ISABEL
ActiveSummary
ISABEL has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73.54M and a net result of €13.22M. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 54% of 1416 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
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Signals
Checked, nothing found (2)
Financials · fiscal year 2025, full schema, statutory accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 82 lines
The notes to these accounts (76 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
24-07
State Gazette act
Registered officeRegistered-office move · Establishment closure3 facts ▸
- Board meeting, 03/07/2026
- Registered-office move, Sinter-Goedeleplein 14, 1000 Brussel
- Establishment closure, Keizerinlaan 13-15, 1000 Brussel, 01/10/2026
02-06
State Gazette act
Resignations: Maarten Van Royen, Bram Somers and Frank StockxAppointments: Mario De Vry (director) and Lieve De Mol (director) · Power of attorney15 facts ▸
- General meeting, 21-04-2026
- Director resignation, Maarten Van Royen (director)
- Director resignation, Bram Somers (director and chair of the board)
- Director appointment, Mario De Vry (director)
- Director appointment, Lieve De Mol (director)
- Director resignation, Frank Stockx (director)
- Board composition, François Franssen (director)
- Board composition, Alessandra Guion (extern bestuurder)
- Board composition, Tom Swerts (director)
- Board composition, Filip Rombouts (director)
- Board composition, Kris De Ryck (managing director)
- Board composition, Mario De Vry (director)
- +3 further facts in this act
03-03
State Gazette act
MiscellaneousCorrection1 fact ▸
- Correction, Correctie naam gedelegeerde bestuurder in publicatie van 30/10/2025 (nr 25137708)
30-10
State Gazette act
Resignations & appointmentsPower of attorney2 facts ▸
- Board meeting, 10/10/2025
- Power of attorney, Kris De Rijck
20-06
State Gazette act
Appointments: PricewaterhouseCoopers- Bedrijfsrevisoren BV, Alessandra Guion and 7 othersPermanent representative: Jeroen Bockaert · Auditor fee approval12 facts ▸
- General meeting, 07/05/2025
- Auditor appointment, PricewaterhouseCoopers- Bedrijfsrevisoren BV (statutory auditor)
- Permanent representative, Jeroen Bockaert
- Director appointment, Alessandra Guion (extern bestuurder)
- Director appointment, Bram Somers (director and chair of the board)
- Director appointment, Filip Rombouts (director)
- Director appointment, Maarten Van Royen (director)
- Director appointment, François Franssen (director)
- Director appointment, Tom Swerts (director)
- Director appointment, Frank Stockx (extern bestuurder)
- Director appointment, Kris De Ryck (managing director)
- Auditor fee approval
04-12
State Gazette act
Appointment: Alessandra Guion (externe bestuurder)2 facts ▸
- General meeting
- Director appointment, Alessandra Guion (externe bestuurder)
Show earlier events
16-07
State Gazette act
Appointment: Tom Swerts (director)Resignations: Bart De Rauw, Michel Akkermans and Martin Servais5 facts ▸
- General meeting, 12/04/2024
- Director appointment, Tom Swerts (director)
- Director resignation, Bart De Rauw (director)
- Director resignation, Michel Akkermans (extern bestuurder)
- Director resignation, Martin Servais (extern bestuurder)
11-10
State Gazette act
Resignation: Jean de Crane (bestuurder en als gedelegeerd bestuurder belast met dagelijks bestuur)Appointment: Kris De Ryck (director)3 facts ▸
- Director resignation, Jean de Crane (bestuurder en als gedelegeerd bestuurder belast met dagelijks bestuur)
- Director appointment, Kris De Ryck (director)
- Director appointment, Kris De Ryck (gedelegeerd bestuurder belast met het dagelijks bestuur)
12-05
State Gazette act
Resignations: François Franssen (gecoöpteerd bestuurder) and Bram Somers (gecoöpteerd bestuurder)Appointments: François Franssen (director) and Bram Somers (director) · Reappointment: Filip Rombouts (director)5 facts ▸
- Director resignation, François Franssen (gecoöpteerd bestuurder)
- Director appointment, François Franssen (director)
- Director resignation, Bram Somers (gecoöpteerd bestuurder)
- Director appointment, Bram Somers (director)
