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HOME-TECH

Active
Private limited companyfounded 199926 yrs activeLeenweg 21, 8000 Brugge, BelgiumKBO/BCE: BE 0467.137.350

HOME-TECH has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-53k) and a net result of €116. Equity is shrinking by ~27.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 27446 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
16 / 100
Critical▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency33=
Growth58=
Stability100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.36 against 0.37 in 2024), and equity is negative.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 26 years 0 30 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-60.2%
Return on assets
0.1%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 27446 sector peers (2025).
NBB · sector comparison
Position among 27446 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
28 d early
2023
1 d early
2022
2 d early
2021
1 d early
2020
on the day
2019
on the day
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€-53k▲ 0.2%
2024 · €-53k
2018: €8k 2019: €-3k 2020: €7k 2021: €-25k 2022: €-63k 2023: €-53k 2024: €-53k
2018 → 2025
Total assets
€88k▼ 7.9%
2024 · €95k
2018: €174k 2019: €174k 2020: €175k 2021: €125k 2022: €94k 2023: €111k 2024: €95k
2018 → 2025
Net result
€116▲ 16,674%
2024 · €1
2018: €-26k 2019: €-11k 2020: €10k 2021: €-32k 2022: €-38k 2023: €10k 2024: €1
2018 → 2025
Working capital
€-90k▲ 3.0%
2024 · €-93k
2018: €-35k 2019: €-52k 2020: €-41k 2021: €-70k 2022: €-109k 2023: €-96k 2024: €-93k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€-25k-€-63k▼ 151%€-53k▲ 15.6%€-53k=€-53k▲ 0.2%
Operating result€-31k-€-38k▼ 19.8%€8k€-398€164
Net result€-32k-€-38k▼ 19.2%€10k€1▼ 100.0%€116▲ 16,674%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-40k€-20k€0Operating result 2021: €-31k€-31kNet result 2021: €-32k€-32kOperating result 2022: €-38k€-38kNet result 2022: €-38k€-38kOperating result 2023: €8k€8kNet result 2023: €10k€10kOperating result 2024: €-398€-398Net result 2024: €1€1Operating result 2025: €164€164Net result 2025: €116€11620212022202320242025
The operating result returns to profit in 2025: €164 after a loss of €398 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €88k
Fixed assets €37k▼ 6.7%
Current assets €50k▼ 8.8%
Key figures and ratios
2025 value · change against 2024
EBITDA
€3k
2024 · €2k
Cash flow
€3k
2024 · €3k
Solvency
-60.2%
2024 · -55.5%
Current ratio
0.36
2024 · 0.37
Quick ratio
0.14
2024 · 0.13
Debt / equity
-2.66
2024 · -2.80
ROE
-0.2%
2024 · 0.0%
ROA
0.1%
2024 · 0.0%
Interest coverage
21.64
2024 · 30.38
Debt
€140k
2024 · €148k
Debt ≤ 1 year
€140k
2024 · €148k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€95k€88k
Fixed assets21/28€40k€37k
Tangible fixed assets22/27€40k€37k
Land and buildings22€37k€36k
Plant, machinery and equipment23€3k€1k
Current assets29/58€55k€50k
Stocks and contracts in progress3€35k€31k
Stocks30/36€17k€17k
Contracts in progress37€19k€14k
Amounts receivable within one year40/41€12k€10k
Trade receivables40€10k€8k
Other amounts receivable41€2k€2k
Cash at bank and in hand54/58€6k€7k
Deferred charges and accrued income490/1€2k€2k
Equity and liabilities
Total equity and liabilities10/49€95k€88k
Equity10/15€-53k€-53k
Contributions10/11€19k€19k=
Reserves13€9k€9k=
Tax-exempt reserves132€4k€4k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€-80k€-80k
Amounts payable17/49€148k€140k
Amounts payable within one year42/48€148k€140k
Trade debts44€11k€9k
Suppliers440/4€11k€9k
Other amounts payable47/48€137k€132k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k
Other operating charges640/8€2k€4k
Gross operating margin9900€4k€7k
Operating profit (loss)9901€-398€164
Financial income75/76B€413€84
Recurring financial income75€413€84
Financial charges65/66B€79€132
Recurring financial charges65€79€132
Profit (loss) for the period before taxes9903€-64€116
Income taxes67/77€-65-
Profit (loss) for the period9904€1€116
Profit (loss) for the period to be appropriated9905€1€116
Appropriation of the result
Profit (loss) to be appropriated9906€-80k€-80k
Profit (loss) brought forward from the previous period14P€-80k€-80k=

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
29-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
02-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial Back to profitnet €10k
Net result €10k after 2 loss-making years.
28-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial Weakest financial yearnet €-38k
Net result drops to €-38k, the lowest in the series; recovery starts the following year.
29-04
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-04
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial Back to profitnet €10k
Net result €10k after 2 loss-making years.
30-04
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
29-04
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
03-04
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
17-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2000
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Leenweg 218000 Brugge
Ground area
236 m²
Building footprint
73 m²
Volume, LiDAR
375 m³
Parcel 31014A0236/00H002, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Leenweg 21, 8000 Brugge
NACE 1120002
since 20002.115.723.121
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31014A0236/00H002 Flanders 236 m² 1 · 73 m² 7.2 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,033 companies in sector 43221 we hold annual accounts for 3,468. 1,366 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded21-10-1999
Fiscal year end30-09
Activities, NACEBEL
43221Plumbing work
45332
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.