HOME-TECH
ActiveHOME-TECH has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-53k) and a net result of €116. Equity is shrinking by ~27.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 27451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.36 against 0.37 in 2024; short-term debt: 160.2% and cash: 8% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-60.2%
Return on assets
0.1%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 27451 sector peers (2025).
NBB · sector comparisonPosition among 27451 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
28 d early
2023
1 d early
2022
2 d early
2021
1 d early
2020
on the day
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-53k▲ 0.2%
2024 · €-53k
2018: €8k
2019: €-3k
2020: €7k
2021: €-25k
2022: €-63k
2023: €-53k
2024: €-53k
2018 → 2025
Total assets
€88k▼ 7.9%
2024 · €95k
2018: €174k
2019: €174k
2020: €175k
2021: €125k
2022: €94k
2023: €111k
2024: €95k
2018 → 2025
Net result
€116▲ 16,674%
2024 · €1
2018: €-26k
2019: €-11k
2020: €10k
2021: €-32k
2022: €-38k
2023: €10k
2024: €1
2018 → 2025
Working capital
€-90k▲ 3.0%
2024 · €-93k
2018: €-35k
2019: €-52k
2020: €-41k
2021: €-70k
2022: €-109k
2023: €-96k
2024: €-93k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-25k-€-63k▼ 151%€-53k▲ 15.6%€-53k=€-53k▲ 0.2%
Operating result€-31k-€-38k▼ 19.8%€8k€-398€164
Net result€-32k-€-38k▼ 19.2%€10k€1▼ 100.0%€116▲ 16,674%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €164 after a loss of €398 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €88k
Fixed assets
€37k▼ 6.7%
Current assets
€50k▼ 8.8%
Key figures and ratios
EBITDA
€3k▲
2024 · €2k
Cash flow
€3k▲
2024 · €3k
Solvency
-60.2%▼
2024 · -55.5%
Current ratio
0.36▼
2024 · 0.37
Quick ratio
0.14▲
2024 · 0.13
Debt / equity
-2.66▲
2024 · -2.80
ROA
0.1%▲
2024 · 0.0%
Interest coverage
21.64▼
2024 · 30.38
Debt
€140k▼
2024 · €148k
Debt ≤ 1 year
€140k▼
2024 · €148k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€95k€88k▼
Fixed assets21/28€40k€37k▼
Tangible fixed assets22/27€40k€37k▼
Land and buildings22€37k€36k▼
Plant, machinery and equipment23€3k€1k▼
Current assets29/58€55k€50k▼
Stocks and contracts in progress3€35k€31k▼
Stocks30/36€17k€17k▲
Contracts in progress37€19k€14k▼
Amounts receivable within one year40/41€12k€10k▼
Trade receivables40€10k€8k▼
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€6k€7k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€95k€88k▼
Equity10/15€-53k€-53k▲
Contributions10/11€19k€19k=
Reserves13€9k€9k=
Tax-exempt reserves132€4k€4k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€-80k€-80k▲
Amounts payable17/49€148k€140k▼
Amounts payable within one year42/48€148k€140k▼
Trade debts44€11k€9k▼
Suppliers440/4€11k€9k▼
Other amounts payable47/48€137k€132k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€2k€4k▲
Gross operating margin9900€4k€7k▲
Operating profit (loss)9901€-398€164▲
Financial income75/76B€413€84▼
Recurring financial income75€413€84▼
Financial charges65/66B€79€132▲
Recurring financial charges65€79€132▲
Profit (loss) for the period before taxes9903€-64€116▲
Income taxes67/77€-65-
Profit (loss) for the period9904€1€116▲
Profit (loss) for the period to be appropriated9905€1€116▲
Appropriation of the result
Profit (loss) to be appropriated9906€-80k€-80k▲
Profit (loss) brought forward from the previous period14P€-80k€-80k=
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €-38k
Net result drops to €-38k, the lowest in the series; recovery starts the following year.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leenweg 218000 BruggeGround area
236 m²
Building footprint
73 m²
Volume, LiDAR
375 m³
Parcel 31014A0236/00H002, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Leenweg 21, 8000 Brugge
since 20002.115.723.121
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31014A0236/00H002 | Flanders | 236 m² | 1 · 73 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,036 companies in sector 43221 we hold annual accounts for 3,468. 1,366 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-10-1999
Fiscal year end30-09
Activities, NACEBEL
43221Plumbing work
45332
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.