GUNTER BOSMANS
ActiveGUNTER BOSMANS has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.08M and a net result of €165k. Equity is growing by ~12% per year across the filed fiscal years. Its solvency ranks better than 44% of 7971 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-2
Solvency63▼-16
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity tight (current ratio 1.47 against 1.95 in 2024; short-term debt: 30.1% and cash: 0% of total assets), and 61.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.2%
Return on assets
3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
14 d early
2023
5 d early
2022
20 d early
2021
11 d early
2020
4 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.08M▼ 10.2%
2024 · €2.32M
2018: €992k
2019: €1.21M
2020: €1.39M
2021: €1.61M
2022: €1.81M
2023: €2.12M
2024: €2.32M
2018 → 2025
Total assets
€5.45M▲ 27.5%
2024 · €4.27M
2018: €2.51M
2019: €2.85M
2020: €2.71M
2021: €2.86M
2022: €3.66M
2023: €3.87M
2024: €4.27M
2018 → 2025
Net result
€165k▼ 17.3%
2024 · €200k
2018: €164k
2019: €217k
2020: €185k
2021: €335k
2022: €325k
2023: €433k
2024: €200k
2018 → 2025
Working capital
€773k▼ 23.3%
2024 · €1.01M
2018: €473k
2019: €390k
2020: €473k
2021: €747k
2022: €641k
2023: €931k
2024: €1.01M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.61M-€1.81M▲ 12.3%€2.12M▲ 17.1%€2.32M▲ 9.4%€2.08M▼ 10.2%
Operating result€581k-€457k▼ 21.3%€639k▲ 39.6%€394k▼ 38.3%€315k▼ 20.2%
Net result€335k-€325k▼ 2.9%€433k▲ 33.3%€200k▼ 53.9%€165k▼ 17.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 20% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.45M
Fixed assets
€3.03M▲ 37.4%
Current assets
€2.41M▲ 16.9%
Equity and liabilities €5.45M
Equity
€2.08M▼ 10.2%
Provisions
€3k▼ 35.5%
Debt
€3.36M▲ 72.4%
The debt ratio rises from 45.7% to 61.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€580k▲
2024 · €544k
Cash flow
€430k▲
2024 · €350k
Solvency
38.2%▼
2024 · 54.2%
Current ratio
1.47▼
2024 · 1.95
Quick ratio
0.45▼
2024 · 0.70
Debt / equity
1.62▲
2024 · 0.84
ROE
7.9%▼
2024 · 8.6%
ROA
3.0%▼
2024 · 4.7%
Interest coverage
7.53▼
2024 · 8.25
Debt
€3.36M▲
2024 · €1.95M
Debt ≤ 1 year
€1.64M▲
2024 · €1.06M
Debt > 1 year
€1.69M▲
2024 · €884k
Income taxes
€77k▼
2024 · €133k
Staff costs
€749k▲
2024 · €680k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.27M€5.45M▲
Fixed assets21/28€2.21M€3.03M▲
Tangible fixed assets22/27€1.58M€2.40M▲
Land and buildings22€1.12M€1.92M▲
Plant, machinery and equipment23€103k€64k▼
Furniture and vehicles24€170k€118k▼
Leasing and similar rights25€127k€255k▲
Other tangible fixed assets26€58k€49k▼
Financial fixed assets28€631k€631k=
Current assets29/58€2.06M€2.41M▲
Stocks and contracts in progress3€1.32M€1.68M▲
Stocks30/36€1.32M€1.68M▲
Amounts receivable within one year40/41€685k€729k▲
Trade receivables40€492k€537k▲
Other amounts receivable41€193k€192k▼
Cash at bank and in hand54/58€50k€2k▼
Deferred charges and accrued income490/1€9k€7k▼
Equity and liabilities
Total equity and liabilities10/49€4.27M€5.45M▲
Equity10/15€2.32M€2.08M▼
Contributions10/11€6k€6k=
Reserves13€2.31M€2.07M▼
Tax-exempt reserves132€32k€27k▼
Distributable reserves133€2.28M€2.05M▼
Provisions and deferred taxes16€4k€3k▼
Deferred taxes168€4k€3k▼
Amounts payable17/49€1.95M€3.36M▲
Amounts payable after more than one year17€884k€1.69M▲
Financial debts170/4€884k€1.69M▲
Amounts payable within one year42/48€1.06M€1.64M▲
Current portion of amounts payable after more than one year42€114k€173k▲
Financial debts43€159k€304k▲
Credit institutions430/8€159k€221k▲
Other loans439-€84k
Trade debts44€560k€623k▲
Suppliers440/4€560k€623k▲
Taxes, remuneration and social security45€126k€68k▼
Taxes450/3€96k€36k▼
Remuneration and social security454/9€30k€31k▲
Other amounts payable47/48€98k€472k▲
Accrued charges and deferred income492/3€10k€36k▲
Income statement
Code20242025
Remuneration, social security and pensions62€680k€749k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€150k€265k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€6k€18k▲
Other operating charges640/8€19k€27k▲
Non-recurring operating charges66A-€5k
Gross operating margin9900€1.25M€1.38M▲
Operating profit (loss)9901€394k€315k▼
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€66k€77k▲
Recurring financial charges65€66k€77k▲
Profit (loss) for the period before taxes9903€331k€241k▼
Transfer from deferred taxes780€2k€2k▼
Income taxes67/77€133k€77k▼
Profit (loss) for the period9904€200k€165k▼
Transfer from tax-exempt reserves789€5k€5k▼
Profit (loss) for the period to be appropriated9905€205k€170k▼
Appropriation of the result
Profit (loss) to be appropriated9906€205k€170k▼
Transfer from equity791/2-€402k
Transfer to equity691/2€205k€170k▼
To other reserves6921€205k€170k▼
Profit to be distributed694/7-€402k
Return on contributions (dividend)694-€402k
Social balance
Average headcount (FTE)908712.213.0▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €433k ▲33.3%
Operating result €639k, net result €433k, both a record.
31-12
Financial
Equity above €2MEq €2.12M ▲17.1%
6 profitable years in a row build equity to €2.12M.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €1MEq €1.21M ▲21.8%
2 profitable years in a row build equity to €1.21M.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boekeleslei 22221 Heist-op-den-BergGround area
1,839 m²
Building footprint
131 m²
Volume, LiDAR
680 m³
Parcel 12006E0247/00F003, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Gunter Bosmans
since 20052.147.477.060
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12006E0247/00F003 | Flanders | 1,839 m² | 1 · 131 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 3,000 EUR awarded · 3,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 3,000 EUR | 3,000 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
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Of 1,137 companies in sector 46130 we hold annual accounts for 646. 246 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-05-2005
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
46130Agents in the wholesale of timber and building materials
42110Construction of roads and motorways
45230
47521Retail sale of hardware, building materials, paint and glass (general range)
52461
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:info@dcpp.be
Phone:015/226178
Fax:015/226183