- Director reappointment, Filip Rombouts (director)
30-08
State Gazette act
Resignations: Erik Luts, Michel Anseeuw and 5 othersAppointments: Dirk Ector, Maarten Van Royen and 3 others · Reappointment: Frank Stockx (extern bestuurder)15 facts ▸
- General meeting, 05/05/2021
- Director resignation, Erik Luts (director)
- Director resignation, Michel Anseeuw (director)
- Director appointment, Dirk Ector (director)
- General meeting, 04/05/2022
- Director resignation, Daniel de Clerck (director)
- Director resignation, Ivo De Meersman (director)
- Director resignation, Dirk Gyselinck (director)
- Director resignation, Dirk Ector (director)
- Director resignation, Martine Klutz (director)
- Director appointment, Maarten Van Royen (director)
- Director appointment, Bart De Rauw (director)
- +3 further facts in this act
26-08
State Gazette act
Appointments: KPMG Bedrijfsrevisoren Burg. CVBA (statutory auditor) and PricewaterhouseCoopers - bedrijfsrevisoren BV (statutory auditor)Permanent representatives: Stéphane Nolf and Jeroen Bockaert · Resignation: KPMG Bedrijfsrevisoren Burg. CVBA (statutory auditor)7 facts ▸
- General meeting, 05/05/2021
- Auditor appointment, KPMG Bedrijfsrevisoren Burg. CVBA (statutory auditor)
- Permanent representative, Stéphane Nolf
- General meeting, 04/05/2022
- Auditor resignation, KPMG Bedrijfsrevisoren Burg. CVBA (statutory auditor)
- Auditor appointment, PricewaterhouseCoopers - bedrijfsrevisoren BV (statutory auditor)
- Permanent representative, Jeroen Bockaert
08-02
State Gazette act
Capital & shares · Purpose · Statutes amendmentStatutes amendment · Capital3 facts ▸
- General meeting, 11/01/2021
- Statutes amendment
- Capital, €3.200.000
29-01
State Gazette act
Capital & shares · Statutes amendmentStatutes amendment · Capital3 facts ▸
- General meeting, 11/01/2021
- Statutes amendment
- Capital, €3.200.000
29-06
State Gazette act
Resignations: Arnaud Frippiat (director) and Geert Van Mol (director)Appointments: Dirk Gyselinck, Martine Klutz and 2 others7 facts ▸
- General meeting, 06/05/2020
- Director resignation, Arnaud Frippiat (director)
- Director resignation, Geert Van Mol (director)
- Director appointment, Dirk Gyselinck (director)
- Director appointment, Martine Klutz (director)
- Director appointment, Frank Stockx (chair of the board)
- Director appointment, Jean de Crane (managing director)
24-06
State Gazette act
Resignation: Olivier Onclin (director)Appointments: Arnaud Frippiat, KPMG Bedrijfsrevisoren Burg. CVBA and 2 others · Reappointment: Ivo De Meersman (director) · Permanent representative: Stépharre Nolf8 facts ▸
- General meeting, 02/05/2018
- Director resignation, Olivier Onclin (director)
- Director appointment, Arnaud Frippiat (director)
- Director reappointment, Ivo De Meersman (director)
- Auditor appointment, KPMG Bedrijfsrevisoren Burg. CVBA (commissaris voor de geconsolideerde jaarrekening)
- Permanent representative, Stépharre Nolf
- Director appointment, Frank Stockx (chair of the board)
- Director appointment, Jean de Crane (managing director)
16-08
State Gazette act
Appointment: Martin Servais (extern bestuurder)2 facts ▸
- General meeting, 02/05/2018
- Director appointment, Martin Servais (extern bestuurder)
02-07
State Gazette act
Appointment: KPMG Bedrijfsrevisoren CVBA (statutory auditor)Permanent representative: Stéphane Nolf3 facts ▸
- General meeting, 02/05/2018
- Auditor appointment, KPMG Bedrijfsrevisoren CVBA (statutory auditor)
- Permanent representative, Stéphane Nolf
14-06
State Gazette act
Resignations: Peter Pollaert (director) and A4M BVBA (bestuurder, belast met het dagelijks bestuur)Appointments: Míchael Anseeuw, Michel Akkermans and Jean de Crane6 facts ▸
- General meeting, 02/05/2018
- Director resignation, Peter Pollaert (director)
- Director appointment, Míchael Anseeuw (director)
- Director appointment, Michel Akkermans (extern bestuurder)
- Director resignation, A4M BVBA (bestuurder, belast met het dagelijks bestuur (gedelegeerd bestuurder))
- Director appointment, Jean de Crane (bestuurder, belast met het dagelijks bestuur (gedelegeerd bestuurder))
26-01
State Gazette act
Capital & shares · Statutes amendmentStatutes amendment6 facts ▸
