Geba Solutions
ActiveSummary
Geba Solutions has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €112k and a net result of €8k. Equity is growing by ~25.7% per year across the filed fiscal years. Its solvency ranks better than 81% of 480 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+6
Solvency90▼-6
Growth52=
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.87 against 5.23 in 2024; short-term debt: 23.8% and cash: 10.6% of total assets), and 35.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Sector 33
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.9%
Return on assets
4.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-03-2026, 149 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
149 d early
2024
43 d early
2023
48 d early
2022
33 d early
2021
41 d early
2020
32 d early
2019
51 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€112k▼ 12.5%
2024 · €128k
2019: €21k
2020: €42k
2021: €128k
2022: €161k
2023: €129k
2024: €128k
2019 → 2025
Total assets
€173k▼ 4.4%
2024 · €181k
2019: €40k
2020: €79k
2021: €206k
2022: €189k
2023: €222k
2024: €181k
2019 → 2025
Net result
€8k
2024 · €-927
2019: €14k
2020: €22k
2021: €91k
2022: €33k
2023: €-31k
2024: €-927
2019 → 2025
Working capital
€77k▼ 17.3%
2024 · €93k
2019: €-8k
2020: €1k
2021: €88k
2022: €131k
2023: €88k
2024: €93k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€128k-€161k▲ 25.7%€129k▼ 19.5%€128k▼ 0.7%€112k▼ 12.5%
Operating result€110k-€45k▼ 59.1%€-30k€1k€9k▲ 590%
Net result€91k-€33k▼ 63.9%€-31k€-927▲ 97.0%€8k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 590% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €173k
Fixed assets
€55k ▼ 16.7%
Current assets
€118k ▲ 2.7%
Equity and liabilities €173k
Equity
€112k ▼ 12.5%
Debt
€61k ▲ 15.3%
Debt's share of the balance-sheet total rises from 29.1% to 35.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€31k▲
2024 · €21k
Cash flow
€29k▲
2024 · €19k
Current ratio
2.87▼
2024 · 5.23
Quick ratio
2.32▼
2024 · 4.09
Debt to equity
0.54▲
2024 · 0.41
ROE
6.7%▲
2024 · -0.7%
ROA
4.3%▲
2024 · -0.5%
Interest coverage
17.54▲
2024 · 10.08
Debt ≤ 1 year
€41k▲
2024 · €22k
Debt > 1 year
€20k▼
2024 · €31k
Income taxes
€211▼
2024 · €225
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€181k€173k▼
Fixed assets21/28€66k€55k▼
Tangible fixed assets22/27€66k€55k▼
Land and buildings22-€5k
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€61k€46k▼
Current assets29/58€115k€118k▲
Stocks and contracts in progress3€25k€23k▼
Stocks30/36€25k€23k▼
Amounts receivable within one year40/41€53k€76k▲
Trade receivables40€33k€57k▲
Other amounts receivable41€19k€19k▼
Cash at bank and in hand54/58€35k€18k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€181k€173k▼
Equity10/15€128k€112k▼
Contributions10/11€19k€19k=
Reserves13€110k€94k▼
Distributable reserves133€110k€94k▼
Amounts payable17/49€53k€61k▲
Amounts payable after more than one year17€31k€20k▼
Financial debts170/4€31k€20k▼
Amounts payable within one year42/48€22k€41k▲
Current portion of amounts payable after more than one year42€11k€11k▲
Trade debts44€8k€8k▼
Suppliers440/4€8k€8k▼
Taxes, remuneration and social security45€1k€195▼
Taxes450/3€1k€195▼
Other amounts payable47/48€2k€22k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€22k▲
Other operating charges640/8€2k€866▼
Gross operating margin9900€23k€32k▲
Operating profit (loss)9901€1k€9k▲
Financial income75/76B€61€176▲
Recurring financial income75€61€176▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-702€8k▲
Income taxes67/77€225€211▼
Profit (loss) for the period9904€-927€8k▲
Profit (loss) for the period to be appropriated9905€-927€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-927€8k▲
Transfer from equity791/2€927€16k▲
Profit to be distributed694/7-€24k
Return on contributions (dividend)694-€24k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-31k ▼195%
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity triplescurrent ratio 5.71
Current ratio from 2.17 to 5.71; short-term debt falls from €75k to €28k.
31-12
Financial
Equity above €150kEq €161k ▲25.7%
4 profitable years in a row build equity to €161k.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2019net €91k ▲316%
Operating result €110k, net result €91k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.17
Current ratio from 1.05 to 2.17.
31-12
Financial
Equity above €100kEq €128k ▲202%
3 profitable years in a row build equity to €128k.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
10-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ravels · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Baan 612380 RavelsGround area
652 m²
Building footprint
151 m²
Volume, LiDAR
1,156 m³
Parcel 13035C0102/00S000, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Geba Solutions
since 20192.284.690.785
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13035C0102/00S000 | Flanders | 652 m² | 1 · 151 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 1,500 EUR awarded · 1,500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 1,500 EUR |
| 2022 | 1 | 1,500 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 887 companies in sector 33110 we hold annual accounts for 440. 340 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-01-2019
Fiscal year end31-12
Activities, NACEBEL 2025
33110Repair and maintenance of fabricated metal products
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:000000000