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FINBEL

Active
KBO/BCE: BE 0476.880.110
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Age24 yrs
Board1
Real estate2 parcels · 1,852 m²

Summary

Conclusion

the dossier summarised in one paragraph

FINBEL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 10 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-09-2025, 53 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 22-09-2025 53 d late 2025-00500198
31-12-2023 31-07-2024 21-08-2024 21 d late 2024-00372081
31-12-2022 31-07-2023 03-08-2023 3 d late 2023-00317193
31-12-2021 31-07-2022 30-09-2022 61 d late 2022-20448358
31-12-2020 31-07-2021 02-12-2021 124 d late 2021-79200520
31-12-2019 31-07-2020 28-08-2020 28 d late 2020-49800385
31-12-2018 31-07-2019 11-09-2019 42 d late 2019-64100058
31-12-2017 31-07-2018 25-03-2019 237 d late 2019-07800538
31-12-2016 31-07-2017 28-09-2017 59 d late 2017-64700017
31-12-2015 31-07-2016 23-08-2016 23 d late 2016-45900100

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 2002, 24 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 22-09-2025 2025-00500198
31-12-2023 micro 21-08-2024 2024-00372081
31-12-2022 micro 03-08-2023 2023-00317193
31-12-2021 micro 30-09-2022 2022-20448358
31-12-2020 micro 02-12-2021 2021-79200520
31-12-2019 micro 28-08-2020 2020-49800385
31-12-2018 micro 11-09-2019 2019-64100058
31-12-2017 micro 25-03-2019 2019-07800538
31-12-2016 micro 28-09-2017 2017-64700017
31-12-2015 volledig 23-08-2016 2016-45900100

Directors

Directors & mandates

2 directors
Current directors & mandates
  • KAVAK Ilyas
    Director
    State Gazette act 23418947 (31-10-2023)
    Current
    31-10-2023 → present
Historic, not recently confirmed (1)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • JIHAN ATALLAH
    Daily management
    State Gazette act 12034332 (09-02-2012)
    Not recently confirmed
    last confirmed in an act from 2012
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen(66199)
Legal form Private limited company(610)
Incorporation12-02-2002
StatusActive
Postal code1932

Structure & network

Locations & real estate

Establishment units

1 location
FINBEL SRL
Van Campenhoutstraat 66, 1000 BrusselVerstrekken van hypothecair krediet
since 20022.094.650.464
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,852 m²
Buildings2
Building footprint137 m²
Volume (LiDAR)705 m³
Tallest building20.7 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
23078B0093/00G000 Flanders 1,799 m² 1 · 90 m² 20.7 m · 1 fl.
21806F0042/00E006 Brussels 53 m² 1 · 47 m² 13.3 m · 4 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

6 acts
Address history · 5
13-10-2025
v3.2
28-05-2024
v3.2
15-03-2021
v3.2
15-10-2013
v3.2
09-02-2012
v3.2
All acts · 6 updated 10 months ago
2025
13-10-2025 Registered office moved from Elsene to Sint-Stevens-Woluwe Registered-office change
  • Louizalaan 500, 1050 Elsene → Eversestraat 118, 1932 Sint-Stevens-Woluwe
Summary: v3.2
2024
28-05-2024 Registered office moved from BRUXELLES to IXELLES Registered-office change
  • RUE VAN CAMPENHOUT 66, 1000 BRUXELLES → AVENUE LOUISE 500, 1050 IXELLES
Summary: v3.2
2023
31-10-2023 KAVAK Ilyas appointed as director Director changes
  • KAVAK Ilyas, Bestuurder
Summary: v3.2
2021
15-03-2021 Registered office moved from SCHAERBEEK to BRUXELLES Registered-office change
  • AVENUE MILCAMPS 59, 1030 SCHAERBEEK → RUE VAN CAMPENHOUT 66, 1000 BRUXELLES
Summary: v3.2
2013
15-10-2013 Registered office moved within BRUXELLES Registered-office change
  • AVENUE LOUISE 4, BRUXELLES → AVENUE MILCAMPS 59, 1030 BRUXELLES
Summary: v3.2
2012
09-02-2012 Registered office moved within BRUXELLES Registered-office change
  • RUE VAN CAMPENHOUT 66, 1000 BRUXELLES → AVENUE LOUISE 475, 1050 BRUXELLES
Summary: v3.2

Analysis

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Overige ondersteunende activiteiten in verband met financiële diensten, exclusief verzekeringen en pensioenfondsen, n.e.g.66199Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen66199Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220Verzekeringsmakelaars en -agenten67201
Primary activity highlighted.
Names & trade names
Legal nameNL FINBEL
Registered office
Eversestraat 118 A
1932 Zaventem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.