- General meeting, 28/12/2017
- Statutes amendment
- Statutes amendment
- Statutes amendment
- Statutes amendment
- Statutes amendment
26-01
State Gazette act
RestructuringMerger · Accounting effect3 facts ▸
- General meeting, 28/12/2017
- Merger, verrichting gelijkgesteld met fusie door overneming, 01/01/2018
- Accounting effect, 01/01/2018
17-01
State Gazette act
Resignation: Lieven Haesaert (director)Appointment: Filip Rombouts (director)3 facts ▸
- Board meeting, 10/11/2017
- Director resignation, Lieven Haesaert (director)
- Director appointment, Filip Rombouts (director)
24-11
State Gazette act
Capital & sharesMerger · Accounting effect · Net-asset statement4 facts ▸
- Merger, inbreng van bedrijfstak
- Accounting effect, 01/01/2018
- Net-asset statement, 30/09/2017
- Excluded liabilities, gerechtelijke procedure door B2Boost NV ingeleid op 19 januari 2017 voor de Franstalige Rechtbank van Koophandel te Brussel
24-11
State Gazette act
RestructuringMerger · Accounting effect2 facts ▸
- Merger
- Accounting effect, 01/01/2018
22-08
State Gazette act
Resignations: Johan De Meyer (director) and UBank Consult bvba (ceo belast met het dagelijks bestuur)Appointment: A4M bvba (bestuurder, belast met het dagelijks bestuur) · Permanent representative: Jean de Crane5 facts ▸
- Board meeting, 31/05/2017
- Director resignation, Johan De Meyer (director)
- Director resignation, UBank Consult bvba (ceo belast met het dagelijks bestuur)
- Director appointment, A4M bvba (bestuurder, belast met het dagelijks bestuur (gedelegeerd bestuurder))
- Permanent representative, Jean de Crane
23-05
State Gazette act
Resignations: Patrick Devis (director) and Eric Vandenbempt (director)Appointments: Olivier Onclin, Erik Luts and 8 others · Permanent representative: Johan De Meyer14 facts ▸
- General meeting, 03/05/2017
- Director resignation, Patrick Devis (director)
- Director resignation, Eric Vandenbempt (director)
- Director appointment, Olivier Onclin (director)
- Director appointment, Erik Luts (director)
- Director appointment, Frank Stockx (director and chair of the board)
- Director appointment, Daniel de Clerck (director)
- Director appointment, Ivo De Meersman (director)
- Director appointment, Lieven Haesaert (director)
- Director appointment, Peter Pollaert (director)
- Director appointment, Geert Van Mol (director)
- Director appointment, Johan De Meyer (director)
- +2 further facts in this act
02-02
State Gazette act
Appointment: KPMG Bedrijfsrevisoren Burg. CVBA (statutory auditor)Permanent representative: Karel Tanghe3 facts ▸
- General meeting, 01-04-2015
- Auditor appointment, KPMG Bedrijfsrevisoren Burg. CVBA (statutory auditor)
- Permanent representative, Karel Tanghe
05-08
State Gazette act
Resignation: Luc Neysens (managing director)Appointment: Ubank Consult bvba (chief executive officer) · Permanent representative: Johan De Meyer5 facts ▸
- Board meeting, 08/06/2016
- Director resignation, Luc Neysens (managing director)
- Director appointment, Ubank Consult bvba (chief executive officer (ceo))
- Director appointment, Ubank Consult bvba (belast met het dagelijks bestuur)
- Permanent representative, Johan De Meyer
03-08
State Gazette act
Resignation: Luc Neysens (director)Appointment: Johan De Meyer (director)3 facts ▸
- General meeting
- Director resignation, Luc Neysens (director)
- Director appointment, Johan De Meyer (director)
20-07
State Gazette act
Resignations: Joeri Lieten, Jacques Godet and Esquit GCVAppointments: Frank Stockx, Daniël De Clerck and Luc Neysens · Reappointment: Peter Pollaert (director)8 facts ▸
- General meeting, 06/04/2016
- Director resignation, Joeri Lieten (director)
- Director resignation, Jacques Godet (director)
- Director resignation, Esquit GCV (gedelegeerd bestuurder en als bestuurder)
- Director appointment, Frank Stockx (director)
- Director appointment, Daniël De Clerck (director)
- Director appointment, Luc Neysens (director)
- Director reappointment, Peter Pollaert (director)
12-05
State Gazette act
Resignations: Bart Verbeek, Olivier Onclin and Philippe GusbinAppointments: Eric Vandenbempt, Patrick Devis and 7 others · Permanent representative: Luc Neysens14 facts ▸
