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FIGU

Active
Private limited company·Detailhandel in schoeisel· 24 yrs active
Bergstrasse 25 ·4700 Eupen, Belgium
KBO/BCE: BE 0476.495.276
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age24 yrs
Staff (FTE)2.7

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of FIGU is 0.9% (low). The 2024 annual accounts show equity of €121k and a net result of €8k. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 50% of 6697 sector peers (fiscal year 2024). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Trust signals

2 signals
Long-established
Founded in 2002, 24 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.9% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Long track record Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€8k
Working capital€273k+2.1%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 19-08-2025 with the NBB · fiscal year 2024 · micro
€-20k€0€20k€40kOperating result 2020: €4k€4kNet result 2020: €40k€40kOperating result 2021: €32k€32kNet result 2021: €28k€28kOperating result 2022: €28k€28kNet result 2022: €19k€19kOperating result 2023: €-12k€-12kNet result 2023: €-13k€-13kOperating result 2024: €14k€14kNet result 2024: €8k€8k20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~10%/year over 7 fiscal years, indicative, assuming unchanged policy.
€50k€100k€150k€200k2025: €137k (€128k - €147k)2026: €151k (€137k - €165k)2027: €166k (€147k - €186k)2018: €78k2019: €75k2020: €80k2021: €108k2022: €127k2023: €113k2024: €121k2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 20.2% 20.4%
better than 50% of 6697 sector peers
Net result €8k €4k
better than 58% of 6677 sector peers
Equity €121k €16k
better than 88% of 6711 sector peers
Gross operating margin €117k €24k
better than 85% of 6656 sector peers
Staff costs €61k €33k
higher than 70% of 3034 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P50
2020: P38 · n=13652021: P44 · n=25422022: P51 · n=42902023: P50 · n=57142024: P50 · n=66972020 2024
Stable position over 2020-2024 · n=1365-6697
Net result P58
2020: P54 · n=13612021: P82 · n=25352022: P76 · n=42772023: P17 · n=56942024: P58 · n=66772020 2024
Weakening position over 2020-2024 · n=1361-6677
Equity P88
2020: P76 · n=13672021: P86 · n=25452022: P91 · n=42982023: P88 · n=57212024: P88 · n=67112020 2024
Stable position over 2020-2024 · n=1367-6711
Gross operating margin P85
2020: P79 · n=13562021: P86 · n=25222022: P86 · n=42672023: P79 · n=56682024: P85 · n=66562020 2024
Stable position over 2020-2024 · n=1356-6656
Describes the position versus peers, not a forecast.
EBITDA
€50k
+127.1% -93% vs sector
Net profit
€8k
- -99% vs sector
Cash flow
€44k
+114.2% -94% vs sector
Total assets
€600k
+4.4% -94% vs sector
Equity
€121k
+7.1% -97% vs sector
Working capital
€273k
+2.1% -90% vs sector
Employees (FTE)
3
-3.6% -87% vs sector
Staff costs
€61k
+20.1% -94% vs sector
Income taxes
€892
- -98% vs sector
Debt
€478k
+3.7% -93% vs sector
Debt ≤ 1y
€154k
+46.3% -96% vs sector
Debt > 1y
€324k
-8.9% -80% vs sector
Current ratio
2.77
-21.6% +62% vs sector
Quick ratio
0.10
-48.3% -90% vs sector
Solvency
20.2%
+2.6% -49% vs sector
Debt / equity
3.94
-3.1% +158% vs sector
ROE
6.6%
- -8% vs sector
ROA
1.3%
- -55% vs sector
Interest coverage
6.98
+135.9% +69% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€50k
Net profit€8k
Cash flow€44k
Staff costs€61k
Income taxes€892
Dividends-
Total assets€600k
Equity€121k
Debt€478k
of which ≤ 1y€154k
of which > 1y€324k
Working capital€273k
Employees (FTE)2.7
Ratios (computed)
2024
Current ratio2.77
Quick ratio0.10
Working capital ratio45.5%
Solvency20.2%
Debt / equity3.94
Long-term debt ratio2.67
Interest coverage6.98
Gross margin-
Net margin-
ROA1.3%
ROE6.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€600k
Fixed assets 21/28€173k
Intangible fixed assets 21€118k
Tangible fixed assets 22/27€54k
Financial fixed assets 28€410
Current assets 29/58€427k
Stocks & contracts in progress 3€412k
Amounts receivable within one year 40/41€693
Investments 50/53€7
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€600k
Equity 10/15€121k
Contributions / capital 10/11€19k
Reserves 13€74k
Accumulated profits (losses) 14€29k
Amounts payable 17/49€478k
Amounts payable after one year 17€324k
Amounts payable within one year 42/48€154k
Trade debts payable within one year 44€11k
Income statement
Gross operating margin 9900€117k
Operating result 9901€14k
Financial income 75€2k
Financial charges 65€7k
Result before taxes 9903€9k
Income taxes 67/77€892
Net result for the period 9904€8k
Result to be appropriated 9905€8k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
64 / 100 Healthy
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

2 locations
SCHUHMODE FISCHER
Bergstrasse 25, 4700 EupenGroothandel in kleding, kledingtoebehoren en bontartikelen
since 20022.095.551.673
SCHUHMODE FISCHER
Rue de l'Eglise 40, 4720 KelmisGroothandel in kleding, met uitzondering van werk- en onderkleding
since 20242.369.748.404
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area463 m²
Buildings1
Building footprint116 m²
Volume (LiDAR)1,137 m³
Tallest building11.4 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63040A0087/00_000 Wallonia 463 m² 1 · 116 m² 11.4 m · 3 fl.
Methodology
via establishment units: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source and are complete.

Analysis

Snowflake analysis

financial profile on 5 axes
Health64Profitability33Solvency47Growth52Stability100
59 / 100

Mixed profile: strong on stability, weaker on profitability.

Health 64
Profitability 33
Solvency 47
Growth 52
Stability 100

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Detailhandel in schoeisel in gespecialiseerde winkels47721Detailhandel in schoeisel47721Detailhandel in schoeisel52431Groothandel in lederwaren en reisartikelen46498Groothandel in lederwaren en reisartikelen46498Groothandel in lederwaren en reisartikelen51477
Primary activity highlighted.
Names & trade names
Legal nameDE FIGU
Registered office
Bergstrasse 25
4700 Eupen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.