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Generated 17-08-2026
Active BE 0464.140.149Private limited company

IFCS

Louizalaan 317 ·1050 Brussel, Belgium· 27 yrs active
Sector: Activiteiten van verzekeringsagenten en -makelaars (66220)
Conclusion Checked

IFCS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 27 yrs
Board 1
Locations 1
Publications 4
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1998, 27 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 21-06-2025 2025-00160825
31-12-2023 micro 27-06-2024 2024-00169212
31-12-2022 micro 05-06-2023 2023-00105734
31-12-2021 micro 29-06-2022 2022-20104242
31-12-2020 micro 07-06-2021 2021-17700558
31-12-2019 micro 22-06-2020 2020-18900367
31-12-2018 micro 12-06-2019 2019-17700174
31-12-2017 micro 18-06-2018 2018-19800238
31-12-2016 micro 31-08-2017 2017-56600424
31-12-2015 verkort 30-06-2016 2016-26600320
Directors & mandates 1 directors
Current directors & mandates
  • LibefinLegal entity
    Director· perm. rep.: Lisa Costers
    State Gazette act 21028410 (03-03-2021)
    Current
    01-11-2020 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Activiteiten van verzekeringsagenten en -makelaars(66220)
Legal form Private limited company(610)
Incorporation15-09-1998
StatusActive
Postal code1050
Connections & network 1 connected companies
Group structure
Libefin
Sits on the board · 1 subsidiary · 1 location
Control→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control 1 parties
Control over this companysits on this company's board1
Libefin
1 subsidiary · 1 location
controls
IFCSBE 0464.140.149

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Establishment units 1 location
Lokerenveldstraat 57, 9300 Aalst
Ondersteunende activiteiten i.v.m. het verzekeringswezen en pensioenfondsen
since 19992.091.436.202
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
21807G0185/00P003 Brussels 1,083 m² 1 · 657 m² 41.6 m · 11 fl.
41002B0047/00X003 Flanders 296 m² 1 · 220 m² 17.2 m · 4 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 14 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
16-12-2025
State Gazette act Statutes amendment
v3.2
21-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
27-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
05-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
29-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
07-06-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
03-03-2021
State Gazette act Director changes
v3.2
2020
22-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
12-06-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
18-06-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
31-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
13-03-2017
State Gazette act Capital & shares
v3.2
2016
30-06-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2014
22-01-2014
State Gazette act Director changes
v3.2
Belgian State Gazette reading coverage 0 of 7 acts read

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 4 acts
Capital history · 1
13-03-2017
v3.2
All acts · 4 updated 8 months ago
2025
16-12-2025 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": true,
    "object_change": false,
    "effective_date": "2025-12-12",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0464.140.149",
    "name_full": "IFCS",
    "legal_form": "BVBA"
  },
  "signature_regime": null,
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
2021
03-03-2021 Lisa Costers appointed as director Director changes
  • Lisa Costers, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Lisa Costers",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0754967034",
        "name": "Libefin",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2020-11-01",
      "evidence_quote": "In de bijzondere Algemene vergadering der Aandeelhouders van 1 november 2020 werd de Gewone Commanditaire Vennootschap Libefin, O.N. 0754.967.034, maatschappelijke zetel te Oud Dor\u0440 10 - 9260 Wichelen, aangesteld als bestuurder, niet-statutair benoemd vanaf 1 november 2020 voor onbepaalde duur."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0464.140.149",
    "name_full": "IFCS",
    "legal_form": "BVBA"
  }
}
2017
13-03-2017 Capital increase of €2.48 Capital & shares
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "share_transfer",
      "amount": 100,
      "currency": "BEF",
      "after_eur": null,
      "delta_eur": 2.48,
      "before_eur": null,
      "amount_type": "kapitaal_effectief",
      "effective_date": "2017-02-01",
      "evidence_quote": "De algemene vergadering beslist tot de aankoop van 100 volgestorte aandelen.",
      "contribution_type": "in_kind",
      "delta_eur_converted_from": {
        "amount": 100,
        "currency": "BEF"
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0464.140.149",
    "name_full": "IFCS",
    "legal_form": "BVBA"
  }
}
2014
22-01-2014 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0464.140.149",
    "name_full": "IFCS",
    "legal_form": "BVBA"
  }
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220Verzekeringsmakelaars en -agenten67201
Primary activity highlighted.
Names & trade names
Legal nameNL IFCS
Registered office
Louizalaan 317 bus 5D
1050 Brussel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative