GOODS SEMPELS
ActiveGOODS SEMPELS has been active since 1988 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). The 2024 annual accounts show equity of €240k and a net result of €3k. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 89% of 37968 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability21▼-64
Solvency100=
Growth52=
Track record92
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 9.98 against 6.02 in 2023; short-term debt: 9.4% and cash: 0.3% of total assets), and 9.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-10-2025, 81 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
81 d late
2023
446 d late
2020
79 d late
2019
101 d late
2018
33 d early
2017
26 d early
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Late accounts filing
Financials · fiscal year 2024, micro schema
Equity
€240k▲ 1.1%
2023 · €237k
2018: €108k
2019: €144k
2020: €172k
2023: €237k
2018 → 2024
Total assets
€265k▼ 6.1%
2023 · €282k
2018: €204k
2019: €238k
2020: €260k
2023: €282k
2018 → 2024
Net result
€3k▼ 92.6%
2023 · €36k
2018: €53k
2019: €86k
2020: €29k
2023: €36k
2018 → 2024
Working capital
€223k▼ 0.4%
2023 · €224k
2018: €108k
2019: €130k
2020: €152k
2023: €224k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182019202020232024Trend
Equity€108k-€144k▲ 33.0%€172k▲ 20.0%€237k▲ 37.9%€240k▲ 1.1%
Operating result€58k-€91k▲ 56.8%€17k▼ 81.2%€49k▲ 186%€-4k
Net result€53k-€86k▲ 62.1%€29k▼ 66.8%€36k▲ 26.8%€3k▼ 92.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €4k after €49k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €265k
Fixed assets
€17k▲ 26.2%
Current assets
€248k▼ 7.7%
Equity and liabilities €265k
Equity
€240k▲ 1.1%
Debt
€25k▼ 44.3%
The debt ratio falls from 15.8% to 9.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€262▼
2023 · €52k
Cash flow
€7k▼
2023 · €40k
Solvency
90.6%▲
2023 · 84.2%
Current ratio
9.98▲
2023 · 6.02
Quick ratio
9.98▲
2023 · 6.02
Debt / equity
0.10▼
2023 · 0.19
ROE
1.1%▼
2023 · 15.3%
ROA
1.0%▼
2023 · 12.9%
Interest coverage
0.17▼
2023 · 24.39
Debt
€25k▼
2023 · €45k
Debt ≤ 1 year
€25k▼
2023 · €45k
Income taxes
€422▼
2023 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€282k€265k▼
Fixed assets21/28€13k€17k▲
Tangible fixed assets22/27€13k€17k▲
Land and buildings22€6k€5k▼
Plant, machinery and equipment23€514€382▼
Furniture and vehicles24€5k€9k▲
Other tangible fixed assets26€2k€2k=
Current assets29/58€269k€248k▼
Amounts receivable after more than one year29€99k€99k=
Other amounts receivable291€99k€99k=
Amounts receivable within one year40/41€162k€147k▼
Trade receivables40€10k-
Other amounts receivable41€152k€147k▼
Cash at bank and in hand54/58€7k€847▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€282k€265k▼
Equity10/15€237k€240k▲
Contributions10/11€19k€19k=
Reserves13€125k€125k=
Non-distributable reserves130/1€7k€7k=
Reserves not available under the articles1311€7k€7k=
Distributable reserves133€118k€118k=
Profit (loss) carried forward14€94k€97k▲
Amounts payable17/49€45k€25k▼
Amounts payable within one year42/48€45k€25k▼
Financial debts43€15k€3k▼
Credit institutions430/8€15k€3k▼
Trade debts44€10k€4k▼
Suppliers440/4€10k€4k▼
Taxes, remuneration and social security45€20k€18k▼
Taxes450/3€20k€18k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€57k€3k▼
Operating profit (loss)9901€49k€-4k▼
Financial income75/76B€7k€9k▲
Recurring financial income75€7k€9k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€54k€3k▼
Income taxes67/77€17k€422▼
Profit (loss) for the period9904€36k€3k▼
Profit (loss) for the period to be appropriated9905€36k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€94k€97k▲
Profit (loss) brought forward from the previous period14P€58k€94k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 81 days late
20-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 446 days late
08-09
KBO administration
Late accounts filing
2024
31-12
Financial
Weakest financial yearnet €3k ▼92.6%
Net result drops to €3k, the lowest in the series.
2023
31-12
Financial
Liquidity doublescurrent ratio 6.02
Current ratio from 2.74 to 6.02; short-term debt falls from €87k to €45k.
31-12
Financial
Equity above €200kEq €237k ▲37.9%
4 profitable years in a row build equity to €237k.
2021
18-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 79 days late
2020
31-12
Financial
Equity above €150kEq €172k ▲20%
3 profitable years in a row build equity to €172k.
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 101 days late
2019
31-12
Financial
Highest result since 2018net €86k ▲62.1%
Operating result €91k, net result €86k, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 16 days late
2016
15-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
28-08
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 28 days late
2014
27-08
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 27 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boom · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoek 82850 BoomGround area
397 m²
Building footprint
155 m²
Volume, LiDAR
1,302 m³
Parcel 11622C0436/00M002, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
GOODS SEMPELS
since 19882.038.104.117
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11622C0436/00M002 | Flanders | 397 m² | 1 · 155 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BizConsult
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Walter Van Leeckwyck
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Realiseren
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Richard ASSAKER
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 39,072 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-04-1988
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.