EPC Consult
ActiveEPC Consult has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €205k and a net result of €11k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 58% of 2027 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-12
Solvency79▼-21
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.61 against 2.39 in 2024; short-term debt: 22.5% and cash: 2.9% of total assets), and 45.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.3%
Return on assets
2.9%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €205k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
24 d early
2023
9 d early
2022
20 d early
2021
on the day
2020
16 d late
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€11k▼ 62.3%
2024 · €29k
2019: €7k
2020: €89k
2021: €4k
2022: €4k
2023: €7k
2024: €29k
2019 → 2025
Working capital
€-33k
2024 · €48k
2019: €-57k
2020: €63k
2021: €66k
2022: €40k
2023: €21k
2024: €48k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€212k-€186k▼ 12.2%€181k▼ 2.8%€194k▲ 7.6%€205k▲ 5.6%
Operating result€12k-€10k▼ 15.3%€14k▲ 36.9%€42k▲ 193%€20k▼ 52.2%
Net result€4k-€4k▼ 2.3%€7k▲ 91.7%€29k▲ 321%€11k▼ 62.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 52% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €378k
Fixed assets
€326k▲ 122%
Current assets
€52k▼ 37.1%
Equity and liabilities €378k
Equity
€205k▲ 5.6%
Debt
€173k▲ 402%
The debt ratio rises from 15.0% to 45.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€21k▼
2024 · €43k
Cash flow
€12k▼
2024 · €30k
Solvency
54.3%▼
2024 · 85.0%
Current ratio
0.61▼
2024 · 2.39
Quick ratio
0.61▼
2024 · 2.39
Debt / equity
0.84▲
2024 · 0.18
ROE
5.3%▼
2024 · 14.8%
ROA
2.9%▼
2024 · 12.5%
Interest coverage
6.32▼
2024 · 91.44
Debt
€173k▲
2024 · €34k
Debt ≤ 1 year
€85k▲
2024 · €34k
Debt > 1 year
€87k
Income taxes
€7k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€229k€378k▲
Fixed assets21/28€147k€326k▲
Tangible fixed assets22/27€2k€2k▼
Furniture and vehicles24€2k€2k▼
Financial fixed assets28€144k€324k▲
Current assets29/58€82k€52k▼
Amounts receivable after more than one year29€17k€10k▼
Other amounts receivable291€17k€10k▼
Amounts receivable within one year40/41€16k€28k▲
Trade receivables40€16k€25k▲
Other amounts receivable41€107€4k▲
Cash at bank and in hand54/58€46k€11k▼
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€229k€378k▲
Equity10/15€194k€205k▲
Contributions10/11€6k€6k=
Reserves13€136k€147k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€134k€145k▲
Profit (loss) carried forward14€52k€52k▲
Amounts payable17/49€34k€173k▲
Amounts payable after more than one year17-€87k
Financial debts170/4-€87k
Amounts payable within one year42/48€34k€85k▲
Current portion of amounts payable after more than one year42-€13k
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€13k€8k▼
Taxes450/3€13k€8k▼
Other amounts payable47/48€17k€59k▲
Accrued charges and deferred income492/3-€560
Income statement
Code20242025
Non-recurring operating income76A-€150
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€4k€3k▼
Non-recurring operating charges66A€210-
Gross operating margin9900€48k€25k▼
Operating profit (loss)9901€42k€20k▼
Financial income75/76B€274€913▲
Recurring financial income75€274€913▲
Financial charges65/66B€475€3k▲
Recurring financial charges65€475€3k▲
Profit (loss) for the period before taxes9903€42k€18k▼
Income taxes67/77€13k€7k▼
Profit (loss) for the period9904€29k€11k▼
Transfer from tax-exempt reserves789€15k-
Profit (loss) for the period to be appropriated9905€44k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€96k€63k▼
Profit (loss) brought forward from the previous period14P€52k€52k▲
Transfer to equity691/2€15k€11k▼
To other reserves6921€15k€11k▼
Profit to be distributed694/7€29k-
Return on contributions (dividend)694€29k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Equity above €200kEq €205k ▲5.6%
7 profitable years in a row build equity to €205k.
07-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
Financial
Weakest financial yearnet €4k ▼2.3%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
16-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 16 days late
2020
30-06
Financial
Highest result since 2019net €89k ▲1122%
Net result €89k, the highest in the series.
30-06
Financial
Liquidity times 6current ratio 2.05
Current ratio from 0.34 to 2.05; short-term debt falls from €87k to €60k.
30-06
Financial
Equity above €200kEq €208k ▲74.1%
2 profitable years in a row build equity to €208k.
24-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
23-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
13-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Visé · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée d'Argenteau(ARG) 544601 ViséGround area
1,578 m²
Building footprint
223 m²
Volume, LiDAR
2,930 m³
Parcel 62005A0053/00D000, Wallonia · tallest building 18.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
EPC Consult
since 20102.190.280.586
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62005A0053/00D000 | Wallonia | 1,578 m² | 1 · 223 m² | 18.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ENTRE LES LIGNES
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Of 11,667 companies in sector 85599 we hold annual accounts for 1,329. 942 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-07-2010
Fiscal year end30-06
Activities, NACEBEL
85599Other education
64999Other financial services
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.