00M000 | Wallonia | 2,289 m² | 1 · 100 m² | - |
| 52041A0190/00C039 | Wallonia | 672 m² | 1 · 145 m² | 14.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845009BDF89AD64BC91
Similar companies · same sector, comparable size
Kessels & Smit, The Learning Company
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ENTRE LES LIGNES
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STEFFENS
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Büllingen · Eq €206k
Of 11,669 companies in sector 85599 we hold annual accounts for 1,329. 942 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded09-06-2017
Fiscal year end30-06
Activities, NACEBEL
85599Other education
82990Other business support services
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.