- General meeting, 01/04/2015
- Director resignation, Bart Verbeek (director)
- Director resignation, Olivier Onclin (director)
- Director resignation, Philippe Gusbin (director)
- Director appointment, Eric Vandenbempt (director)
- Director appointment, Patrick Devis (director)
- Director appointment, Joeri Lieten (director)
- Director appointment, Jacques Godet (director and chair of the board)
- Director appointment, Peter Pollaert (director)
- Director appointment, Lieven Haesaert (director)
- Director appointment, Geert Van Mol (director)
- Director appointment, Ivo De Meersman (director)
- +2 further facts in this act
13-06
State Gazette act
Resignation: Michel Luttgens (director)Appointment: Geert Van Mol (director)3 facts ▸
- General meeting, 02.04.2014
- Director resignation, Michel Luttgens (director)
- Director appointment, Geert Van Mol (director)
13-06
State Gazette act
Resignations & appointmentsPower of attorney2 facts ▸
- Board meeting, 30/04/2014
- Power of attorney, Esquit GCV
20-06
State Gazette act
Resignations: Dirk Cuypers (bestuurder voor kbc) and Rony Lejaeghere (bestuurder voor kbc)Appointments: Bart Verbeek (bestuurder voor kbc) and Ivo De Meersman (bestuurder voor kbc)5 facts ▸
- General meeting, 03/04/2013
- Director resignation, Dirk Cuypers (bestuurder voor kbc)
- Director resignation, Rony Lejaeghere (bestuurder voor kbc)
- Director appointment, Bart Verbeek (bestuurder voor kbc)
- Director appointment, Ivo De Meersman (bestuurder voor kbc)
28-12
State Gazette act
Resignations: Patrick Devis, Guido Busseniers and Philippe R. DuboisAppointments: Olivier Onclin, Lieven Haesaert and 2 others · Permanent representatives: Luc Neysens and Karel Tanghe · Power of attorney12 facts ▸
- General meeting, 12/12/2012
- Director resignation, Patrick Devis (bestuurder voor belfius bank)
- Director resignation, Guido Busseniers (bestuurder voor ing belgië)
- Director appointment, Olivier Onclin (bestuurder voor belfius)
- Director appointment, Lieven Haesaert (bestuurder voor ing belgië)
- Director resignation, Philippe R. Dubois (director and managing director)
- Director appointment, Esquit GCV (director)
- Director appointment, Esquit GCV (managing director)
- Permanent representative, Luc Neysens
- Auditor appointment, KPMG Bedrijfsrevisoren Burg CVBA (statutory auditor)
- Permanent representative, Karel Tanghe
- Power of attorney, B-docs NV
14-05
State Gazette act
Resignations: Frank Hubloue (director) and Joris Van der Wee (director)Appointments: Michel Luttgens (director) and Rony Lejaeghere (director)5 facts ▸
- General meeting, 04.04.2012
- Director resignation, Frank Hubloue (director)
- Director resignation, Joris Van der Wee (director)
- Director appointment, Michel Luttgens (director)
- Director appointment, Rony Lejaeghere (director)
03-11
State Gazette act
Resignations: Marc Lauwers (director) and Gunter Uytterhoeven (director)Appointments: Jacques Godet (director) and Frank Hubloue (director)5 facts ▸
- General meeting, 24/06/2011
- Director resignation, Marc Lauwers (director)
- Director resignation, Gunter Uytterhoeven (director)
- Director appointment, Jacques Godet (director)
- Director appointment, Frank Hubloue (director)
30-05
State Gazette act
Resignation: Marc Boghe (bestuurder voor ing)Appointment: Philippe Gusbin (bestuurder voor ing)3 facts ▸
- General meeting, 06/04/2011
- Director resignation, Marc Boghe (bestuurder voor ing)
- Director appointment, Philippe Gusbin (bestuurder voor ing)
17-06
State Gazette act
Resignations: Simon Colboc (bestuurder voor fortis) and Benoit Görtz (bestuurder voor dexia)Appointments: Peter Pollaert, Patrick Devis and KPMG Bedrijfsrevisoren6 facts ▸
- General meeting, 07/04/2010
- Director resignation, Simon Colboc (bestuurder voor fortis)
- Director resignation, Benoit Görtz (bestuurder voor dexia)
- Director appointment, Peter Pollaert (bestuurder voor fortis)
- Director appointment, Patrick Devis (bestuurder voor dexia)
- Auditor appointment, KPMG Bedrijfsrevisoren
19-01
State Gazette act
