GrowScale
ActiveGrowScale has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €162k and a net result of €160k. Its solvency ranks better than 66% of 16906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency100
Growth-
Stability67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days only on tighter terms
Liquidity ample (current ratio 2.87), and 26.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.7%
Return on assets
73%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
11 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€162k
Total assets
€220k
Net result
€160k
Working capital
€108k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €220k
Fixed assets
€54k
Current assets
€165k
Equity and liabilities €220k
Equity
€162k
Debt
€58k
Debt finances 26.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€217k
Cash flow
€170k
Solvency
73.7%
Current ratio
2.87
Quick ratio
2.87
Debt / equity
0.36
ROE
99.1%
ROA
73.0%
Interest coverage
1990.35
Debt
€58k
Debt ≤ 1 year
€58k
Income taxes
€47k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€220k
Fixed assets21/28€54k
Tangible fixed assets22/27€54k
Plant, machinery and equipment23€1k
Furniture and vehicles24€36k
Other tangible fixed assets26€17k
Current assets29/58€165k
Amounts receivable within one year40/41€66k
Trade receivables40€61k
Other amounts receivable41€4k
Cash at bank and in hand54/58€99k
Deferred charges and accrued income490/1€441
Equity and liabilities
Total equity and liabilities10/49€220k
Equity10/15€162k
Contributions10/11€2k
Reserves13€160k
Distributable reserves133€160k
Amounts payable17/49€58k
Amounts payable within one year42/48€58k
Trade debts44€4k
Suppliers440/4€4k
Taxes, remuneration and social security45€53k
Taxes450/3€47k
Remuneration and social security454/9€6k
Other amounts payable47/48€223
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k
Other operating charges640/8€159
Gross operating margin9900€217k
Operating profit (loss)9901€208k
Financial income75/76B€4
Recurring financial income75€4
Financial charges65/66B€109
Recurring financial charges65€109
Profit (loss) for the period before taxes9903€208k
Income taxes67/77€47k
Profit (loss) for the period9904€160k
Profit (loss) for the period to be appropriated9905€160k
Appropriation of the result
Profit (loss) to be appropriated9906€160k
Transfer to equity691/2€160k
To other reserves6921€160k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bekelstraat 1229100 Sint-NiklaasGround area
6,127 m²
Building footprint
360 m²
Volume, LiDAR
1,753 m³
Parcel 46021A0089/00C000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GrowScale
since 20242.367.059.524
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46021A0089/00C000 | Flanders | 6,127 m² | 1 · 360 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
I.C.M. LABARQUE
BE 0872.102.947
Waregem · Eq €162k
INDUSOFT
BE 0885.086.002
Deinze · Eq €162k
COSMOLITHICS
BE 0683.603.738
Olen · Eq €162k
As Built Projects
BE 0792.853.749
Asse · Eq €162k
NECESS
BE 0701.973.558
Lille · Eq €162k
Of 16,811 companies in sector 62100 we hold annual accounts for 8,748. 6,777 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-12-2024
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62200Computer consultancy and computer facilities management
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.