COSMOLITHICS
ActiveCOSMOLITHICS has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €162k and a net result of €10k. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 78% of 16935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
83
/ 100
Excellent▼ -17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▼-68
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 4.42 against 3.77 in 2024), and 17.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.9%
Return on assets
5.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
2 d early
2024
28 d late
2023
1 d late
2022
61 d late
2021
29 d late
2020
31 d early
2019
80 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€162k▼ 1.3%
2024 · €164k
2018: €36k
2019: €74k
2020: €111k
2021: €127k
2022: €157k
2023: €145k
2024: €164k
2018 → 2025
Total assets
€195k▼ 6.2%
2024 · €208k
2018: €97k
2019: €122k
2020: €138k
2021: €141k
2022: €178k
2023: €149k
2024: €208k
2018 → 2025
Net result
€10k▼ 68.9%
2024 · €33k
2018: €54k
2019: €40k
2020: €37k
2021: €17k
2022: €29k
2023: €-11k
2024: €33k
2018 → 2025
Working capital
€104k▼ 8.9%
2024 · €114k
2018: €35k
2019: €67k
2020: €104k
2021: €117k
2022: €138k
2023: €98k
2024: €114k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€127k-€157k▲ 22.9%€145k▼ 7.1%€164k▲ 12.6%€162k▼ 1.3%
Operating result€22k-€38k▲ 74.3%€-10k€47k€12k▼ 74.1%
Net result€17k-€29k▲ 75.0%€-11k€33k€10k▼ 68.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 74% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €195k
Fixed assets
€60k▲ 15.2%
Current assets
€134k▼ 13.5%
Equity and liabilities €195k
Equity
€162k▼ 1.3%
Debt
€33k▼ 24.5%
The debt ratio falls from 21.2% to 17.1%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€17k▼
2024 · €51k
Cash flow
€15k▼
2024 · €37k
Solvency
82.9%▲
2024 · 78.8%
Current ratio
4.42▲
2024 · 3.77
Quick ratio
4.42▲
2024 · 3.77
Debt / equity
0.21▼
2024 · 0.27
ROE
6.4%▼
2024 · 20.4%
ROA
5.3%▼
2024 · 16.0%
Interest coverage
61.38▼
2024 · 81.63
Debt
€33k▼
2024 · €44k
Debt ≤ 1 year
€30k▼
2024 · €41k
Income taxes
€2k▼
2024 · €13k
Staff costs
€181▼
2024 · €283
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€208k€195k▼
Fixed assets21/28€53k€60k▲
Tangible fixed assets22/27€22k€30k▲
Land and buildings22€17k€18k▲
Plant, machinery and equipment23€4k€5k▲
Furniture and vehicles24€2k€7k▲
Financial fixed assets28€30k€30k=
Current assets29/58€155k€134k▼
Amounts receivable after more than one year29€15k€15k=
Trade receivables290€15k€15k=
Amounts receivable within one year40/41€14k€4k▼
Trade receivables40€14k€0▼
Other amounts receivable41€0€4k▲
Current investments50/53-€250
Cash at bank and in hand54/58€125k€114k▼
Deferred charges and accrued income490/1€1k€791▼
Equity and liabilities
Total equity and liabilities10/49€208k€195k▼
Equity10/15€164k€162k▼
Contributions10/11€6k€6k=
Reserves13€44k€42k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€43k€40k▼
Profit (loss) carried forward14€113k€114k▲
Amounts payable17/49€44k€33k▼
Amounts payable within one year42/48€41k€30k▼
Current portion of amounts payable after more than one year42€91€0▼
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€22k€7k▼
Taxes450/3€22k€7k▼
Remuneration and social security454/9-€159
Other amounts payable47/48€17k€18k▲
Accrued charges and deferred income492/3€3k€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€283€181▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€252€1k▲
Gross operating margin9900€51k€19k▼
Operating profit (loss)9901€47k€12k▼
Financial income75/76B€36€343▲
Recurring financial income75€36€343▲
Financial charges65/66B€623€276▼
Recurring financial charges65€623€276▼
Profit (loss) for the period before taxes9903€46k€12k▼
Income taxes67/77€13k€2k▼
Profit (loss) for the period9904€33k€10k▼
Profit (loss) for the period to be appropriated9905€33k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€143k€124k▼
Profit (loss) brought forward from the previous period14P€110k€113k▲
Transfer from equity791/2€15k€0▼
Transfer to equity691/2€30k€10k▼
To other reserves6921€30k€10k▼
Profit to be distributed694/7€15k€0▼
Return on contributions (dividend)694€15k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
31-12
Financial
Equity above €150kEq €164k ▲12.6%
Equity rises from €145k to €164k.
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
31-12
Financial
Weakest financial yearnet €-11k ▼138%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 27.97
Current ratio from 7.51 to 27.97; short-term debt falls from €21k to €4k.
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
31-12
Financial
Equity above €150kEq €157k ▲22.9%
5 profitable years in a row build equity to €157k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 9.88
Current ratio from 4.77 to 9.88; short-term debt falls from €28k to €13k.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €111k ▲48.8%
3 profitable years in a row build equity to €111k.
19-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 80 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Olen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geelseweg 1952250 OlenGround area
720 m²
Building footprint
167 m²
Volume, LiDAR
730 m³
Parcel 13029E0580/02G000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
COSMOLITHICS
since 20172.269.561.755
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13029E0580/02G000 | Flanders | 720 m² | 1 · 167 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6994000QYPKJI3YD6523
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JAKENCY
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GrowScale
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Vincent KREUTZ
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Of 16,807 companies in sector 62100 we hold annual accounts for 8,747. 6,781 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-10-2017
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.