Summary
Conclusion
the dossier summarised in one paragraphIFCS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 17 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-06-2025, 40 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 21-06-2025 | 40 d early | 2025-00160825 |
| 31-12-2023 | 31-07-2024 | 27-06-2024 | 34 d early | 2024-00169212 |
| 31-12-2022 | 31-07-2023 | 05-06-2023 | 56 d early | 2023-00105734 |
| 31-12-2021 | 31-07-2022 | 29-06-2022 | 32 d early | 2022-20104242 |
| 31-12-2020 | 31-07-2021 | 07-06-2021 | 54 d early | 2021-17700558 |
| 31-12-2019 | 31-07-2020 | 22-06-2020 | 39 d early | 2020-18900367 |
| 31-12-2018 | 31-07-2019 | 12-06-2019 | 49 d early | 2019-17700174 |
| 31-12-2017 | 31-07-2018 | 18-06-2018 | 43 d early | 2018-19800238 |
| 31-12-2016 | 31-07-2017 | 31-08-2017 | 31 d late | 2017-56600424 |
| 31-12-2015 | 31-07-2016 | 30-06-2016 | 31 d early | 2016-26600320 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsLong-established
Founded in 1998, 27 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneThis is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
Financials
Annual accounts & ratios
Source: NBBFinancials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro | 21-06-2025 | 2025-00160825 |
| 31-12-2023 | micro | 27-06-2024 | 2024-00169212 |
| 31-12-2022 | micro | 05-06-2023 | 2023-00105734 |
| 31-12-2021 | micro | 29-06-2022 | 2022-20104242 |
| 31-12-2020 | micro | 07-06-2021 | 2021-17700558 |
| 31-12-2019 | micro | 22-06-2020 | 2020-18900367 |
| 31-12-2018 | micro | 12-06-2019 | 2019-17700174 |
| 31-12-2017 | micro | 18-06-2018 | 2018-19800238 |
| 31-12-2016 | micro | 31-08-2017 | 2017-56600424 |
| 31-12-2015 | verkort | 30-06-2016 | 2016-26600320 |
Directors
Directors & mandates
1 director7 of this company's 7 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
-
Current01-11-2020 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Activiteiten van verzekeringsagenten en -makelaars(66220) |
| Legal form | Private limited company(610) |
| Incorporation | 15-09-1998 |
| Status | Active |
| Postal code | 1050 |
Structure & network
Connections & network
1 connected companyGroup structure
Sits on the board · 1 subsidiary · 1 location
Control→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control
1 partyControl over this companysits on this company's board1
1 subsidiary · 1 location
controls
IFCSBE 0464.140.149
Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationLokerenveldstraat 57, 9300 Aalst
since 19992.091.436.202
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,379 m²
Buildings2
Building footprint877 m²
Volume (LiDAR)17,136 m³
Tallest building41.6 m · ±11 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0185/00P003 | Brussels | 1,083 m² | 1 · 657 m² | 41.6 m · 11 fl. |
| 41002B0047/00X003 | Flanders | 296 m² | 1 · 220 m² | 17.2 m · 4 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
4 acts Capital history · 1
13-03-2017
v3.2
All acts · 4
updated 8 months ago
2025
16-12-2025 Articles of association amended
Summary:
v3.2
2021
03-03-2021 Lisa Costers appointed as director
2017
13-03-2017 Capital increase of €2.48
Summary:
v3.2
2014
22-01-2014 Change in the board of directors
Summary:
v3.2
Analysis
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector and regionBE 0737.925.817 · Brussel
BE 0717.955.396 · Elsene
BE 0726.534.453 · Elsene
BE 0464.583.082 · Brussel
BE 0633.962.702 · Elsene
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 482 of the 4,657 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220Verzekeringsmakelaars en -agenten67201
Primary activity highlighted.
Names & trade names
| Legal nameNL | IFCS |
Registered office
Louizalaan 317 bus 5D
1050 Brussel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.