BizConsult
ActiveBizConsult has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €240k and a net result of €41k. Equity is growing by ~30.9% per year across the filed fiscal years. Its solvency ranks better than 83% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
93
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability86▼-14
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 6.95 against 5.75 in 2023), and 14.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
38 d early
2023
20 d early
2022
14 d early
2021
5 d early
2020
19 d early
2019
14 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€240k▲ 20.7%
2023 · €199k
2018: €52k
2019: €60k
2020: €77k
2021: €115k
2022: €144k
2023: €199k
2018 → 2024
Total assets
€281k▲ 16.5%
2023 · €241k
2018: €91k
2019: €115k
2020: €116k
2021: €162k
2022: €187k
2023: €241k
2018 → 2024
Net result
€41k▼ 25.2%
2023 · €55k
2018: €7k
2019: €23k
2020: €17k
2021: €38k
2022: €58k
2023: €55k
2018 → 2024
Working capital
€241k▲ 21.2%
2023 · €198k
2018: €47k
2019: €56k
2020: €73k
2021: €108k
2022: €142k
2023: €198k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€77k-€115k▲ 48.7%€144k▲ 25.0%€199k▲ 38.3%€240k▲ 20.7%
Operating result€26k-€55k▲ 111%€82k▲ 48.1%€79k▼ 3.8%€60k▼ 23.8%
Net result€17k-€38k▲ 121%€58k▲ 52.5%€55k▼ 4.3%€41k▼ 25.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 24% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €281k
Equity
€240k▲ 20.7%
Debt
€41k▼ 3.2%
The debt ratio falls from 17.5% to 14.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€61k▼
2023 · €80k
Cash flow
€42k▼
2023 · €56k
Solvency
85.5%▲
2023 · 82.5%
Current ratio
6.95▲
2023 · 5.75
Quick ratio
6.95▲
2023 · 5.75
Debt / equity
0.17▼
2023 · 0.21
ROE
17.2%▼
2023 · 27.7%
ROA
14.7%▼
2023 · 22.8%
Interest coverage
24.54▼
2023 · 45.37
Debt
€41k▼
2023 · €42k
Debt ≤ 1 year
€40k▼
2023 · €42k
Income taxes
€16k▼
2023 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€241k€281k▲
Fixed assets21/28€851€0▼
Tangible fixed assets22/27€851€0▼
Other tangible fixed assets26€851€0▼
Current assets29/58€240k€281k▲
Amounts receivable within one year40/41€41k€18k▼
Trade receivables40€38k€18k▼
Other amounts receivable41€2k€72▼
Current investments50/53€7k€7k=
Cash at bank and in hand54/58€193k€256k▲
Equity and liabilities
Total equity and liabilities10/49€241k€281k▲
Equity10/15€199k€240k▲
Contributions10/11€6k€6k=
Reserves13€193k€234k▲
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€191k€234k▲
Amounts payable17/49€42k€41k▼
Amounts payable within one year42/48€42k€40k▼
Financial debts43€972€671▼
Credit institutions430/8€972€671▼
Trade debts44€138€26▼
Suppliers440/4€138€26▼
Taxes, remuneration and social security45€11k€9k▼
Taxes450/3€9k€6k▼
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48€29k€31k▲
Accrued charges and deferred income492/3€387€395▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€851▼
Other operating charges640/8€937€763▼
Gross operating margin9900€81k€61k▼
Operating profit (loss)9901€79k€60k▼
Financial income75/76B€3€240▲
Recurring financial income75€3€240▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€77k€58k▼
Income taxes67/77€22k€16k▼
Profit (loss) for the period9904€55k€41k▼
Profit (loss) for the period to be appropriated9905€55k€41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€55k€41k▼
Transfer to equity691/2€55k€41k▼
To other reserves6921€55k€41k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €240k ▲20.7%
7 profitable years in a row build equity to €240k.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €199k ▲38.3%
6 profitable years in a row build equity to €199k.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €58k ▲52.5%
Operating result €82k, net result €58k, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €115k ▲48.7%
4 profitable years in a row build equity to €115k.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
08-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogstraat 26a2861 Sint-Katelijne-WaverGround area
4,158 m²
Building footprint
402 m²
Volume, LiDAR
1,237 m³
2 parcels, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BizConsult
since 20082.169.341.949
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12027D0417/00L003 | Flanders | 3,161 m² | 1 · 217 m² | 9.4 m · 2 fl. |
| 12027D0417/00D003 | Flanders | 997 m² | 1 · 185 m² | 2.7 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DaVu CONSULTING
BE 0802.880.876
Hooglede · Eq €240k
GOODS SEMPELS
BE 0434.128.448
Boom · Eq €240k
Walter Van Leeckwyck
BE 0731.675.354
Ranst · Eq €240k
Realiseren
BE 0472.410.388
Leuven · Eq €240k
Richard ASSAKER
BE 0784.388.025
Tournai · Eq €240k
Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 38,939 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-03-2008
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.