Appointments: Klynveld Peat Marwick Goerdeler - Reviseurs D'entreprises CVBA, Guido BUSSENIERS and Philippe R. DUBOISPermanent representative: Karel TANGHE · Reappointments: Marc Lauwers (chair of the board) and Philippe R. DUBOIS (managing director) · Resignation: Ferdinand De Grijs (director)11 facts ▸
- General meeting, 23/12/2008
- Statutes amendment
- Auditor appointment, Klynveld Peat Marwick Goerdeler - Reviseurs D'entreprises CVBA
- Permanent representative, Karel TANGHE
- Director appointment, Guido BUSSENIERS (director)
- Director appointment, Philippe R. DUBOIS (director)
- Power of attorney, Xavier Huysmans
- Board meeting, 23/12/2008
- Director reappointment, Marc Lauwers (chair of the board)
- Director reappointment, Philippe R. DUBOIS (managing director)
- Director resignation, Ferdinand De Grijs (director)
22-05
State Gazette act
Resignations: Bernard Levie (bestuurder voor fortis) and Pierre Orban (bestuurder voor fortis)Appointments: Daniël de Clerck (bestuurder voor fortis) and Cornelis J.G. Heijnen (bestuurder voor fortis) · Reappointment: Marc Boghe (bestuurder voor ing)6 facts ▸
- General meeting, 05/04/2006
- Director resignation, Bernard Levie (bestuurder voor fortis)
- Director appointment, Daniël de Clerck (bestuurder voor fortis)
- Director resignation, Pierre Orban (bestuurder voor fortis)
- Director appointment, Cornelis J.G. Heijnen (bestuurder voor fortis)
- Director reappointment, Marc Boghe (bestuurder voor ing)
Directors · office · real estate
6 other directors
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sinter-Goedeleplein 141000 Brussel1 establishment unit
2 parcels
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21804D1343/00R000 | Brussels | 3,064 m² | 1 · 2,352 m² | 34.5 m · 8 fl. |
| 21804D1435/00P000 | Brussels | 1,827 m² | 1 · 1,319 m² | 35.8 m · 10 fl. |
Linked by address, not proof of ownership
Statutory auditor
1 auditor| PricewaterhouseCoopers Reviseurs d'EntreprisesCurrent Statutory auditor · represented by Jeroen Bockaert | 26-08-2022 → present |
Show 5 earlier auditors
| Klynveld Peat Marwick Goerdeler - Reviseurs D'entreprises CVBA Auditor · represented by e5 succeeded by KPMG Bedrijfsrevisoren in 2010 | 19-01-2009 → 17-06-2010 |
| Klynveld Peat Marwick Goerdeler - Reviseurs D'entreprises SCRL Statutory auditor · represented by Karel TANGHE succeeded by KPMG Bedrijfsrevisoren in 2010 | 19-01-2009 → 17-06-2010 |
| KPMG Bedrijfsrevisoren Auditor · represented by Karel Tanghe succeeded by KPMG Bedrijfsrevisoren Burg. CVBA in 2015 | 17-06-2010 → 01-04-2015 |
| KPMG Bedrijfsrevisoren Burg. CVBA Commissaris voor de geconsolideerde jaarrekening · represented by Stépharre Nolf succeeded by KPMG Réviseurs d'Entreprises in 2018 | 01-04-2015 → 02-07-2018 |
| KPMG Réviseurs d'Entreprises Statutory auditor · represented by Stéphane Nolf succeeded by PricewaterhouseCoopers Reviseurs d'Entreprises in 2022 | 02-07-2018 → 26-08-2022 |
Articles of association
Full purpose
Le développement, la réalisation, l'exploitation et la gestion d'une infrastructure ayant pour but de permettre la communication électronique entre entreprises et entre entreprises et établissements de crédit. Elle peut faire ces opérations en nom et compte propre ou pour compte de tiers. Elle peut aussi faire, en Belgique et à l'étranger, toutes opérations financières, industrielles et commerciales, mobilières et immobilières, utiles ou favorables à la réalisation de son objet et ayant un rapport direct ou indirect avec celui-ci, et s'intéresser par voie de souscription, apport, prise de participation ou autre manière, dans toute société ou entreprise ayant une activité analogue, connexe ou complémentaire à la sienne, et, en général, effectuer toutes opérations de nature à favoriser la réalisation de son objet.
Structure & network
Connections & network
43 connected companiesShow 39 more companies with a shared director
Acquisitions and mergers
2 transactionsCapital and shareholders
- 08-02-2021 Capital stated in the act · 3,200,000 EUR
- 29-01-2021 Capital stated in the act · 3,200,000 EUR · 1,000,000 shares
Recognitions · licences · registrations
Legal Entity Identifier
Similar companies · same sector, comparable size
Company data · Crossroads Bank
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